Hi, I’m
Rajib Giri
Flushing,NY
Summary
Seasoned banker with Credit Accreditation and expertise in risk management. Advanced credit assessment skills with a proven track record. Results-oriented professional with a strong business tenacity. Consistently exceeded performance expectations and achieved landmark deals. Passionate about data, strong in collaborating and aligning teams to deliver solutions that support organizational strategy; analytical, and decision-making. Highly-motivated employee with desire to take on new challenges. Strong worth ethic, adaptability and exceptional interpersonal skills. Adept at working effectively unsupervised and quickly mastering new skills.
Overview
34
years of professional experience
1
Certification
Work History
8 Peaks SolutionsRaleigh, NC
Sr. Credit Risk Consultant
05.2023 - Current
Job overview
- Conduct meticulous and timely assessments of commercial and credit relationships, adhering rigorously to established policies and guidelines
- Ensure the accuracy and completeness of loan documentation, credit files, and underwriting procedures, contributing to an organized and error-free system
- Verify credit transactions for compliance with approved terms and conditions, upholding regulatory and contractual integrity
- Maintain precise relationship risk ratings through continuous analysis and adjustments, providing a reliable assessment of risk exposure
- Act as a trusted source of expert advice, delivering comprehensive technical insights to clients and colleagues
- Function as a central knowledge resource within the bank, offering expertise and support in loan documentation, underwriting processes, and credit reviews.
Maw InvestmentKathmandu, Nepal
Sr. Lending Advisor
04.2021 - 04.2023
Job overview
- Approving lending proposals, Formulating and timely updating product program guidelines (PPG), Developing and revising policies and procedures for maintaining high-quality loans, Optimizing financial results through strategic decision-making, Improving Turnaround Time (TAT) for loan processing by implementing BPO
Kumari BankKathmandu, Nepal
Sr. Business Officer
04.2015 - 04.2020
Job overview
- Managed Credit and Deposit business across various sectors, including Corporate, Small & Medium Enterprises (SME), Retail Portfolio, Institutional clients, Credit Card, and Digital Banking
- Successfully grew Risk Assets and raised Deposits, achieving higher revenue targets
- Introduced new banking products and expanded the client base
- Significantly reduced Non-Performing Assets (NPA) from 4% to 1% in 2 years through focused effort and strategic planning
- Implemented digitization initiatives, including an Online Loan Processing Platform and Document Management System (DMS)
- Launched the Bank's proprietary Visa Credit Card, expanding the bank's product offerings.
- Exercised leadership capabilities by successfully motivating and inspiring others.
Standard Chartered BankKathmandu, Nepal
Head of Corporates, Wholesale Banking
04.2009 - 04.2014
Job overview
- Successfully restructured a landmark export finance deal, earning recognition at the Group Level
- Closed a unique Securitized Lending Deal involving the capture of credit card receivables
- Played an instrumental role in the launch of the lucrative Bullion trade business
- Initiated and executed an Aircraft Finance deal demonstrating international collaboration.
