Summary
Overview
Work History
Education
Skills
Highlights
Additional Information
Timeline
Generic

Rhonda Castillo

BO Fraud Analyst
Graham,NC

Summary

Hardworking Fraud Analyst experienced in field and ready for challenging assignments. Reliable in completing quality work and exceeding expectations. Takes lead on complicated fraud claims. Assists senior management on various projects and has been up skilled to work a variety of different types of fraud cases. Assists other team members with their cases and trains on system usage. Superior problem solving, analysis, and investigation skills. Quickly establishes and maintains an effective rapport with the team.

Overview

13
13
years of professional experience

Work History

Sr. Fraud Analyst

Collabera
Newark, NJ
07.2021 - Current
  • Investigates and decisions daily incoming ATM and POS fraud claims utilizing multiple bank systems and tools.
  • Performed regular reviews of existing policies and procedures related to fraud detection and prevention efforts.
  • Performed risk assessment of customers based on their profiles, behaviors and past records.
  • Reviewed transaction patterns to detect fraudulent activities across multiple channels.
  • Documented all investigations conducted including steps taken, results obtained and conclusions reached.
  • Investigated possible fraudulent transactions by gathering evidence from internal systems and external sources.
  • Used multiple data sources to derive end-to-end fraud performance metrics.

Financial Crimes Specialist II

Matrix Resources, Inc
Chandler, AZ
02.2021 - 05.2021
  • Provides an exceptional adequate investigation while working with internal and external bank customers who suspect they have fraudulent misposted transactions, merchant disputes or other unusual activity on their accounts.
  • Customer contact made through inbound and/or outbound calling to complete investigation or CH calling in for claim status or to file claims.
  • Utilized strong communication (verbal and written) skills to establish rapport with customer to de-escalate difficult and sensitive information as a part of resolving a claim.
  • Mitigate risk by effectively authenticating the identity of customers to prevent further fraudulent activity.
  • Reviewed and utilized resolution of debit card non-fraud claims by utilizing Hogan and DAT software.

Stay at Home Wife/Daughter

Personal Home Care
Brea, CA
11.2012 - 02.2021
  • Managed home needs and cared for elderly parent.
  • Maintained accurate client records utilizing a computer database system.
  • Maintained clean and well-organized environment for home happiness and safety.
  • Improved parents outlook and daily living through compassionate care.
  • Helped parent with medication self-administration.
  • Accompanied parent to doctors' offices and on other trips outside home, providing transportation, assistance and companionship

Dispute Management Support

Ricoh Business Solutions
Tustin, CA
02.2011 - 11.2012
  • Processed maintenance/contract data into billing system as sold by sales professionals.
  • Specifically handled more complex contract billings (i.e Multi-machine, and lease flex accounts). Ensured contracts are set up accurately, in a timely manner plus added thorough follow-up, which allowed the process to be easier for clientele as well as all involved.
  • Utilizes logic/troubleshooting skills to resolve customer issues on a daily bases in a timely and accurate manner to ensure complete customer satisfaction in a high volume call center environment as well as via emails. (Assigned High Profile Accounts due to my exceptional client rapport)
  • Managed and processed customer portfolios to ensure accurate contracts, billing (Account audits and corrections) plus any updating client information/records avoiding any confusion in the billing process in order to generate accurate current and future payments.
  • Provided accurate and appropriate information in response to customer and sales inquiries in a high-volume call/e-mail environment by utilizing knowledge of products, processes and internal resources available to me.
  • Logged inquiries into Prospect System to establish tracking for future calls assigned to my queue to ensure adequate notations of the call made or received on a daily basis. (High volume)
  • Received multiple certificates for employee recognition from upper management and my peers. In addition, received a plaque for employee of the quarter. Participated in various company charity events.

Education

High School Diploma -

Mira Costa High

Some College (No Degree) - Business Management

Long Beach City College
Long Beach, CA

Real Estate Certification - Real Estate Sales

Century 21 Real Estate School
Carson, CA

Skills

  • Fraud and Anomaly Analysis
  • Fraud Patterns
  • Transaction Review
  • Effective Communication
  • Account Information Review
  • Proficient in Microsoft Office and Outlook, Visa PAM, and WDW
  • Risk Level Determination
  • Dispute Resolution
  • Fraud Identification
  • Verbal and Written Communication
  • Data Analysis
  • Detail oriented
  • Ownership of projects
  • Multi-Tasking

Highlights

  • Takes lead on complex fraud claims.
  • Up-skilled to review multiple types of fraud claims.
  • Tasked with projects from senior leadership.
  • Assists with training other team members on improvements, and provides guidance on investigations.

Additional Information

  • My experience is vast and includes positions in different industries that has made me adaptable to changes and valuable to my employer. My career has blessed me with positions as an International Customer Service Representative as well a Kanban Administrator (Shinano Kenshi Corp.) for high volume specialty motor usage managing MRP's for oversees production involving high profile customers demands state side. My positions also involved being a Buyer/Purchasing agent and Sr. Collections Representative for Group, Workers Comp and PI collections in the health care industry to name a few. I bring with me a vast realm of knowledge in various industries and a strong work ethic from all my current and past experiences. Over the years I have been told multiple times, why has it taken me so long to get someone like you that I trust to follow through. When I speak to a client or team members, I want to represent myself and the company I work for and what it stands for in an exceptional way.

Timeline

Sr. Fraud Analyst

Collabera
07.2021 - Current

Financial Crimes Specialist II

Matrix Resources, Inc
02.2021 - 05.2021

Stay at Home Wife/Daughter

Personal Home Care
11.2012 - 02.2021

Dispute Management Support

Ricoh Business Solutions
02.2011 - 11.2012

High School Diploma -

Mira Costa High

Some College (No Degree) - Business Management

Long Beach City College

Real Estate Certification - Real Estate Sales

Century 21 Real Estate School
Rhonda CastilloBO Fraud Analyst