Regina Townsend
Linwood
Summary
Accomplished New Jersey Real Estate Title Officer with a proven track record at First American Title Insurance Co, showcasing expertise in title insurance and a continuous learning mindset. Excelled in resolving complex title issues, significantly reducing client risks. Known for strong communication and professionalism, consistently delivering high-quality work under tight deadlines.
Overview
19
19
years of professional experience
Work History
Title Officer
First American Title Insurance Co
03.2024 - Current
- Perform title examination to examine the chain of title for both residential and commercial properties.
- Collaborate with customers, attorneys, and lenders to resolve issues impacting title insurability prior to closing.
- Analyze various records, such as mortgages, liens, judgments, easements, vital statistics, plat and map books, and property surveys to determine ownership and legal restrictions.
- Create and revise title commitment as necessary.
- Verify that title insurance rates and coverage provided on the title commitment are given in accordance with instructions received by the insured parties of the transaction and in accordance with guidelines.
- Review and approve a variety of documentation including deeds, operating agreements, trusts, wills, affidavits, corporate resolutions, partnership agreements, and state filed Articles of Incorporation and Articles of Organization.
- Develop excellent problem-solving skills to address unique challenges that arise during complex real estate transactions.
- Reduce potential risks for clients by identifying title defects and resolving them prior to closing transactions.
- Collaborate with underwriters to obtain necessary approvals for complex transactions.
Title Examiner
City Abstract, LLC
05.2017 - 03.2024
- Examined property records and and prepared title commitment and other search reports.
- Identified potential risks or concerns during the title examination process, proactively addressing them to minimize delays.
- Assisted colleagues in complex cases, sharing expertise to resolve challenging title issues.
- Reviewed documents prior to closing and determined if they are sufficient to cure title defects and are in recordable format.
- Reviewed surveys and legal descriptions and prepared survey endorsements.
- Prepared proforma policies.
- Collaborated with underwriters to resolve complex title issues.
Title Examiner
Patriot Land Transfer
03.2010 - 05.2017
- Searched public records and examined titles to determine the legal conditions and insurability of residential and commercial properties.
- Prepared title commitments in accordance with company examining and policy procedures.
- Analyzed surveys and legal descriptions for accuracy.
- Served as a resource for title related inquiries within the company.
- Excelled at multitasking under tight deadlines without compromising quality in completed work assignments.
Closing Coordinator
Patriot Land Transfer, LLC
07.2009 - 02.2010
- Streamlined the closing process for clients by coordinating with multiple parties, including lenders, attorneys, and real estate agents.
- Preparation, execution, and delivery of escrow documents including the Settlement Statement, Deed, GIT forms and Affidavits.
- Reviewed and confirmed that all title issues have been cleared based on the title commitment requirements.
- Reviewed and approved escrow documents, administered closings, addressed and resolved client questions.
- Responsible for ensuring that all funds are properly accounted for and disbursed in accordance with the terms of the contract and lender instructions.
Title Processor
Patriot Land Transfer, LLC
08.2006 - 06.2009
- Review and verify the accuracy of title reports and legal documents such as deeds, leases, surveys, contracts and agreements needed to produce a clear title.
- Ordered mortgage, judgment and lien payoffs as well as any condo or association documentation for resale.
- Resolved all title issues and discrepancies.
- Coordinated with lenders, real estate agents, and other parties to ensure smooth closing process.
- Consistently met deadlines under pressure while maintaining high-quality work standards in a fast-paced environment.
Education
Associate Of Applied Business - Business Administration And Management
Rowan College At Gloucester County
Sewell, NJ05.2002
Skills
- Title examination expertise
- Title Resolution Expertise
- Typing and preparing title commitments and binders
- Title and Closing document review
- Strong written and verbal communication skills
- Professionalism and ethics
NJ Title Producer’s License
License #1060541
Expires 04/30/2026
Timeline
Title Officer
First American Title Insurance Co
03.2024 - Current
Title Examiner
City Abstract, LLC
05.2017 - 03.2024
Title Examiner
Patriot Land Transfer
03.2010 - 05.2017
Closing Coordinator
Patriot Land Transfer, LLC
07.2009 - 02.2010
Title Processor
Patriot Land Transfer, LLC
08.2006 - 06.2009
Associate Of Applied Business - Business Administration And Management
Rowan College At Gloucester County
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