Raianda Corkran
Fitchburg
Summary
Detail-oriented financial services professional with over six years of experience in lending operations, credit analysis, and risk evaluation. Expertise in reviewing applications, assessing financial risk, and ensuring compliance with institutional policies and regulatory standards. Proficient in analyzing documentation and making informed credit decisions while effectively communicating complex financial information to clients and internal stakeholders. Demonstrated ability to manage high volumes of applications with precision, maintaining strong organizational skills and a commitment to exceptional customer service.
Overview
2027
2027
years of professional experience
1
1
Certification
Work History
Lending Specialist
UW Credit Union
Madison, WI
2025 - Current
- Evaluate consumer loans applications to determine borrower risk, financial stability and eligibility for lending products
- Evaluated credit reports, debt-to-income ratios, and financial documentation to inform lending decisions.
- Executed institutional credit policies and risk guidelines to evaluate loan applications.
- Assessed potential risk concerns and escalated high-risk files for comprehensive underwriting review.
- Explained lending decisions and outlined documentation requirements to members, enhancing transparency in the lending process.
- Maintain compliance with federal and institutional lending regulations while managing a high-volume pipeline of applications
- Implemented initiatives to ensure monthly revenue generation of at least $1 million.
Consumer Loan Processor
UW Credit Union
Madison, WI
2022 - 2025
- Analyzed consumer loan applications, ensuring compliance and accuracy for personal auto and unsecured lending products.
- Ensured accuracy, completeness, and compliance of financial documentation with internal policies and regulatory requirements.
- Evaluated and organized third-party reports, including appraisals and title documentation, to ensure accuracy and compliance.
- Analyzed discrepancies and risk factors within loan files and collaborated with lending teams to implement effective resolutions.
- Managed loan processing queues to facilitate timely review and disbursement of applications.
- Facilitated training and oversight of new employees on lending systems procedures and compliance standards.
Associated Banker
BMO HARRIS BANK
Middleton, WI
2021 - 2022
- Assisted customers with financial transactions and account services while maintaining compliance and banking regulations
- Assessed client financial needs and recommended suitable banking products.
- Addressed account issues and fostered strong customer satisfaction through effective communication and problem-solving strategies.
Lead Teller
BYRON BANK
Byron, IL
2020 - 2021
- Managed teller operations to maintain transaction accuracy and ensure efficient cash management.
- Ensured compliance with internal controls and regulatory banking standards.
- Guided new staff members through operational procedures and compliance protocols to enhance team efficiency and adherence to standards.
Education
Bachelor of Science - Finance
PURDUE GLOBAL UNIVERSITY
Lafayette, IN07.2025
Associate of Arts -
ROCK VALLEY COLLEGE
Rockford, IL05.2023
Skills
- Risk assessment and underwriting support
- Application and document review
- Credit analysis and financial evaluation
- Policy and regulatory compliance
- Loss mitigation and risk management
- Interpersonal communication
- Microsoft office and financial system
- Attention to detail and organization
Certification
- Wisconsin Credit Life and Credit Disability Insurance License - State of Wisconsin, Office of the Commissioner of Insurance
- NMLS# 2761172
Timeline
Lending Specialist
UW Credit Union
2025 - Current
Consumer Loan Processor
UW Credit Union
2022 - 2025
Associated Banker
BMO HARRIS BANK
2021 - 2022
Lead Teller
BYRON BANK
2020 - 2021
Bachelor of Science - Finance
PURDUE GLOBAL UNIVERSITY
Associate of Arts -
ROCK VALLEY COLLEGE