RAHAB NYAWIRA MAINA
Normal,IL
Summary
Performance driven and diligent professional with multi-disciplinary experience, commended by superiors for contributions to roles requiring advanced organization, prioritization and multi-tasking abilities.
Persuasive negotiator who uses integrity and professionalism in assessing acquisition opportunities, and identifying new markets.
Organized and dependable candidate successful at managing multiple priorities with a positive attitude.
Willingness to take on added responsibilities to meet team goals.
Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy.
Overview
9
9
years of professional experience
Work History
Credit Analyst
Kenya Women Microfinance Bank
01.2019 - 05.2024
- Performing credit risk assessments to establish customer’s creditworthiness
- Developing and sustaining solid relationships with stakeholders and customers
- Analyzing customer’s feedback data to determine whether customers were satisfied with the banks services
- Soliciting new banking relationships for the bank with a focus on applicable department products/services
- Managing personal or commercial business relationships and remained the first point of contact for customers and ensured growth of business for the applicable department
- Ensuring appropriate handoff of new business and appropriate follow up for effective retention
- Participating and representing the bank at various professional, civic, and community activities
- Guiding customers with processes for optimizing sales/profits while minimizing any losses to the bank
- Coordinating loan marketing, appraisal, disbursement and recovery
- Mobilizing savings.
Teacher
Passenga Secondary School
05.2016 - 06.2017
- Teaching Mathematics and Business Studies
- Supporting and driving the ethos, aims and values of the school
- Creating a happy and stimulating environment, maintaining the highest standards of organization and discipline
- Providing a well-planned, creative and engaging learning experiences for students
- Maintaining a high standard of discipline and a stimulating environment, in the classroom and in other areas of the school
- Playing an active role in the general life of the school
- Working closely with colleagues and to provide short, long and medium term plans
- Assessing student’s progress, maintaining records and providing regular written reports.
- Developed strong relationships with students, parents, and colleagues by maintaining open lines of communication and fostering a supportive learning environment.
- Managed classroom behavior effectively by establishing clear expectations, modeling appropriate conduct, and consistently enforcing established rules and consequences.
- Enhanced classroom engagement through the use of interactive teaching methods, such as group projects and hands-on activities.
- Maintained accurate records of student progress, attendance, and behavior to facilitate ongoing communication with parents about their child''s educational journey.
Finance Intern
Tower Sacco Limited
05.2015 - 08.2015
- Bookkeeping work in journal posting, receipts, petty cash vouchers and cheque posting
- Generated financial projections and forecasts for short- and long-term.
- Created and implemented innovative financial strategies to increase profitability.
- Delivered guidance on financial regulations and requirements.
- Bank reconciliations
- Front office operations and customer care
- Marketing.
Education
Bachelor of Arts - Economics With I.T
Maseno University
12.2016
High School Diploma -
Karima Girls High School
12.2011
Skills
- Portfolio Management
- Process Implementation
- Risk Assessment
- Regulatory Compliance
- Credit Applications
- Market and Product Positioning
- Profitability & Cost Analysis
- Collections management
- Client Relations
- Term negotiation
- Data Compilation
- Oral and written communications
Accomplishments
- Managed to maintain Portfolio At Risk below 5% through timely monthly installment recovery and reduced the default rate.
- Convinced existing customers to try new products which they never used to buy previously hence increased sales turnover.
- Achieved 65% deposits growth by mobilizing more savers from individuals, groups and companies.
- Increased sales volume at 77% by ensuring all eligible clients were well funded through timely loan disbursement.
- Increased sales, worked directly with clients to develop rapport, built sales on needs and desires, and closed deals promptly.
- Grew the sales volume by 40% by enhancing and creating new and effective marketing channels.
- Achieved 80% timely response rate on the companies communication channels by ensuring timely response to clients queries.
References
- Ms. Ann Ndekei, Accountant, Kenya Women Microfinance Bank, +254 (0) 728 821549
- Ms. Margaret Kimemia, Unit Manager, Kenya Women Microfinance Bank, +254 (0) 707602388
- Ms. Esha Bhadoriya, Illinois State University, (309) 612-4079
Timeline
Credit Analyst
Kenya Women Microfinance Bank
01.2019 - 05.2024
Teacher
Passenga Secondary School
05.2016 - 06.2017
Finance Intern
Tower Sacco Limited
05.2015 - 08.2015
Bachelor of Arts - Economics With I.T
Maseno University
High School Diploma -
Karima Girls High School
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