REBECA JIMINEZ
Miami,Florida
Summary
Performance driven and analytical banking professional with a robust portfolio of financial skills including, but not limited to underwriting, new credit origination, and relationship management. Additional skills include multitasking, strong attention to detail, problem-solving, and task optimization
Overview
6
6
years of professional experience
Work History
COMMERCIAL CREDIT ANALYST
Pacific National bank
Miami, FL
04.2023 - Current
- Reviewed customer credit applications to ensure accuracy of information provided and compliance with the Bank's underwriting policies.
- Responsible for underwriting and credit analysis of commercial real estate, multi-family properties, commercial and industrial, hotels, and business loans, to determine feasibility and credit risk of granting loans; not limited to new and/or annual reviews and renewals.
- Underwrite and analyze loan packages by evaluating and reviewing loan packages, financial statements, tax returns, appraisal reports, environmental reports, credit reports, Property Condition Reports, Appraisal Reviews, and other related loan information and supporting documentation.
COMMERCIAL CREDIT ANALYST
Firstbank Of Florida
Miami, FL
03.2022 - 04.2023
- Underwrite and analyze loan packages by evaluating and reviewing loan package, financial statements, tax returns, appraisal reports, environmental reports, and other related loan information and supporting documentation
- Prepares Credit Approval Memorandums (CAMs) for presentation to applicable approval authority/ committee
- Responsible for the underwriting and credit analysis of commercial real-estate, multifamily and business loans, to determine feasibility and credit risk of granting loans; not limited to new and/ or annual reviews and renewals
COMMERCIAL LOAN CLOSER
City National Bank Of Florida
Miami
06.2021 - 04.2022
- Prepares documents to facilitate closing for business or commercial real estate loans
- Analyzes the Credit memo to ensure all conditions and covenant have been met
- Handles the booking of all loans (including Commercial, and mortgage loan structures and residential lines of credit and auditing each loan file for accuracy
SENIOR FINANCIAL SERVICE ASSOCIATE
TD Bank
Miami
03.2018 - 06.2021
- Prepares credit and financial information to streamline loans processing for mortgage; prepares loan worksheets for submission to loan processing for closing documents
- Monitored lending requests from point of application to closing, gathering financial information, analyzing debt, and following, DTI releases of liens and order of appraisals, property report, etc
- Manages all assigned major or key account contacts within established procedures and performance standards
Education
MASTER OF SCIENCE IN FINANCE -
Florida International University, Chapman Graduate School Of Business
Miami, Florida01.2021
BACHELOR OF SCIENCE IN EDUCATION -
Florida International University, College Of Arts, Sciences & Education
Miami, Florida01.2019
Skills
- Bloomberg Certification
- MS Office
- MS excel
- Credit Analysis
- Financial Statements
- Compliance
- Customer Service
Personal Information
Title: COMMERCIAL CREDIT ANALYST
Languages
- English
- Spanish
Timeline
COMMERCIAL CREDIT ANALYST
Pacific National bank
04.2023 - Current
COMMERCIAL CREDIT ANALYST
Firstbank Of Florida
03.2022 - 04.2023
COMMERCIAL LOAN CLOSER
City National Bank Of Florida
06.2021 - 04.2022
SENIOR FINANCIAL SERVICE ASSOCIATE
TD Bank
03.2018 - 06.2021
MASTER OF SCIENCE IN FINANCE -
Florida International University, Chapman Graduate School Of Business
BACHELOR OF SCIENCE IN EDUCATION -
Florida International University, College Of Arts, Sciences & Education
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