Summary
Overview
Work History
Education
Skills
Timeline
Generic

Ralph Symonds

Medina,Ohio

Summary

With a robust background in banking and finance, including a pivotal role as Vice President/Field Exam Manager at First Merit Bank, I excel in conducting detailed audits and enhancing loan compliance. My expertise in EXCELL and adeptness in fostering strong relationships have significantly contributed to operational improvements and staff development.


I served in the United States Navy where I learned to fly. A skill that to this day I still fly.


While in college, I was elected Mayor of Seville and served six years as the village's Mayor.

Overview

49
49
years of professional experience

Work History

Owner of Symonds Field Exams

Symonds Field Exams
03.2011 - Current
  • Contract worker for Community Banks to review books and records of potential and current bank loan customers
  • Make collateral advance rate recommendations based on audit tests
  • Reviewed all tax records of the bank's customer

Vice President/ Field Exam Manager

First Merit Bank
05.1995 - 06.2008
  • Managed five auditors setting their work schedules monitored their job performance and coached the staff in their career development
  • Preformed field exams of high-value loan customers to ensure compliance with the loan agreement and make recommendations on any changes to collateral advance rates
  • Performed inventory audits of automotive dealers to ensure loan compliance

Field Examiner

National City Bank
06.1980 - 05.1995
  • I started at National City Bank as a computer analyst working with Bankers in the development and upgrading of new and current computer
  • After two years as a computer analyst, I transferred to the Internal Audit Department. My responsibilities entailed audits of different bank departments and the bank's branch system to ensure bank compliance with bank policies and federal regulations.
  • After about two years, I was promoted to the Field Examiner Department as a Field Examiner.
  • My responsibilities entailed reviews of the books and records of high-value loan customers. The examiner was responsible for making advance rates on the collateral that supported the loan.

Computer Programmer

Westfield Insurance
05.1976 - 06.1980

As a programmer, I was responsible for routine maintenance of current computer systems.


I was later assigned to the company's Investment system where I was responsible for routine maintenance and systems upgrades.

Education

BBA - Finance

Kent State University
Kent, OH
06-1976

Skills

  • Proficient in EXCELL and WORD
  • Small business operations
  • Relationship building

Timeline

Owner of Symonds Field Exams

Symonds Field Exams
03.2011 - Current

Vice President/ Field Exam Manager

First Merit Bank
05.1995 - 06.2008

Field Examiner

National City Bank
06.1980 - 05.1995

Computer Programmer

Westfield Insurance
05.1976 - 06.1980

BBA - Finance

Kent State University
Ralph Symonds