RAJAN RAJ GIRI
Stamford,CT
Summary
Seasoned credit professional with 6+ years of experience in credit underwriting, portfolio management, credit risk,
financial modeling, ratings, project finance, corporate credit, financial statements analysis, and structuring
Overview
8
8
years of professional experience
Work History
Lead Fund Manager
University of Connecticut
Stamford, CT
08.2023 - Current
- Student Managed Fund
- Led a 6-member team managing a $0.5M portfolio using financial analysis, valuation models & stock pitch to identify investment opportunities & presented quarterly performance to the Board & UCONN Foundation.
Senior Credit Risk Officer
Global IME Bank
, Nepal
01.2021 - 07.2022
- Credit Risk and Control
- Spearheaded credit underwriting across Nepal by assessing financial health, repayment capacity, and risk profiles
- Conducted client reviews, evaluating financing structures, & suggesting credit decisions in existing/new accounts
- Evaluated client viability through site/plant visits, gathering key financial and operational data for credit analysis
- Noted Transactions- Project loan $7M for beverage plant & $4M for a hotel.
Business Development Manager
Shashwat Construction
, Nepal
08.2020 - 01.2021
- Family-Owned Business
- Managed resources, finances & operations amid pandemic to navigate uncertainties leading to business continuity.
Credit Risk Manager
ICICI Bank India
Mumbai, India
05.2016 - 07.2020
- Supervised and monitored credit portfolio of ~$3B and rated corporate clients across various industries
- Assigned credit ratings for 100+ companies & prepared reports for presentation & negotiation to top management
- Developed a $125M credit program for PE/VC investee companies leading to express credit approvals
- Reviewed application to underwrite loans for working capital/project/asset financing & proprietary investment
- Conducted reviews to identify emerging risks & material changes in clients’ financials to maintain asset quality
- Analyzed counterparty financials, produced credit memos, vetted covenants to ensure compliance & mitigate risk
- Advised on credit strategies, risk measures & credit structures to management leading to reduction in risk exposure
- Resolved & navigated inquiries from auditors, compliance, and regulatory agencies efficiently
- Trained junior team members on credit policies, enhancing team competency, and understanding of key regulations
- Conducted due diligence & spread financial statements to understand the company’s cash flows, impact of varying capital structures and its ability to service the debt and detect early warning signals
- Led cross-functional collaboration with external rating agencies, relationship teams and clients to analyze industry/company trends, identify rating drivers, and finalize internal credit ratings
- Notable Transactions- $320M for LBO acquisition, $100M for silent risk participation, & $160M of enhancement
- Industry -Chemical, Fertilizer, Aluminum, Cement, Oilfield Services, EPC, Organized Retail, Shipping & Consumer Industry
Retirement Operations Fund Management Intern
Trustage, CUNA Mutual Group
Stamford, CT
06.2023 - 08.2023
- Enhanced operational efficiency by developing Excel automation for processes, thus streamlining workflow
- Facilitated fund adjustments, advisor transitions & quality control, ensuring operational accuracy & compliance.
Education
MS - Financial Risk Management
University of Connecticut
May 2024
MBA - Finance
Symbiosis Institute of Business Management
2016
BBA - Accounts and Finance
Symbiosis Centre for Management Studies
2014
2024
2015
Skills
- Fixed Income, Bonds, Equity, Derivatives, Credit Risk
- Credit Ratings, Risk Analytics, Trade finance
- (LC/BG/SBLC), Financial Modeling, M&A, DCF, Relative
- Valuation, LBO, Value at Risk
- Tools: Bloomberg, Morningstar, S&P Capital IQ
- Microsoft Excel (Macros & VBA), SQL, Python
- R, Tableau, Power BI, PowerPoint, Visio
Timeline
Lead Fund Manager
University of Connecticut
08.2023 - Current
Retirement Operations Fund Management Intern
Trustage, CUNA Mutual Group
06.2023 - 08.2023
Senior Credit Risk Officer
Global IME Bank
01.2021 - 07.2022
Business Development Manager
Shashwat Construction
08.2020 - 01.2021
Credit Risk Manager
ICICI Bank India
05.2016 - 07.2020
MS - Financial Risk Management
University of Connecticut
MBA - Finance
Symbiosis Institute of Business Management
BBA - Accounts and Finance
Symbiosis Centre for Management Studies
Similar Profiles
Theo VietzkeTheo Vietzke
Video Production Assistant at University of ConnecticutVideo Production Assistant at University of Connecticut
Ethan FunkEthan Funk
UCONN Dining Hall Student Employee at University of ConnecticutUCONN Dining Hall Student Employee at University of Connecticut
Olivia WrightOlivia Wright
STUDENT-ATHLETE at University of ConnecticutSTUDENT-ATHLETE at University of Connecticut
Zihan YuZihan Yu
Undergraduate Researcher - Mani Research Group at University of ConnecticutUndergraduate Researcher - Mani Research Group at University of Connecticut
Guy ForttGuy Fortt
Fusion Technician at Security Industry SpecialistsFusion Technician at Security Industry Specialists