Summary
Overview
Work History
Education
Skills
Languages
Timeline
GeneralManager
Rafael  Class II, MBA

Rafael Class II, MBA

Lovington,NM

Summary

Professional educator with outstanding communication and instruction experience. Adjunct Faculty adapts to different classroom settings and subjects. Masterful at new teaching styles and concepts and can work within constraints of school guidelines and policies. Keen observer equipped to change teaching styles based on student need or subject matter.

Overview

7
7
years of professional experience

Work History

Adjunct-professor

Morris Brown College
Atlanta, GA
08.2019 - 08.2022
  • Evaluated and revised lesson plans and course content to achieve student-centered learning.
  • Used variety of learning modalities and support materials to facilitate learning process and accentuate presentations.
  • Transitioned course material and applied technological options for online and course-related software for Business and Economics.
  • Evaluated and selected instructional materials and texts to prepare course materials and lesson plans.
  • Engaged students with insightful and compelling classroom discussion of topics relevant to coursework to boost student learning and retention.
  • Worked cooperatively with other members of faculty and staff to contribute to overall institutional effectiveness.
  • Identified academic strengths and obstacles and developed instructional techniques to accommodate different learning styles.
  • Collaborated with department head to create dynamic, ongoing curriculum development and instruction improvement program.

Credit Risk Analyst

JP Stone Community Bank
Hobbs, NM
10.2020 - 06.2022
  • Recommended approval or disapproval of commercial, real estate or credit loans.
  • Reviewed and verified income, credit reports and employment histories for each borrower.
  • Conducted presentations to upper management and executive teams for loan recommendations.
  • Assessed credit risk and analyzed financial statements.
  • Adhered to banking standards and government lending guidelines for loan services.
  • Organized and finalized loan applications for underwriter review.
  • Obtained and interpreted financial statements to assist in credit limit reviews.
  • Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
  • Obtained and reviewed credit reports, credit references, credit insurance and financial statements to establish credit limits for new accounts.
  • Devised collection recovery strategies to resolve customer issues and delinquent cases.
  • Checked appraisals, title information and insurance documents for each property.
  • Controlled credit exposure by providing financial order management support to minimize risk and obtain timely payment.
  • Gathered loan documentation for underwriting.
  • Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
  • Performed credit reviews on corporations to assess financial conditions.
  • Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.
  • Improved understanding of financial statements, which helped in assessing risk.

General Manager

McAllister's Deli
Hobbs, NM
08.2018 - 10.2020
  • Prepared annual budgets with controls to prevent overages.
  • Drove year-over-year business growth while leading operations, strategic vision and long-range planning.
  • Developed and maintained relationships with customers and suppliers through account development.
  • Delivered business strategy and developed systems and procedures to improve operational quality and team efficiency.
  • Reduced costs, managed delivery schedules and performed risk analysis to improve overall profitability.
  • Performed statistical analyses to gather data for operational and forecast team needs.
  • Managed budget implementations, employee evaluations and contract details.
  • Assessed reports to evaluate performance, develop targeted improvements and implement changes.
  • Introduced new methods, practices and systems to reduce turnaround time.
  • Boosted productivity consolidating material planning, data collection, payroll and accounting programs into one system.
  • Maximized operational excellence mentoring personnel on management principles, industry practices and company procedures.
  • Implemented operational strategies and effectively built customer and employee loyalty.
  • Provided thoughtful guidance to personnel in navigating and resolving snags in productivity.
  • Utilized enterprise risk management software to improve operational insight and planning.

Education

J.D. - Law

Trinity Law School
Santa Ana, CA
05.2025

MBA - Strategic Management

University of The Southwest
Hobbs, NM
12.2020

Bachelor of Science - Organizational Leadership

Nyack College
Nyack, NY
12.2018

Skills

  • Individualized support
  • Research and Analysis
  • Online Teaching
  • Lesson Development
  • Curriculum Creation
  • Classroom management
  • Group Instruction
  • Lesson Planning
  • Classroom presentations
  • Technology-based curriculum
  • Career advising
  • Online learning tools

Languages

Spanish
Native or Bilingual
Portuguese
Native or Bilingual

Timeline

Credit Risk Analyst

JP Stone Community Bank
10.2020 - 06.2022

Adjunct-professor

Morris Brown College
08.2019 - 08.2022

General Manager

McAllister's Deli
08.2018 - 10.2020

J.D. - Law

Trinity Law School

MBA - Strategic Management

University of The Southwest

Bachelor of Science - Organizational Leadership

Nyack College
Rafael Class II, MBA