Renee Davis

• Documented AML review results and prepared Suspicious Activity Reports (SAR-SF or SAR-DI) in accordance with US laws the Bank Secrecy Act and the USA Patriot Act
• Review and analyze transactional data for potential suspicious activity, including those generated from an alert detection processes, subpoenas and warrants
• Manage significant caseload and utilize the company investigation system
• Reviews and validates the information within the system to ensure completeness and accuracy
• Escalates any discrepancies and reports workflow progress to manager;

• Perform searches utilizing Internet sources and/or third-party vendors to determine negative news and obtain due diligence information for prospects and new/existing customers
• Analyze customer data, transactional activity and open source information to determine legitimacy and potential risk exposure
• Reviews profiles that have been flagged for escalation during the profile renewal process
• Conducts customer due diligence and high risk reviews according to the bank’s BSA/AML policy and procedures
• Perform intake controls to ensure all Alerts are logged and assigned in a timely manner

• Review and analyze large volumes of data to identify emerging transactions trends and uncover new fraud patterns
• Monitor constantly customer and transactional records to identify unauthorized transactions and fraudulent accounts
• analyze and interpret systems logs, audit logs and access history to uncover fraud activities
• Track and document action taken in a timely and correct manner to provide a record of activity and meet audit and compliance requirements
• Place appropriate hold on accounts deemed to have fraudulent activity

Resolved deficiencies on closed loan files to ensure availability and insuring with investors.

Reviewed complex loans to ensure documentation accurately reflects intentions of credit approvals.

Completed post-closing steps to ensure that all necessary documentation is received partners and investors.

Analyzed and calculated all financial documentation.

Curing issues on loan file including compliance, credit, and collateral that are being cited by Third-party due diligence review partners.

Requested additional supplemental information as needed.

Reviewed trailing final documents, including but not limited to recorded mortgage, final title policy, and assignments

Obtained information on outstanding documents usually consists of title policies and/or endorsements

• Assisted the client in requesting COC's, uploading documents, and locking the loan
• Built and strengthened long-lasting client relationships based on accurate price quotes and customer-centric terms.
• Sort and labeled loan conditions allowing the Underwriter to easily identify items ready for review
• Liaised between account holders and various departments.
• Handled working pipeline of approximately 125 loans/month closing 60 loans/month.
• Set clear expectations with internal and external parties regarding the loan progress, expected closing date and lock expiration.
• Perform all duties in accordance with

Created Assignment of Mortgage (AOM) and track through recordation and delivery to investor, including document upload and/or manual shipment to investor

Researched appropriate county recordation fees and request checks to cover costs through the accounting department

Responsible for correcting issues identified by investor on recorded documents

Partner with purchase clearing team to process requests to record documents prior to loan purchase

Assist final doc team with retrieving and sending final documents as well as reconciling recording charges as needed

Documented the system of record with applicable action steps, and ensure internal timelines are met