Summary
Overview
Work History
Skills
Accomplishments
Affiliations
Timeline
Generic

Renee Hauge

Durham,CA

Summary

Possesses deep understanding of credit analysis, loan origination and closing. Offers great time management and task prioritization skills. Passionate about promoting lasting customer satisfaction by delivering quality service and unparalleled support. Proficient in customer service best practices and related options.

Co-owned and was in charge of the administrative side of a manufacturing business for 14 years. Sold the business in 1997

Overview

14
14
years of professional experience

Work History

Mortgage Loan Originator

Homebridge Financial
Chico, CA
10.2021 - Current
  • Developed a network of referral partners to source new mortgage loan opportunities.
  • Prepared documents for customers, submitting and overseeing through each step of closing process.
  • Interviewed applicants to assess loan requirements before suggesting offers.
  • Reviewed with clients their financial goals.
  • Participated in industry events and conferences to build relationships and gain market intelligence.
  • Communicated with clients, processing teams and other third parties to achieve prompt loan closings.
  • Collaborated with sales agents, financial planners and accountants to attract clients and enhance beneficial partnerships.
  • Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.

Senior Loan Consultant

Chase Bank
Chico, CA
07.2017 - 06.2021
  • Monitored pipelines to track and log status of loans.
  • Created strategies to develop and expand existing customer sales, resulting in increase in annual sales.
  • Explained technical financial information to applicants in easy to understand language.
  • Maintained strict confidentiality of bank records and client information.
  • Processed loan applications and monitored progress from start to finish.
  • Identified opportunities to cross-sell and upsell loan products to customers.
  • Assisted customers in understanding loan terms and conditions to make informed decisions.
  • Analyzed potential risks and evaluated loan products to identify suitable options for customers.
  • Proactively identified solutions for customers experiencing credit issues.
  • Developed strong relationships with customers through high levels of customer service.

Loan Manager

Summit Funding
Chico, CA
01.2016 - 03.2017
  • Evaluated loan requests and documents to verify accuracy and completeness.
  • Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
  • Monitored pipelines to track and log status of
  • submitted loans to underwriting and followed the loan to closing
  • Closed high volume of loans monthly and ranked #4 in the company in 2016

Underwriter

Tri Counties Bank
Chico, CA
07.2009 - 12.2016
  • Documented underwriting decisions and provided evidence of compliance with applicable regulations.
  • Determined and documented loan conditions and communicated requirements and decisions.
  • Ascertained application viability by verifying collateral values, title reports and appraisals.
  • Made approval and denial recommendations by determining accurate risk levels.
  • Extensive knowledge of credit reports, financial statements and tax returns to determine repayment capability.
  • Analyzed credit, income, compliance, title documents, and appraisals during underwriting process.
  • Worked with Loan Officers to solve problems
  • Maintained a large pipeline with no repurchases of loans underwritten
  • Had underwriting authority to one million dollars

Skills

  • Detail Orientation
  • Problem solver
  • Quick learner of new software and programs
  • Administrative Support
  • Analytical and Critical Thinking
  • Ability to follow guidelines, rules and laws
  • Confidentiality and Data Protection
  • Word Processing
  • Customer Relations and Communications
  • Database Maintenance
  • Bookkeeping knowledge of A/R, A/P and payroll

Accomplishments

Presidents award for outstanding production 2015 at Tri Counties Bank

Learned Video Marketing in 2022 and sent videos to potential clients

Affiliations

Sierra North Valley Board of Realtors - affiliate member since 2021

Plumas County Board of Realtors - affiliate member in 2022

Sierra North Valley Board of Realtors - social committee member 2022

Soroptimist International Sierra Nevada Region member



Timeline

Mortgage Loan Originator

Homebridge Financial
10.2021 - Current

Senior Loan Consultant

Chase Bank
07.2017 - 06.2021

Loan Manager

Summit Funding
01.2016 - 03.2017

Underwriter

Tri Counties Bank
07.2009 - 12.2016

Similar Profiles

CREATE PROFILE
Renee Hauge