Standard Chartered BankKathmandu, Nepal
Sr. Relationship Manager, C&IB
01.1996 - 04.2009
Job overview
- Sales and marketing of credit, trade finance, and financial market products, Onboarding credit-worthy and financially rewarding clients, Achieving significant growth in Risk Assets and Revenue, both from the existing client base and through the acquisition of new clients
Standard Chartered BankKathmandu, Nepal
Relationship Manager, Corporate Banking
12.1989 - 04.1996
Job overview
- Prospecting and marketing corporate clients, Effectively handling and growing Risk Asset & Revenue from various portfolios, Seconded to work in Corporate Banking at ANZ Grindlays Bank Plc., India
Education
Sikkim Manipal University
Finance from Masters in Business Administration (MBA)
Tribhuvan UniversityKathmandu
BBA from Bachelor of Business Administration (BBA)
Skills
- Credit Risk
- Project Finance
- Aviation Finance
- Mortgage Finance
- Asset Valuation
- Collateral Evaluation
- Credit Policy Compliance
- Credit Structuring
- Derivative Products
- M&A
- Portfolio Management
- Risk Control
- Risk Ratings
- Credit Concentration
- Client Relationship Management
- Process Improvement
- Attention to Detail
- Data Profiling
- Data Analysis
- Leadership
- Time Management
- Organizing
- Cross selling
- Customer Relationship Management
- Work Planning and Prioritization
- Client Relationships
- Continuous Improvement
- Best Practices Implementation
- Credit risk evaluation
- Credit risk review
- High risk account reviews
- Credit Risk
- Risk mitigation
Certification
- Financial Markets, Yale University USA, 09/2023
- Private Equity & Venture Capital Course, University of Bocconi Italy, 07/2020
- Executive Leadership Development Program (ELDP), Rice University USA, 11/2018
- Executive Training on "Risk, Governance & Bank Management", Frankfurt School of Finance and Management GmbH Germany, 08/2017
- Leadership for Performance, Organization Learning, Standard Chartered Bank India, 04/2013
- Strategic Account Planning Training, Standard Chartered Bank India, 03/2013
- Credit Curriculum Course (CCC), Standard Chartered Bank Thailand, 11/2010
- Infrastructure Project Financing Strategies and Techniques, Public-Private Partnerships (IP3), USA, 08/2007
- Certified Trainer on "Environmental & Social Risk Management" (ESRM) from IFC for National Banking Institute (NBI)
- Empaneled Consultant/Resource person of Knowledge Ridge & Infolion, India
- Fund Supervisor of Himalayan Capital Ltd., approved by Securities Exchange Board of Nepal (SEBON)
Publications
Authored several articles on Banking Practices, Economy, and Contemporary issues published in New Business Age & Online news portals.
References
References available upon request.
Timeline
Sr. Credit Risk Consultant
8 Peaks Solutions
05.2023 - Current
Sr. Lending Advisor
Maw Investment
04.2021 - 04.2023
Sr. Business Officer
Kumari Bank
04.2015 - 04.2020
Head of Corporates, Wholesale Banking
Standard Chartered Bank
04.2009 - 04.2014
Sr. Relationship Manager, C&IB
Standard Chartered Bank
01.1996 - 04.2009
Relationship Manager, Corporate Banking
Standard Chartered Bank
12.1989 - 04.1996
- Financial Markets, Yale University USA, 09/2023
- Private Equity & Venture Capital Course, University of Bocconi Italy, 07/2020
- Executive Leadership Development Program (ELDP), Rice University USA, 11/2018
- Executive Training on "Risk, Governance & Bank Management", Frankfurt School of Finance and Management GmbH Germany, 08/2017
- Leadership for Performance, Organization Learning, Standard Chartered Bank India, 04/2013
- Strategic Account Planning Training, Standard Chartered Bank India, 03/2013
- Credit Curriculum Course (CCC), Standard Chartered Bank Thailand, 11/2010
- Infrastructure Project Financing Strategies and Techniques, Public-Private Partnerships (IP3), USA, 08/2007
- Certified Trainer on "Environmental & Social Risk Management" (ESRM) from IFC for National Banking Institute (NBI)
- Empaneled Consultant/Resource person of Knowledge Ridge & Infolion, India
- Fund Supervisor of Himalayan Capital Ltd., approved by Securities Exchange Board of Nepal (SEBON)
Sikkim Manipal University
Finance from Masters in Business Administration (MBA)
Tribhuvan University
BBA from Bachelor of Business Administration (BBA)
Similar Profiles
John BurkeJohn Burke
Business Development Manager/ Dispatch Manager at Tower 8 Staffing SolutionsBusiness Development Manager/ Dispatch Manager at Tower 8 Staffing Solutions
Brent InwoodBrent Inwood
Regional Sales Manager at Layer 8 SolutionsRegional Sales Manager at Layer 8 Solutions
Philiip Ramos Da SilvaPhiliip Ramos Da Silva
Bidding Assistant at ALPHA 8 SOLUTIONSBidding Assistant at ALPHA 8 SOLUTIONS