Rebecca Derheim
Little Falls,MN
Summary
Accomplished Credit Analyst with a proven track record at First International Bank And Trust and BankVista, adept in risk assessment and financial statement analysis. Excelled in evaluating credit risk, managing problem loan reports, and enhancing financial review processes. Skilled in credit analysis with a keen ability to communicate complex financial information effectively.
Overview
10
10
years of professional experience
Work History
Credit Analyst II
BankVista
04.2017 - Current
- Assess credit risk and analyze financial statements.
- Analyze customer data such as financial statements to determine level of risk involved for extending credit.
- Conduct financial review of customers credit by assessing company financials and initiating credit annual reviews and or new SBA or conventional requests.
- Work with the lender to obtain customer information and updates on how the business is performing.
- Solely in charge of producing/updating problem loan reports for Watchlisted customers.
- Manage monthly problem loan meetings.
Credit Analyst
First International Bank And Trust
03.2014 - 04.2017
- Assessed credit risk and analyzed financial statements.
- Performed annual reviews on customers to determine financial soundness and risk.
Education
Accounting - Obtained A 2 Yr Associates Degree
St. Cloud Technical College
Saint Cloud, MN2005
Skills
- Risk Assessment
- Credit analysis
- Financial statement analysis
- Credit risk
Timeline
Credit Analyst II
BankVista
04.2017 - Current
Credit Analyst
First International Bank And Trust
03.2014 - 04.2017
Accounting - Obtained A 2 Yr Associates Degree
St. Cloud Technical College
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