Rency Skariah
Sharjah
Summary
Analytical professional with a background in finance, known for high productivity and efficient task completion. Skilled in financial analysis, risk assessment, and regulatory compliance. Excel at critical thinking, problem-solving, and communication, leveraging these soft skills to navigate complex challenges and deliver results.
Overview
8
8
years of professional experience
1
1
Certification
Work History
Assistant Manager
City Union Bank Ltd
Thrissur
06.2024 - 11.2025
- Resolved conflicts between team members in an effective manner.
- Processed new account openings, including checking for compliance with Anti-Money Laundering rules.
- Performed due diligence checks on high risk customers according to AML and KYC policies.
- Facilitated smooth onboarding process for new customers by ensuring all necessary documents are submitted correctly.
- Assisted customers with completing the required paperwork accurately and efficiently.
- Provided guidance on account opening processes to customers and colleagues.
- Analyzed customer profiles to determine their risk level based on various criteria such as occupation, nationality or source of funds.
- Performed due diligence reviews of customer data to ensure compliance with KYC regulations.
- Monitored transactions for suspicious activities and reported any irregularities to the relevant authorities.
- Performed due diligence investigations to verify customers' identity, background, and source of funds.
- Reviewed documentation associated with foreign exchange transactions for accuracy and completeness.
- Ensured that necessary paperwork was obtained from customers in a timely manner for export shipments.
- Prepared, reviewed and processed all export documentation including invoices, packing lists and bills of lading.
Relationship Manager II
City Union Bank Ltd
Indore
11.2017 - 05.2024
- To name few: CTS Clearing, KYC Compliance, Corporate Account Opening, Bank Reconciliation, Counter Work, Cashier.
- Working Capital and Loan Documentation, Post Sanction Compliances, Loan Account Review.
- Handled export/Import transactions and documents: Availment of Export Packing Credit / PCFC, Handled Original Export Documents for Collection, Inward Outward Remittance.
- Started my career with City Union Bank Ltd (hereafter called as CUB) Indore Branch, earlier days of my days in bank started with basic counter work. Since CUB has work culture of 'all transactions all work', I had opportunity of being exposed to all banking areas.
Education
Masters - Business Administration: Finance And HR
Kristu Jayanti College
Bangalore 05.2015 - 03/2017
Bachelor of Engineering - Electronics And Communication
Jai Narayan College Of Technology And Science
BhopalSkills
- Banking operations
- KYC operations
- Transaction monitoring
- Customer Due diligence (CDD)
- AML compliances
- Risk management
- Client onboarding
- Attention to detail
- Analytical skills
- Timeliness
- Multi-tasking
- Problem solving
- Quality assurance
- Critical-thinking
- Adaptability
- Professional leadership skills
- Team player
- Microsoft Office Suite
- TCS Bancs
- LMS
- DMS (Document Management Software)
- New Gen Software
- Basics SQL
Passport / VISA
- Nationality - Indian
- VISA - Family VISA
- Passport Number - V3388469
Certification
- JAIIB (IIBF)
- Certified Credit Professional (CCP) by IIBF
- Certificate on KYC AML by IIBF
- Certificate on Resolution of Stressed Accounts by IIBF
- Basics on PL SQL
Languages
English
Upper Intermediate
B2
Hindi
Upper Intermediate
B2
Malayalam
Upper Intermediate
B2
Languages
- English
- Hindi
- Malayalam
Timeline
Assistant Manager
City Union Bank Ltd
06.2024 - 11.2025
Relationship Manager II
City Union Bank Ltd
11.2017 - 05.2024
Masters - Business Administration: Finance And HR
Kristu Jayanti College
05.2015 - 03/2017
Bachelor of Engineering - Electronics And Communication
Jai Narayan College Of Technology And Science