Regina G Steele

Company overview: A major savings and loan association in Cleveland Ohio founded in 1938 amid the Great Depression

• Utilized DU and LP automated underwriting systems to assess borrower risk and streamline decisions
• Maintained current knowledge of guidelines, overlays, and regulatory changes
• Delivered valid credit decisions based on thorough risk evaluation
• Collaborated with originators to resolve conditions and expedite approvals
• Conducted thorough reviews of complex loan files, ensuring accuracy in decision-making procedures.

Company Overview: Commercial Bank serves more than 30,000 clients, including corporations, municipalities, financial institutions, and not for profit entities.

• Evaluated loan applications for compliance with guidelines and risk assessment standards.
• Analyze loan documents for accuracy such as credit reports, income documentation, tax returns, assets, appraisal reports and Title.
• Approve or deny loans based on investor or agency/non-agency loan guidelines and overlays.
• Minimized losses by identifying potential risks in the early stages of the loan application process.
• Conducted risk assessments by analyzing borrower data, ensuring sound lending practices were followed.

Company Overview: Large Northeastern Ohio based financial institution founded in 1889 with nearly $12.3 billion in assets with branches throughout Ohio, South Florida and Arizona.

• Analyzed financial documents to determine borrower eligibility and creditworthiness.
• Determined credit risks by reviewing files in advance and comparing data against internal checklists and guidelines.
• Effective leader in complex transactions including syndications and multi-level capital structures.
• Conducted thorough reviews of complex loan files, ensuring accuracy in decision-making procedures.
• Developed strategies for mitigating risks associated with high-value mortgage loans through detailed analysis.