Raymond Escobar
West Babylon,NY
Summary
I am a BSA Compliance Assistant Manager and BSA Officer looking to pivot into a Technical Business Data Analyst role. My career has been built on protecting Jovia by making sense of complex transaction data to identify and mitigate risk. While I have AML and OFAC compliance expertise, I also show strength in data mapping, translating messy business rules into clear technical specs, and using SQL to audit system data. I am looking to expand beyond the regulatory field and focus on helping teams clean, analyze, and build better data pipelines.
Overview
1
1
Language
1
1
Certification
6
6
years of professional experience
Work History
BSA Compliance Assistant Manager
Jovia Financial Credit Union
02.2024 - Current
- Manage data mapping and validation of our AML monitoring system in relation to core data.
- Utilize SQL queries to extract demographic and transactional data for the purpose of optimizing BSA Team processes and for identifying and mitigating risk.
- Create reports and dashboards to provide BSA Team KPIs.
- Oversee AML, CFT, and OFAC program for Jovia to ensure compliance with AML and OFAC regulations.
- Manage all BSA report filings, ensuring timely and accurate e-filing submissions to FinCEN.
- Create, update, and maintain internal controls related to Jovia's AML/CFT and OFAC program.
- Prepare and revise AML/CFT and OFAC Policy and annual training for the Board of Directors.
BSA Compliance Supervisor
Jovia Financial Credit Union
02.2022 - 01.2024
- Streamlined BSA and Frontline Team processes for business onboarding.
- Revamped the SAR memo to show SAR filing data in viewer friendly manner.
- Adjusted transaction monitoring parameters using historical data in efforts to reduce false-positive alerts.
- Regularly Checked automated detection systems to ensure risk analysis remains optimized.
- Chaired the SAR Committee, ensuring all SARs were warranted, and that data related to the suspicious activity reported was accurate.
AML Investigator
Jovia Financial Credit Union
02.2020 - 02.2022
- View abnormal activities through the use of our AML software, and researched all demographic and transactional data on members (both personal and business) to further identify transactions or activities deemed risky or suspicious for SAR filing.
- Queried shared accounts, contact information, addresses and other identifying information to discover connections between suspicious transactions and related parties.
- Analyzed transactional data against expected activities based on business members demographics to identify risk and abnormal activities.
- Managed risk-identifying alerts and investigation cases for the purpose of identifying, intercepting, and reporting suspicious activity to FinCEN.
Education
Bachelor of Science - Accounting
SUNY College At Old Westbury
Old Westbury, NY06-2013
Associate of Science - Accounting
Nassau Community College
Garden City, NY12-2009
Skills
- Data Management and Analysis
- Risk Assessment
- Policy and Process Optimization
- Report Automation
- Project Management
- Trend Analysis
- Team Coordination
- Workflow Improvement
- Dashboard Development
- Microsoft Office Applications
- Analytical Thinking
- Strategic Planning
Certification
- Certified BSA Professional
Languages
Spanish
Native or Bilingual
Timeline
BSA Compliance Assistant Manager
Jovia Financial Credit Union
02.2024 - Current
BSA Compliance Supervisor
Jovia Financial Credit Union
02.2022 - 01.2024
AML Investigator
Jovia Financial Credit Union
02.2020 - 02.2022
Bachelor of Science - Accounting
SUNY College At Old Westbury
Associate of Science - Accounting
Nassau Community College