Overview
Work History
Education
Timeline
Generic

Rhonda Smith

Manteo,NC

Overview

27
27
years of professional experience

Work History

Assistant Branch Manager

State Employees Credit Union
06.2022 - Current

VP - Jennifer Simms

SVP Chad Holloman


  • Supported the Branch Manager with daily tasks, ensuring smooth branch functioning amongst team members.
  • Trained and developed new team members in alignment with branch service standards and objectives.
  • Monitored daily branch activities, quickly identifying areas requiring improvement or corrective action to maintain operational excellence.
  • Enhanced member satisfaction by providing exceptional service and addressing concerns promptly.
  • Reviewed credit applications for risk factors and credit worthiness.
  • Examined member loan applications for loan approvals and denials.
  • Quarterly check ins with staff
  • Opening of all deposit accounts consisting of checking, savings, money market, share term certificates, IRA's, and safe deposit boxes
  • keying loan applications consisting of auto loans, personal loans, shared secured loans, salary advance loans, etc,
  • responsible for all branch outstanding bills
  • Cash audits for employees operating out of a cash drawer
  • Audits on vault, TCD and ATM to ensure in balance
  • calling on delinquent accounts and ensuring calls are made in a timely manner and overseeing other staff are calling delinquent accounts.
  • Collaborating with management on reports needed for Branch Assessment.
  • Involved in community involvement, member appreciation days, volunteer events, advisory meetings as requested by management.
  • Processing and approving international and domestic wires
  • Processing all dispute and Fraud cases
  • Process and key extensions on loans.

Senior Financial Services Officer

State Employees Credit Union
08.2008 - 06.2022

VP - Monica Bradley

SVP-Tyrone Tyler/ Jonathan Crane


  • Keyed tax returns for members under VITA
  • opening of all branch accounts - checking, shares, share term certificates, safe deposit accounts, IRA's, Holiday Cash , Summer Cash, Youth accounts.
  • calling delinquent accounts and rotation of reports
  • Cash audits of teller cash boxes
  • Process, key , underwrite and close mortgage loans, home equity loan, car and personal loans.
  • Cross train in all areas of the branch.
  • Promotion of other SECU services - investment , insurance needs, estate planing etc.
  • Handle member concerns, disputes, fraud and account issues.
  • .Quoting insurance policies for auto and life

Loan Processor Supervisor

State Employees Credit Union
06.2002 - 08.2008

VP - Debbie Tyndall / Lori Silverthorn

SVP- Sid Phillips / Jamie Applequist / Todd Walters


  • Successfully managed a high volume of loans by prioritizing tasks effectively to meet deadlines consistently.
  • Boosted staff performance and identifying areas for improvement, and offering guidance on professional development opportunities
  • Assisted manager with hiring and interview process
  • Real Estate GL report to ensure in balance
  • Title and Insurance report to ensure titles are secured properly and full coverage insurance remains in force on all auto loans.
  • Assisted manager with monthly reports as requested by management.
  • opened checking, shares , Share Term Certificates, money market accounts, safe deposit boxes etc.
  • keying of domestic and international wires
  • Handling of dispute and fraud cases
  • Keying, processing, underwrite and closing of home equity and mortgage loans.

Customer Service Representative

Coastal Finance
06.1998 - 04.2002


  • Resolved customer complaints with empathy, resulting in increased loyalty and repeat business.
  • Handled escalated calls efficiently, finding satisfactory resolutions for both customers and the company alike.
  • Responded to customer requests for products, services, and company information.
  • Keyed loan applications and processed and closed loans.
  • Paid all company bills
  • Worked title and insurance lists on all auto loans to ensure titles we secured and vehicles are insured.
  • cash drawer maintained for cash payments on all loans. zero outages .
  • called on all delinquent accounts

Education

Certified Credit Union Executive (CCUE)

CUNA
05-2011

High School Diploma -

Southview Senior High School
Hope Mills, NC
06-1992

Timeline

Assistant Branch Manager

State Employees Credit Union
06.2022 - Current

Senior Financial Services Officer

State Employees Credit Union
08.2008 - 06.2022

Loan Processor Supervisor

State Employees Credit Union
06.2002 - 08.2008

Customer Service Representative

Coastal Finance
06.1998 - 04.2002

Certified Credit Union Executive (CCUE)

CUNA

High School Diploma -

Southview Senior High School
Rhonda Smith