Renae Kobler
Algonac,MI
Summary
Professional financial representative and tax advisor skilled in investment strategies, portfolio management, and financial planning and tax preparation. Strong focus on team collaboration and adapting to changing needs, ensuring reliable performance and results. Adept at client relations, market analysis, and regulatory compliance, with proven ability to drive financial growth and stability.
Overview
10
10
years of professional experience
1
1
Certification
Work History
Registered Financial Representative
Cetera Financial Group
02.2025 - Current
- Achieved operational efficiency by implementing digital tools that streamlined account management tasks.
- Conducted thorough risk assessments for potential investments, ensuring sound decision-making and minimized losses.
- Delivered consistent performance results, meeting or exceeding company targets for new business growth and client retention.
- Maintained up-to-date knowledge of industry regulations, ensuring compliance in all transactions and dealings.
Tax Preparer/ Accountant
United Tax Service
01.2024 - Current
- Increased client satisfaction by providing accurate and timely tax preparation services.
- Streamlined tax filing processes for clients, ensuring a smooth and efficient experience.
- Ensured compliance with federal and state tax regulations by staying up-to-date on the latest tax laws.
- Assisted in resolving complex tax issues, strengthening client relationships and building trust.
- Completed daily cash functions like account tracking, payroll and wage allocations, budgeting, donating, and cash, and banking reconciliations.
- Streamlined month-end closing processes, resulting in reduced time spent on financial reporting tasks.
Senior Life Insurance Agent
USAA
09.2017 - 12.2023
- Increased client satisfaction by providing personalized and knowledgeable life insurance consultations.
- Boosted policy sales through proactive client outreach and effective marketing strategies.
- Streamlined the application process for clients, resulting in faster policy approvals and improved customer satisfaction.
- Built long-term relationships with clients by offering attentive service and ongoing support for their life insurance needs.
- Explained advantages, features, and disadvantages of various policies to promote sale of plans, boosting overall sales 60%.
Financial Advisor
USAA
09.2017 - 06.2020
- Increased client satisfaction by providing personalized financial advice and investment strategies.
- Developed comprehensive financial plans for clients to achieve short-term and long-term goals.
- Built strong relationships with clients, fostering trust and loyalty in managing their financial portfolios.
- Collaborated with team members to streamline processes and improve overall client experience.
Financial Advisor
Merrill Edge
01.2017 - 09.2017
- Managed risk effectively through careful analysis of clients'' needs and portfolio diversification strategies.
- Identified opportunities for business growth by networking, attending industry events, and generating referrals from satisfied clients.
- Mentored junior advisors, sharing knowledge, expertise, and best practices to enhance team performance.
Financial Advisor/Life Insurance Agent
Edward Jones
10.2015 - 09.2016
- Provided comprehensive retirement planning services, ensuring clients maintain their desired lifestyle post retirement.
- Educated clients on various financial matters and provided professional recommendations on investment opportunities, products and services based on individual needs.
- Delivered informative presentations to potential clients about the benefits of life insurance policies, generating interest and driving sales growth.
Education
Bachelor of Science - Finance
Wayne State University
05.2015
Skills
- Financial Planning
- Policy Reinstatement Approvals
- Asset Protection
- Client Relationship Management
- Education funds
- Mutual funds
- Retirement needs
- Stock market understanding
- Tax law expertise
- Insurance decisions
- Investment planning
- Wealth Management
- Email Marketing
- Strong financial analysis
- Compliance monitoring
- Due diligence
- Local, state, and federal tax returns
- Accounting and bookkeeping
Accomplishments
Promoted to Senior Financial Advisor and Life Agent within a period of 3 years. Won multiple awards for selling the multiple financial products, along with being most effective. Senior pulse leader representing my team in front of directors and managers bringing attention to issues and resolving them.
Certification
Series 7 & 66 license
Life Insurance License
Quickbooks Certified
Timeline
Registered Financial Representative
Cetera Financial Group
02.2025 - Current
Tax Preparer/ Accountant
United Tax Service
01.2024 - Current
Senior Life Insurance Agent
USAA
09.2017 - 12.2023
Financial Advisor
USAA
09.2017 - 06.2020
Financial Advisor
Merrill Edge
01.2017 - 09.2017
Financial Advisor/Life Insurance Agent
Edward Jones
10.2015 - 09.2016
Bachelor of Science - Finance
Wayne State University
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