Ruben Garcia Jr
Morgan Hill,CA
Summary
Our specialty is bringing creative and cost savings approach to employee benefits and retirement planning
Our approach is to mitigate the cost and tax treatment on recommendations implemented.
Our teams of financial professionals will deliver the most beneficial benefits available at affordable pricing.
Excellent employee and employer communications as well
Overview
40
40
years of professional experience
Work History
Employee Benefit Specialist
Life Spectrums Insurance & Financial Services
03.1984 - Current
- Developed strong relationships with insurance carriers for improved service levels and issue resolution.
- Established a user-friendly self-service portal enabling employees to access up-to-date information about their individual benefit plans.
- Maximized employee understanding of benefits offerings through effective communication initiatives.
- Managed annual open enrollment process, ensuring timely and accurate updates to employee records.
Financial Planner
Life Spectrums Insurance & Financial Services
03.1984 - Current
- Met with clients to discuss assets, expenses, and long-term and short-term investment goals to devise personalized financial plans.
- Provided specialized financial planning support for clients with diverse portfolios and individual needs.
- Increased client satisfaction by providing personalized financial planning services and investment recommendations.
- Established and deepened existing client relationships through complex financial planning.
Education
Life Underwriting Training Council Fellow - Financial & Insurance Services
American College of Financial Services
630 Allendale Rd. Prussia PA, 1940603.1985
Bachelor of Arts - Music Education
San Jose State University
San Jose, CA06.1980
Associate of Arts - Music Education
Hartnell College
Salinas, CA06.1977
High School Diploma -
King City High School
King City, CA06.1975
Skills
- Employee Relations Management
- Continuous learning mindset
- Regulatory Compliance Knowledge
- Conflict resolution techniques
- Tax Mitigation
- Cost Segergation
- Estate Planning
- Executive Benefits
- Retirement Plan Specialist
Languages
Spanish
Native or Bilingual
Timeline
Employee Benefit Specialist
Life Spectrums Insurance & Financial Services
03.1984 - Current
Financial Planner
Life Spectrums Insurance & Financial Services
03.1984 - Current
Life Underwriting Training Council Fellow - Financial & Insurance Services
American College of Financial Services
Bachelor of Arts - Music Education
San Jose State University
Associate of Arts - Music Education
Hartnell College
High School Diploma -
King City High School
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