RAPHAEL ENRIQUE VIÑA
Miami,USA
Summary
Detail-oriented Compliance Officer dedicated to improving policies and procedures in all business areas. Hardworking and driven with quality-focused and proactive approach. Bringing 24 years of experience in securities industry.
Detail-driven Compliance Officer focused on maximizing company compliance with applicable laws and standards. Knowledgeable about internal controls, process evaluations and procedural reviews. Proficient in Pershing and Actimize.
Detail-oriented Compliance Officer dedicated to improving policies and procedures in all business areas. Hardworking and driven with quality-focused and proactive approach. Bringing 24 years of experience in securities industry.
Overview
39
39
years of professional experience
Work History
Chief Compliance Officer, AMLO & FinOp
VECTORGLOBAL WMG / VECTORGLOBAL IAG
01.2024 - Current
- Responsible for overseeing and managing regulatory compliance within the organization
- Conduct compliance training to over 125 employees on regulatory and industry standards
- Assisted with internal and external audits to confirm compliance with applicable laws and regulations.
Chief Financial Officer & FinOp
BCI SECURITIES, Inc.
01.2020 - 12.2023
- Managed journal entries, collection efforts, reconciliations, and payroll processing.
- Prepared accurate financial statements at end of quarter to summarize financial health and business performance.
- Developed and oversaw yearly budgets and capital structure of company to determine best mix of debt, equity, and internal financing.
- Devised and presented business plans and forecasts to board of directors.
Senior Vice President, Managing Principal and CCO
AMERANT INVESTMENTS, Inc. (formerly aka Mercantil Investment Services)
01.2002 - 01.2020
- Designation as Chief Compliance Officer with FINRA and SEC, ultimate fiduciary responsibility before regulators, providers, clients and senior management, administer and oversee company operations to ensure efficiency, quality and cost-effective management of resources
- Directly supervise the following functions: Compliance, International Sales, Trading (Execution), Account Documentation; assist department managers prepare and implement their business execution plans
- Responsible for the integrity of the company financial statements and regulatory reports
- Responsible for the results of internal audits, risk assessments and regulatory examinations, as well as for the proper completion of action plans to correct weaknesses and/or implement best practices; primary liaison with auditors and examiners
- Enforce company policies and procedures in order to mitigate risks and comply with industry regulations; with support of the CO, create and revise internal controls and procedures to ensure compliance with laws, regulatory issuances and internal policies; develop, implement and enforce written supervisory procedures; provide compliance training and guidance to staff
- Minimize exposure to regulatory sanctions and fines, consumer litigation, damages to reputation
- Research changes in rules and regulations; prepares written and verbal opinions; develop, recommend for approval and maintain policies for the compliance program
- Present updates, information, recommendations and proposals as necessary to Management Executive Committee and Board
- Review and approve compliance of new products, systems and contracts; manage legal issues with internal and outside counsel
- Monitor and analyze complaints by customers to reduce exposure to litigation and/or regulatory penalties; ensure proper reporting of violations or potential violations to regulators and/or duly authorized enforcement agencies as appropriate
- Responsible for annual review and update of company’s Business Continuity Plan/ Disaster Recovery
- Negotiate improved contractual terms and conditions with clearing firm and operational vendors
- Other previously held positions: SVP, Chief Compliance Officer (2016-2019), VP, Wealth Management COO (2012-2015), VP, Financial and Operations Principal (2004-2011), AVP, Accounting and Operations Manager (2002-2003)
Assistant Vice President, Accounting Manager - Financial Reporting Division
MERCANTIL COMMERCEBANK, N.A. (now Amerant Bank)
01.1999 - 01.2002
- Responsible for the preparation of financial statements and regulatory reporting requirements for various banking entities, related offshore banks and bank holding companies, semi-annual audited financial statements and annual reports
- Preparation of consolidated financial statements, report results to Head Office; Bank FFIEC Call report, FRB reports
- Supervision of financial analysis staff, conduct research of variance analysis, report to bank CFO and Head Office
- Other previously held positions: Accounting Officer (1995-1999), Senior Financial Analyst (1994), Financial Analyst (1993), Accounting Clerk (1992)
Staff Accountant
VIÑA + COMPANY CPAs
01.1986 - 01.1992
- Prepared client individual and corporate tax returns, state tangible and intangible tax, payroll tax and sales tax returns
- Conducted on-site audit programs and inventory counts
- Prepared client financial statements, cash flow analysis
Education
Bachelor of Science - Business/Accounting
Florida International University
Miami, FLSkills
- Bilingual Fluent in Spanish
- Strong oral and written communication skills
- Netx360
- World-Check
- QuickBooks
- Corporate governance
- Team management
- Compliance monitoring
- Audit coordination
- Investigations skills
- Risk management
- Compliance procedures and reviews
- Documentation review
- Training delivery
- Controls tests
References
Available upon request
Industrylicenses
- FINRA Licenses Series 7, 24, 27, 99
- State of Florida Life, Health & Variable Annuities (currently inactive)
Cyclist
Avid cyclist
Languages
Spanish
Native or Bilingual
English
Native or Bilingual
Timeline
Chief Compliance Officer, AMLO & FinOp
VECTORGLOBAL WMG / VECTORGLOBAL IAG
01.2024 - Current
Chief Financial Officer & FinOp
BCI SECURITIES, Inc.
01.2020 - 12.2023
Senior Vice President, Managing Principal and CCO
AMERANT INVESTMENTS, Inc. (formerly aka Mercantil Investment Services)
01.2002 - 01.2020
Assistant Vice President, Accounting Manager - Financial Reporting Division
MERCANTIL COMMERCEBANK, N.A. (now Amerant Bank)
01.1999 - 01.2002
Staff Accountant
VIÑA + COMPANY CPAs
01.1986 - 01.1992
Bachelor of Science - Business/Accounting
Florida International University
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