Summary
Overview
Work History
Education
Skills
Timeline
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Rachel Radcliffe

Bloomington,IL

Summary

Accomplished professional with a proven track record in small business operations and mortgage underwriting at Finance of America Mortgage. Expert in business marketing and customer service, I have significantly enhanced company reputations and client satisfaction through strategic management and critical thinking. Skilled in documentation review and decision-making, my approach has consistently led to successful outcomes and operational excellence. Encouraging manager and analytical problem-solver with talents for team building, leading and motivating, as well as excellent customer relations aptitude and relationship-building skills. Proficient in using independent decision-making skills and sound judgment to positively impact company success. Dedicated to applying training, monitoring and morale-building abilities to enhance employee engagement and boost performance.

Overview

22
22
years of professional experience

Work History

Small Business Owner

RMR Leverage Group LLC
02.2021 - 09.2024
  • Managed daily operations for a successful small business, ensuring efficient processes and quality services.
  • Established a loyal customer base by providing personalized attention, addressing concerns promptly, and exceeding expectations.
  • Promoted business via social media to generate leads and maximize brand identity.
  • Enhanced company reputation by consistently delivering exceptional service quality to customers.

Mortgage Underwriter

Finance of America Mortgage
02.2021 - 09.2022
  • Approved or denied loans based on established criteria and underwriting guidelines.
  • Identified possible fraud risks through meticulous evaluation of application materials, protecting both lenders and homebuyers from potential losses.
  • Analyzed and verified applicant income, assets and credit history to support compliance with underwriting guidelines.
  • Determined credit risks by reviewing files in advance and comparing data against internal checklists and guidelines.

Managing Real Estate Broker& Notary

RMR Realty Partners
03.2003 - 12.2016
  • Increased client retention through consistent follow-up and ongoing communication, addressing concerns promptly and providing valuable industry insights.
  • Managed a portfolio of properties for optimal return on investment through regular market analysis and valuation adjustments.
  • Mentored junior agents, sharing knowledge of successful sales techniques and fostering professional growth within the team.
  • Negotiated favorable terms for clients during property transactions, leading to increased client satisfaction and repeat business.
  • Performed thorough review of document contents before notarization, ensuring accuracy and completeness.
  • Prepared error-free loan packages for mortgage refinancing transactions that led to successful funding without delays or complications.
  • Certified and attested power of attorney documents, acknowledgements and deeds.
  • Examined documents for accuracy, completion and compliance before notarizing.

Education

Columbia College
Chicago, IL

Coldwell Real Estate
Bloomington Il

Cornell University
Remote

Skills

  • Small business operations
  • Business marketing
  • Customer Service
  • Business Management
  • Underwriting guidelines
  • Documentation Review
  • Decision-Making
  • Microsoft Office
  • Analytical and Critical Thinking
  • Data Entry
  • Claims Processing
  • Claims Investigation
  • Insurance policy knowledge
  • Freight Rate Negotiation
  • Record Keeping Abilities
  • Dispatch Software Proficiency

Timeline

Small Business Owner

RMR Leverage Group LLC
02.2021 - 09.2024

Mortgage Underwriter

Finance of America Mortgage
02.2021 - 09.2022

Managing Real Estate Broker& Notary

RMR Realty Partners
03.2003 - 12.2016

Columbia College

Coldwell Real Estate

Cornell University
Rachel Radcliffe