Credit Analyst knowledgeable in developing methodologies to predict future risk behaviors. Looking to bring further success to a company through excellent attention to detail and a keen understanding of regulatory procedures.
Overview
3
3
years of professional experience
Work History
Credit Analyst Intern
OceanFirst Bank
06.2022 - 04.2023
Improved credit analysis accuracy by conducting thorough financial statement reviews and industry research.
Generated comprehensive reports on tax return elements in collaboration with loan officers, resulting in improved loan quality
Contributed to risk mitigation strategies by identifying key trends and potential red flags in borrower profiles.
Architected task prioritization strategies that optimized work completion timelines, resulting in a 30% increase in personal operational efficiency and a 15% decrease in project delays
Executed process optimization strategies, resulting in a 15% reduction in project lead time and a 20% increase in team productivity
Developed strong analytical skills by working closely with experienced professionals, learning various techniques for assessing creditworthiness effectively.
Collaborated with cross-functional teams to gather relevant data for comprehensive credit analysis reports.
Manager
Dairy Queen
05.2020 - 05.2023
Improved customer satisfaction through staff training in customer service and product knowledge.
Increased store profitability by implementing cost-saving measures and efficient inventory management strategies.
Directed and enforced strict adherence to food safety practices in store product management, resulting in a 25% reduction in food waste; safeguarded brand reputation and customer trust
Devised a strategic delegation strategy for 15 team members, aligning skill sets with tasks, which increased overall productivity
Directed activities through strategic prioritization, juggling interruptions seamlessly; meticulous attention to detail ensured accurate completion of tasks within deadline constraints
Mentored new hires during their onboarding process, ensuring they were well-equipped to excel in their roles from day one.
Managed inventory control, cash control, and store opening and closing procedures.
Education
MBA - Business Administration
Monmouth University
West Long Branch, NJ
05.2024
Bachelor of Science - Finance And Economics
Monmouth University
West Long Branch, NJ
05.2023
Skills
Workforce Management
Staff Development
Operations Management
Expense Tracking
Data Interpretation
Financial statement analysis
Microsoft Excel & Office proficiency
Proficient in Salesforce
Timeline
Credit Analyst Intern
OceanFirst Bank
06.2022 - 04.2023
Manager
Dairy Queen
05.2020 - 05.2023
MBA - Business Administration
Monmouth University
Bachelor of Science - Finance And Economics
Monmouth University
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