Summary
Overview
Work History
Education
Skills
Languages
Timeline
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Ramon Frias

New York City

Summary

Dynamic International Business graduate with a strong understanding of global markets and a solid foundation in finance and sales. Experienced in financial analysis, client advisory, and operations across multiple industries. Detail-oriented, adaptable, and committed to continuous learning and professional growth.

Overview

8
8
years of professional experience

Work History

Sales Representative

Premium Merchant Funding
03.2024 - Current
  • Conducted financial assessments and cash flow analysis for small and mid-sized businesses.
  • Advised clients on debt structures, refinancing options, and capital acquisition strategies.
  • Structured and secured over $8M in commercial loans (SBA, equipment financing, working capital).
  • Coordinated with underwriting and compliance teams to ensure timely approvals.
  • Negotiated terms to maximize client and lender satisfaction.

Restaurant Manager

The Restaurant Group
06.2022 - 01.2024
  • Interviewed, trained, and supervised staff.
  • Managed inventory control and supply ordering.
  • Implemented business plans to improve food and beverage profitability.
  • Ensured compliance with health, safety, and sanitation standards.

Team Supervisor

Outplex
01.2021 - 01.2022
  • Supervised teams of up to 8 call center agents.
  • Created productivity reports and improvement plans.
  • Analyzed individual and team performance data.

Accounting and Bookkeeping

CheckPoint
05.2019 - 01.2022
  • Managed accounts payable, closings, and financial reports for up to 10 clients.
  • Reconciled purchases and sales with financial statements.
  • Prepared periodic financial reports and monthly statements.
  • Maintained accurate ledgers, cash logs, and banking records.

Accounting Assistant

Monkey y la Maravilla
05.2018 - 10.2019
  • Maintained accurate accounting documentation.
  • Recorded debits and credits following proper procedures.
  • Prepared bank deposits and verified cash flow.

Customer Service Representative

Alorica
11.2018 - 04.2019
  • Provided customer support and updated account records.
  • Resolved customer issues and tracked satisfaction metrics.

Education

Bachelor of International Business -

Universidad APEC

Skills

  • Financial analysis
  • Customer relationship management
  • Cold calling
  • Cash flow management
  • CRM proficiency
  • Prospecting
  • Effective communication

Languages

  • Spanish
  • English
  • Spanish

Timeline

Sales Representative

Premium Merchant Funding
03.2024 - Current

Restaurant Manager

The Restaurant Group
06.2022 - 01.2024

Team Supervisor

Outplex
01.2021 - 01.2022

Accounting and Bookkeeping

CheckPoint
05.2019 - 01.2022

Customer Service Representative

Alorica
11.2018 - 04.2019

Accounting Assistant

Monkey y la Maravilla
05.2018 - 10.2019

Bachelor of International Business -

Universidad APEC