Indoor / Outdoor Rock Climbing
RAYMOND DE LA CRUZ
Martinez,CA
Summary
Experienced executive with a proven track record of managing financial health, driving strategic decisions, and ensuring long-term success for companies. Strategic partner involved in shaping business growth and innovation through technology and data analytics. Skilled at identifying opportunities for improvement and implementing solutions to enhance business performance. Passionate about driving organizational success through strategic planning and innovative problem-solving.
Overview
27
27
years of professional experience
Work History
Director of Finance and Accounting Operations
The CBR Group
04.2019 - 12.2025
- Responsible for managing all financial activities and ensuring the CBR Group's financial health.
- Increasingly involved in strategic decision-making, working closely with the CEO and other executives to drive the company's overall direction.
- Managing CBR's $1.3 million dollar monthly cash flow, optimizing liquidity, and ensuring sufficient capital for operations.
- Providing financial insights and guidance to the executive team on strategic decisions, including potential mergers and acquisitions.
- Developing and implementing financial strategies, creating budgets, forecasts, and financial models for CBR's 4 lines of businesses.
- Overseeing the preparation and presentation of financial statements, ensuring accuracy and timeliness while adhering to all relevant financial regulations, laws, and accounting standards.
- Leading and developing the finance team, ensuring they have the necessary skills and resources.
- Identifying and mitigating financial risks, developing strategies to protect the company's $2 million dollars of assets.
- Evaluating and managing investments, seeking opportunities to grow the company's capital.
- Communicating with investors, providing financial information and updates.
Consultant
State Compensation Insurance Fund, SCIF
10.2018 - 04.2019
- Consultant for the FP&A Manager and the Director of FP&A.
- Oversee all aspects of business case analysis and competitor analysis
- Supported the company-wide financial planning and reporting process: including the quarterly forecast and annual budget process, long-range strategic planning and stress test modeling.
- Presented findings to executive leadership, driving informed decision-making on strategic initiatives.
Manager, Corporate Financial Planning and Reporting
Bank of the West
01.2015 - 07.2018
- Oversee all aspects of the bank-wide financial planning and reporting process: including the quarterly forecast and annual budget process, long-range strategic planning and stress test modeling.
- Managed balance projections, interest and expense income and fee forecasting, expense planning, loss mitigation, and risk / opportunity analytics.
- Provided executive management and the Board of Directors with timely, accurate, data driven reporting on the financial performance of Bank of West and its subsidiary First Hawaiian Bank.
- Developed tools, process, and procedures to be used by the bank lines of business to more efficiently and effectively accomplish planning and forecasting.
- Implemented the rolling-forecast process for 5-year strategic planning.
- During tenure, Hyperion- based planning tools were modified to support risk-opportunity based quarterly forecasting.
- Led team through the de-consolidation of the Bank's balance sheet and income statement following the partial ownership sale of First Hawaiian.
- Served as the Reporting manager; moved the Bank towards its goal of better understanding profitability by developing timely, accurate, and user friendly reporting with drivers.
- Rolled-out executive management reporting based on a standardized look and feel and transparent methodologies; process is now streamlined and integrated, reducing the level of duplication.
Manager: Financial Planning and Reporting, Commercial Banking Group
Bank of the West
01.2012 - 01.2015
- Managed the planning and reporting team that supports the Group head of the Commercial Banking Group consisting of both industry specific coverage lines and product line partners.
- Led the financial planning and reporting of the Commercial Banking line of business.
- Oversaw all aspects of the financial planning and reporting process: including the quarterly forecast and annual budget process, long-range strategic planning and stress test modeling.
- Introduced a driver-based planning culture.
- Commercial Banking divisions now use key performance indicators (KPIs) to budget sales productivity, portfolio modeling, and expense analysis.
- Managed consolidation of the middle-market segment portfolio of Bank of the West under the Commercial Banking group line of business.
- Financial models and reporting were re-designed and shared revenue and expense allocation processes were created.
Manager: Financial Planning and Reporting, Cards Services and Consumer Lending
Wells Fargo & Company
01.2008 - 01.2012
- Finance manager of planning and reporting team that supports Personal Credit Management business line.
- Led financial planning and reporting of $6 billion portfolio of consumer loans and lines of credit that generated over $600M in annual revenue and $100M in net-income-after-tax.
- Cultivated team oriented environment, in which all team members were involved and responsible for team's success.
- Changed nature of staff meetings to be one of more team involvement, communication sharing, and participation.
- Managed financial modeling of PCM's long-range strategic plan that was successfully presented to and approved by CEO John Stumpf.
- Plan increased transparency surrounding PCM's future product offerings and long range financial projection of business through 2015.
- Led integration of Wachovia's loan and line portfolio with PCM's existing suite of products.
- Financial models and reporting were re-designed and shared revenue and expense allocation processes were created to support addition of 22 eastern regional bank regions.
- Proposed recommendations that would change current financial focus beyond short–term and toward strategic planning provide financial process consistency across lines of businesses, and implement best practices among various finance groups.
- Received praise and recognition for exceptional performance from CEO and other executive leadership.
Education
Master of Business Administration (MBA) -
University of San Francisco
San Francisco, CA06.2005
Bachelor of Science (BS) - Business Management & Economics
Carnegie Mellon University
Pittsburgh, PA05.1998
Skills
- Skilled in QuickBooks financial management
- Hyperion specialist
- Experience with Oracle SQL
- Quick-base application expertise
- SAP software proficiency
- PeopleSoft application knowledge
- Skilled in Microsoft Office tools
Prior Experience
- McKesson Corporation, Senior Business Analyst, McKesson Pharmaceutical Organization
- Hewlett Packard, Senior Financial Analyst, Business PC North America Marketing Organization
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Interests
Snowboarding
Timeline
Director of Finance and Accounting Operations
The CBR Group
04.2019 - 12.2025
Consultant
State Compensation Insurance Fund, SCIF
10.2018 - 04.2019
Manager, Corporate Financial Planning and Reporting
Bank of the West
01.2015 - 07.2018
Manager: Financial Planning and Reporting, Commercial Banking Group
Bank of the West
01.2012 - 01.2015
Manager: Financial Planning and Reporting, Cards Services and Consumer Lending
Wells Fargo & Company
01.2008 - 01.2012
Master of Business Administration (MBA) -
University of San Francisco
Bachelor of Science (BS) - Business Management & Economics
Carnegie Mellon University