Summary
Overview
Work History
Education
Skills
Accomplishments
Certification
Timeline
Generic

Regina Drummond

Bear,Delaware

Summary

Claims Professional experienced in litigation and claims management. Achieved equitable settlements and fraud prevention through effective decision making and conflict resolution. Mentored junior staff and enhanced claims processing efficiency, demonstrating strong supervisory and training skills.

Overview

41
41
years of professional experience
1
1
Certification

Work History

Sr. Claims Examiner

SEPTA
Philadelphia, PA
05.2019 - Current

Reviewed, investigated, and evaluated complex claims caseload to ensure timely resolution of general liability, auto bodily injury, and property damage claims.

review and resolution of General Liability , Auto Bodily Injury and Property Damage Claims .

Verified and analyzed settlement data to facilitate timely resolution of liability and damages.

Negotiated settlements with claimants and their representatives to achieve equitable resolutions.

Capability to review video system, record and store data for all transportation modes. Review internal reports, to make informed decisions that impact SEPTA’S financial platform.

Determine fraud and submit to IG Inspector

Work with Defense Counsel in managing Litigation.

Sr. Claims Representative

Good2Go
Blue Bell, Pennsylvania
03.2018 - 05.2019

Processed bodily injury claims using claims management system, ensuring timely resolution and customer satisfaction.

Reviewed policy documents to ensure compliance with company standards and regulations.

Mentored junior representatives on best practices for handling complex claims issues.

Investigated and evaluated claims to determine proper reserving and negotiation strategies.

Collaborated with counsel to direct litigated claims, facilitating legal strategy and resolution.

Sr. Claims Representative

CSAA Insurance Group
Mount Laurel, New Jersey
10.2007 - 11.2017

Investigated, evaluated, negotiated proper reserving to reach equitable settlements for /moderate moderate/complex

Claims Directed Litigation for PD , BI, Damage, UM, UIM , Homeowner’s Liability premises

Mentor- Compose and perform state specific training. Extensive Review of Medical Report, Legal and Medical billing. Extensive Legal Research - File presentations.

Analyzed claim data to identify discrepancies and potential fraud indicators.

Collaborated with legal teams to resolve complex claims and disputes effectively.

Attended mediations, trials, settlement Conferences and Arbitrations.

Sr. Claims Rep

ESIS
Wilmington, DE
12.2004 - 10.2007

Managed complex claims processes for various insurance products. i.e. Property Damage, Bodily Injury General Liability Premises Liability, Contractor’s Liability and Automobile Liability.

File presentations quarterly audits with clients, carriers, and brokers. Directed Litigation. Analyzed contracts and leases. Acted as supervisor’s backup. Extensive Review of Medical Reports and billing Extensive Legal Research Mentor

Oversaw Apollo project operations, coordinating team efforts and resources to achieve objectives.


Claim Representative

Maryland Auto Ins. Fund
Annapolis, Maryland
09.2001 - 11.2004

Investigated and evaluated out-of-state UM/UIM cases to ensure accurate claim processing.

Directed counsel on litigated cases, audited claim files, and reviewed medical reports and legal research to inform arbitration and mediation outcomes.

Litigation Specialist

CGU
Columbia, MD
11.1998 - 09.2001

Developed and collaborated with attorneys to prepare legal strategies and arguments for large complex claims, Researched complex legal issues, Analyzed Legal documents, Monitored court

dockets and deadlines in multiple jurisdictions

File Presentations

for Automobile, Truckers, Contractor’s Liability E&O Claims General

Liability

Discrimination , and Products Liability

Field Adjuster

Erie Insurance Group
Media , PA
08.1997 - 11.1998

Investigate, negotiate, Bodily Injury and Property damage Auto Claims, Garage keeper’s, Trucker’s, General Liability Uninsured and Underinsured motorist claims and Homeowners. (Specialize in policy limit cases for Assigned Risk policies). Scene investigations composing diagrams, inspections of premises and canvas for witnesses. Face to face interviews and settlements with insureds and claimants.

Handle claims filed ICA

Managed the Litigation Agent retention program.

Sr. Regional Claims Trainer

Providian Insurance
Frazer , PA
08.1995 - 08.1997

Developed training programs for claims processing and assessment.

Facilitated workshops to enhance claims management skills among staff.

Created and delivered training programs focused on arbitration, subrogation, negotiations, evaluations, auto material damage, traumatic injuries, denials, coverage, and litigation.

Sr. Claims Analyst

Crum and Forster
Bala Cynwyd, PA
08.1988 - 08.1995

Investigate, negotiate, evaluate, settle, or deny claims. Comprehensive, Collision, Heavy Equipment, Personal Injury Protection, Bodily Injury, for Auto, Garage keeper’s General Liability Products Title 59, and Title 42. Workman’s Compensation Medical Outside investigations of complex claims. Handled specialized accounts. Analyze leases and contracts Accompanied Independent Appraisers for accurate quality and control Agency retention program Responsible for monthly, quarterly, and yearly report of the Small Estimate Program. Served project team

Claim Representative

Aetna Life and Casualty
Philadelphia, PA
08.1985 - 08.1988

Auto Claims Representative Commercial Lines Property Damage Claims, Subrogation , Trained new employee, Supervisor Back-up for three months

  • Reviewed insurance claims for accuracy and completeness.
  • Communicated with clients to gather necessary documentation.
  • Investigated claims to determine validity and compliance.

Education

Associate of Arts - Business Administration

Strayer University
Newark, DE
03-2008

Some College (No Degree) - Behavioral Sciences

Wilmington University
New Castle, DE

Skills

Strong negotiation

Decision making

Effective decision making

conflict resolution

analytical

Problem Solving

Attention to detail

Time Management

Reliability

Accomplishments

Employee of the Quarter 2012

Certification

AIC
Ethical Leadership/Managing Difficult Employees 3/26
Hiring Manager Training 5/25
AIC 12/24
Micro-Soft Word 01/21/17 Power Point Computer Course 01/14/17
American Business Institute Certificate/ Word Processing 1/84
International Estimator’s Academy, Auto Physical Damage Certificate Courses in
Simplified Auto, Garage keeper’s Liability, Commercial Trucker’s Negotiation Skills,
Contract Law, Medical Terminology Ethic and Morality for the Claims Professional,
Business Law and Principles of Law and Bad Faith
Ranked 2nd in the class for Auto Physical Damage

Timeline

Sr. Claims Examiner

SEPTA
05.2019 - Current

Sr. Claims Representative

Good2Go
03.2018 - 05.2019

Sr. Claims Representative

CSAA Insurance Group
10.2007 - 11.2017

Sr. Claims Rep

ESIS
12.2004 - 10.2007

Claim Representative

Maryland Auto Ins. Fund
09.2001 - 11.2004

Litigation Specialist

CGU
11.1998 - 09.2001

Field Adjuster

Erie Insurance Group
08.1997 - 11.1998

Sr. Regional Claims Trainer

Providian Insurance
08.1995 - 08.1997

Sr. Claims Analyst

Crum and Forster
08.1988 - 08.1995

Claim Representative

Aetna Life and Casualty
08.1985 - 08.1988

Associate of Arts - Business Administration

Strayer University

Some College (No Degree) - Behavioral Sciences

Wilmington University
Regina Drummond