Ransford Anto Mensah
Finance Specialist
Gastonia,NC
Summary
Dedicated and diligent individual with exceptional leadership abilities and a knack for handling accounting responsibilities. Strong aptitude for finance, well-suited for roles in the financial sector. Eager to continue learning and advancing in a fast-paced setting. Equipped with a solid foundation in financial principles and analytical skills, bringing valuable expertise to any position. Prepared to utilize and enhance critical thinking and problem-solving abilities to contribute effectively to the organization.
Overview
15
15
years of professional experience
Work History
Finance Specialist
Clark Simpson Miller, LLC
05.2023 - Current
- Prepared accurate monthly financial statements for the various HOAs.
- Prepared monthly reconciliation of bank accounts and took corrective actions on deviations.
- Provided accurate financial forecasts for management, aiding in strategic decision making.
- Assisted in successful audits for HOAs by maintaining detailed documentation and providing timely responses to auditor inquiries.
- Streamlined financial operations, improving overall efficiency within the finance department which reduced the turnaround time to 2 working days.
- Responded to customer inquiries and resolved complaints to establish trust and increase satisfaction.
- Strengthened client relationships by actively paying attention to their needs and providing tailored financial solutions.
- Participated in staff meetings to discuss innovative strategies to improve services.
- Coordinated efforts between various departments such as Transitions, AP and AR teams for smooth delivery of services to clients.
RELATIONSHIP MANAGER
First Atlantic Bank Ghana Ltd.
09.2019 - 08.2022
- Generated new business and referral clients in partnership with branch team
- Built and maintained relationships with new and existing clients while providing high level expertise
- Assisted customers with account opening, depositing and transferring of funds as well as signing up for new services
- Achieved goals for sale of banks products and services and exceeded performance metrics for customer service
- Communicate regularly with clients to understand needs, evaluate current product use and cross-sell new products
- Review of customer’s financial statements to determine the viability of extending credit
- Handling customer complaints
RELATIONSHIP OFFICER
UniCredit Savings & Loans Co. Ltd.
04.2015 - 08.2019
- Prospected for new clients for both credit and deposits
- Maintained and managed a high quality loan and deposit portfolios
- Responsibility for the output and growth in numbers and volume of loan and deposit portfolio
- Recovery of loans in compliance with the credit policy manual
- Contributed to reviewing, updating procedures and regularly reviewing of forms
- Ensured that the company maintained quality and timely service delivery standards
- Developed effective relationships with clients
- Generated and Communicated ideas on products and services to the product development team
- Handled customer complaints promptly
SENIOR LOANS OFFICER
Pan-African Savings & Loans Co. Ltd.
03.2012 - 03.2015
- Manage the branch in the absence of the branch manager
- Head the credit department of the branch
- Promote products and originate new clients
- Train and build the capacity of new and existing loan officers
- Conduct reevaluation of clients, with loan officers, when necessary
- Chair credit committees and approve loan applications within my authority level and recommend those above my limit
- Recommend late payment recovery strategies for the branch
- Ensure that the loan officers follow policies and procedure
- Set performance goals for loan officers and appraise their performance
- Organise and execute in-house training for staff, especially loan officers
- Provide high quality customer service
LOAN OFFICER
Pan-African Savings & Loans Co. Ltd.
07.2008 - 02.2012
- Marketing the company’s products
- Gathering and analysing credit information on customers to determine the viability of granting credit
- Generating financial ratios to evaluate customer’s financial status
- Completing loan applications, credit analyses and summaries of loan requests and submitting them to credit committee
- Participating in credit and arrears committees
- Loan portfolio management
- Consulting with customers to resolve complaints
- Giving clients financial advice on the prudent management of their businesses
- Strategizing and implementing recovery activities
- Preparing reports such as past due and expected repayments
- Training of new officers and in-house training of credit officers
Teaching Assistant
Methodist University, Ghana
01.2006 - 12.2007
- Researching into topical areas of academic concern
- Holding tutorial sessions for students
- Assisting the lecturer in the preparation of lesson materials
Accounts Officer
Ejura/Sekyedumase District Assembly (Finance Section)
07.2005 - 08.2005
- Preparations of pay vouchers (PVs)
- Recording receipts of revenue collected by personnel into the right category of books
- Payments of allowances to Assembly members and officials
- Extracting the monthly trial balance
Education
MBA - Finance
Methodist University College Ghana
01.2018
Bachelor of Commerce -
University of Cape-Coast
01.2006
SSSCE -
Konongo/Odumasi Sec. Sch.
01.2000
BECE -
Mount Carmel Basic School
01.1997
Skills
- Proven Leadership Skills
- Marketing skills
- Creativity and innovation
- Effective Negotiation Techniques
- Relationship Building
- Strong Ethical Standards
- Analytical skills
- Credit risk management
- Credit Analysis
- Analysis of Financial Statements
- Adaptability
- Proficient in MS Windows
- Proficient in MS Word
- Proficient in MS Excel
- Proficient in PowerPoint
- Effective Digital Resource Utilization
Workshops And Trainings
- Teamwork and team building
- Leadership training for middle level managers
- Counterfeit detection
- Money laundering
Timeline
Finance Specialist
Clark Simpson Miller, LLC
05.2023 - Current
RELATIONSHIP MANAGER
First Atlantic Bank Ghana Ltd.
09.2019 - 08.2022
RELATIONSHIP OFFICER
UniCredit Savings & Loans Co. Ltd.
04.2015 - 08.2019
SENIOR LOANS OFFICER
Pan-African Savings & Loans Co. Ltd.
03.2012 - 03.2015
LOAN OFFICER
Pan-African Savings & Loans Co. Ltd.
07.2008 - 02.2012
Teaching Assistant
Methodist University, Ghana
01.2006 - 12.2007
Accounts Officer
Ejura/Sekyedumase District Assembly (Finance Section)
07.2005 - 08.2005
Bachelor of Commerce -
University of Cape-Coast
SSSCE -
Konongo/Odumasi Sec. Sch.
BECE -
Mount Carmel Basic School
MBA - Finance
Methodist University College Ghana
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