Summary
Overview
Work History
Education
Skills
Timeline
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Raquel Johnson

Virginia Beach,VA

Summary

Detail-oriented team player with strong organizational skills. Ability to handle multiple projects simultaneously with a high degree of accuracy.

Overview

14
14
years of professional experience

Work History

Project Administrator

MH Recycling
10.2022 - Current
  • Reduced project completion times by effectively coordinating resources, schedules, and team members.
  • Increased stakeholder satisfaction with frequent progress updates and transparent reporting methods.
  • Developed comprehensive project plans and timelines to facilitate on-time project delivery.
  • Organized critical documentation for easy access and retrieval, increasing team productivity.
  • Collaborated with cross-functional teams to ensure seamless project integration and alignment with organizational goals.
  • Conducted risk assessments to identify potential issues and develop contingency plans accordingly.
  • Facilitated regular team meetings for effective communication, collaboration, and problem-solving efforts.

Loan Closer

OVM Financial, Inc
11.2019 - 09.2022
  • Reviewed titles, insurance and flood zone certifications to meet closing standards for each property.
  • Verified closing financial disclosure amounts against settlement and escrow agent figures to accurately reflect borrowers' bottom-line costs.
  • Delivered positive customer experiences and successful deal closures through open, constructive communications.
  • Prepared preliminary settlement statements and loan closing instructions for review by title companies and closing agents.
  • Collaborated with lenders, agents, and legal professionals to resolve transactional and title issues.
  • Contributed to the overall success of the company by consistently meeting departmental goals and exceeding client expectations.
  • Assisted in training new team members, sharing knowledge and expertise to foster a high-performing work environment.
  • Created Training Module for all new hires and Closing Checklists for current team members; maintained updated and accurate information for all to reference
  • Worked closely with funding department to ensure prompt disbursement of funds following successful loan closings.
  • Stayed up-to-date on industry regulatory changes and best practices in order to maintain compliance at all times during loan closings.

Loan Closer

George Mason Mortgage
08.2019 - 11.2019
  • Developed strong relationships with title companies, real estate agents, and attorneys to facilitate seamless loan closings.
  • Managed high volume of loans while maintaining strict attention to detail and consistently meeting deadlines.
  • Analyzed credit reports to assess risk and determine applicants' ability to repay loans.
  • Reviewed and validated details of loan applications and closing documentation.
  • Collected and compiled paperwork such as title abstracts, insurance paperwork, loan files and tax histories.

Loan Closer

Southern Trust Mortgage
01.2019 - 08.2019
  • Developed strong relationships with title companies, real estate agents, and attorneys to facilitate seamless loan closings.
  • Managed high volume of loans while maintaining strict attention to detail and consistently meeting deadlines.
  • Ensured accuracy of closing documents by thoroughly reviewing all relevant information prior to client signing appointments.
  • Coordinated scheduling of closing appointments with multiple parties involved, streamlining the entire loan closing process.
  • Maintained comprehensive knowledge of various loan products offered by the company, enabling effective guidance for clients seeking appropriate financing solutions; including FHA, VA, Conventional and BOND loans
  • Proactively resolved any issues that arose during the closing process, ensuring a smooth transaction for all parties involved.

Post-Closing Shipping Supervisor

Southern Trust Mortgage
12.2017 - 01.2019
  • Maintained open lines of communication with other departments involved in the loan closing process, promoting a spirit of cooperation that facilitated seamless interactions between teams.
  • Upheld strict confidentiality standards when handling sensitive client information, maintaining professional integrity at all times.
  • Demonstrated adaptability amid changing regulatory environments by quickly adjusting auditing procedures as warranted by new guidelines or requirements.
  • Identified opportunities for process improvement, resulting in increased operational efficiency.
  • Identified trends in common errors or inaccuracies, enabling targeted training initiatives to improve overall staff performance.
  • Established a reputation as a reliable and knowledgeable resource on post-closing auditing matters, providing expert advice and guidance when consulted by colleagues or management.
  • Contributed to departmental meetings by sharing insights gained from auditing experiences, fostering continuous improvement efforts among colleagues.
  • Provided guidance and support to new hires on audit processes, ensuring consistent application of company policies across the team.

Post-Closing - Loan Audit and Shipping

Southern Trust Mortgage
06.2012 - 12.2017
  • Enhanced audit accuracy by meticulously reviewing loan documents and verifying compliance with industry regulations.
  • Streamlined post-closing procedures for increased efficiency by identifying areas of improvement and implementing effective solutions.
  • Ensured timely completion of audits by effectively prioritizing tasks and managing time-sensitive projects.
  • Collaborated with loan officers and underwriters to address discrepancies in documentation, facilitating smooth resolution of outstanding issues.
  • Reduced the number of late or missing documents through diligent tracking and follow-up with responsible parties.
  • Conducted thorough investigations into potential fraud or misrepresentation, safeguarding company assets from financial loss.
  • Supported departmental goals by assisting team members in completing audit assignments as needed, fostering a collaborative work environment.
  • Developed comprehensive knowledge of federal and state regulations governing mortgage lending, ensuring all audits were conducted in accordance with applicable guidelines.
  • Identified trends in common errors or inaccuracies, enabling targeted training initiatives to improve overall staff performance.

Home Health Aide

The Faith Foundation
12.2009 - 06.2012
  • Improved patient well-being by providing compassionate and attentive personal care.
  • Assisted clients with daily living activities, enhancing their independence and quality of life.
  • Maintained a clean and safe home environment for patients, reducing falls and accidents.
  • Administered medications as prescribed, ensuring proper dosage and timely administration for optimal health outcomes.
  • Transported patients to medical appointments and social outings, fostering community engagement and overall wellbeing.
  • Monitored vital signs regularly, promptly reporting any abnormalities or concerns to supervising nurse or physician.
  • Completed thorough documentation of patient care activities, maintaining accurate records for effective communication amongst the healthcare team.
  • Assisted with meal planning and preparation according to dietary restrictions, meeting nutritional needs while adhering to personal preferences.
  • Helped patients maintain personal hygiene through bathing, grooming, and toileting assistance when necessary for dignity preservation.
  • Collaborated with healthcare professionals to develop individualized care plans, addressing specific needs and goals of each patient.

Education

Bachelor of Science - Criminal Justice

Old Dominion University
Norfolk, VA
12.2015

Skills

  • Project Management
  • Team Leadership
  • Problem Solving
  • Cross-functional Collaboration
  • Training and Development
  • Document Review
  • Detail Oriented
  • Skilled in Microsoft Office
  • Skilled in PCLender, Surelock, Encompass

Timeline

Project Administrator

MH Recycling
10.2022 - Current

Loan Closer

OVM Financial, Inc
11.2019 - 09.2022

Loan Closer

George Mason Mortgage
08.2019 - 11.2019

Loan Closer

Southern Trust Mortgage
01.2019 - 08.2019

Post-Closing Shipping Supervisor

Southern Trust Mortgage
12.2017 - 01.2019

Post-Closing - Loan Audit and Shipping

Southern Trust Mortgage
06.2012 - 12.2017

Home Health Aide

The Faith Foundation
12.2009 - 06.2012

Bachelor of Science - Criminal Justice

Old Dominion University
Raquel Johnson