Summary
Overview
Work History
Education
Skills
Websites
Timeline
Generic

Rhonda C Ramsey

Meridian,ID

Summary

Detail-oriented Wholesale Sr. Account Executive with a proven track record in expanding into new markets by strategically identifying sales opportunities. Proficient in using quantitative tools for pre-underwriting and pre-qualifying loan files, ensuring efficient processing. Strong analytical skills applied to evaluate third-party originated loans, mitigating potential closing delays. Cultivates productive relationships with mortgage brokers, driving growth in the book of business.

Overview

24
24
years of professional experience

Work History

Sr. Account Executive

Valere Financial/ Cross Country Mortgage
Cleveland , Ohio
12.2023 - Current
  • Attended trade shows and conferences in order to network with potential partners.
  • Created promotional materials such as brochures, flyers, and emails that highlighted the company's offerings.
  • Developed strategies for increasing sales volume through existing clients as well as new ones.
  • Cold call brokers for potential new broker loan volume.
  • Work with the business development and account manager to structure and fund non-QM loan business.

Real Estate Investments

Home Loan Solutions
Corona, CA
05.2014 - 04.2025
  • Cultivated essential industry connections through responsiveness and efficiency.
  • Analyzed property values to establish competitive market pricing.

Wholesale Account Executive

Longbridge Financial , LLC
Mahwah, NJ
11.2022 - 11.2023
  • Built and maintained strong partnerships with internal teams and brokers.
  • Established positive connections by initiating communication and discovering opportunities.
  • Developed sales strategy aimed at increasing loan submissions.
  • Sought out sales leads to establish new Broker accounts.
  • Managed registration process using Comergence software.
  • Kept records of new Broker clients using Sales Force CRM software.
  • Coached brokers on strategies to expand reverse mortgage business.
  • Delivered compelling sales presentations at trade shows to boost business opportunities.
  • Maximized productivity using advanced sales tools.

Wholesale Account Executive

Clearedge Lending
Aliso Viejo, CA
03.2022 - 10.2022
  • Established and maintained good public relations and networking within community to develop business.
  • Represented product offerings and platforms throughout assigned territory.
  • Drove new business development and client acquisition through cold calling, lead generation and exceptional service.
  • Used consultative sales strategies to effectively overcome client objections and maximize sales activity.

National Wholesale/Core AE

Luxury Mortgage
Irvine, CA
01.2020 - 02.2022
  • Managed busy calendar of sales calls, meetings and email correspondence with confidence and productivity.
  • Expedited urgent requests of high-priority brokers through verbal and written requests.
  • Followed up with potentially new Non-QM leads to establish new accounts, wholesale and correspondent brokers.
  • Developed new wholesale and correspondent broker base via past relationships, telemarketing and networking.
  • Established professional business relations through integrity and mutual respect.
  • Provided product training, and loan submission to funding, best practices.

National Account Executive

HomeXpress Mortgage Corp.
Santa Ana, CA
02.2019 - 01.2020
  • Developed workable Non-QM business development ideas to capture loans through internal and external sales distribution channels.
  • Reviewed loan documents and submission packages to verify completeness and accuracy.
  • Identified valuable solutions for broker's customers with credit problems.
  • Reviewed credit histories from applicants and determined feasibility of granting requested loans.
  • Analyzed applicant financial and credit status, evaluating assets and risk to determine loan feasibility.
  • Worked closely with support staff to deliver brokers requests and meet loan deadlines.
  • Prioritized and organized tasks to efficiently accomplish service goals.

National Wholesale Executive, Reverse Division

HighTech Lending
Irvine, CA
10.2017 - 02.2019
  • Originated and funded third party reverse mortgage wholesale loans.
  • Held Zoom and Office training classes for new reverse mortgage brokers.
  • Followed-up with existing partners to increase volume of current deals.
  • Explained Reverse loan guidelines and programs to preemptively reconcile customer concerns.
  • Developed new broker base via past relationships, telemarketing and networking.
  • Maintained detailed knowledge of product lines and sales procedures HTL organization.

Mortgage/Real Estate Consultant

Wallstreet Funding
Costa Mesa, CA
01.2009 - 05.2014
  • Conferred closely with clients to understand needs and financial means related to planned property purchases.
  • Drafted and reviewed contracts, purchase agreements, deeds and leases.
  • Cultivated strong client connections, building trust to foster loyalty and long-term business connections.
  • Applied various methods to build client base, including networking, email and social media.
  • Compared properties with similar, recently sold properties in neighboring areas to determine comparative market price.

President

National Mortgage Lenders
Irvine, CA/CO
01.2004 - 03.2009
  • Administered day-to-day accounting and budget management, business development, performance metrics and customer service.
  • Led startup and opening of business and provided business development, creation of operational procedures and workflow planning.
  • Built and deepened relationships with industry partners, driving substantial improvements in revenue numbers while expanding operations into new areas.
  • Determined performance goals and offered tactics for achieving milestones.
  • Integrated marketing and sales strategies with business development and operational leadership plans.

Wholesale Account Executive

Mandalay Mortgage,LLC.
Irvine, CA
02.2001 - 09.2003
  • 1st Account Executive for the company, success with limited startup resources, grew to 20 million per month in Non-QM Wholesale business

Managing Director

Four Corners Financial
Tustin, CA
1995 - 2001
  • Mortgage Investor, Fix & Flip

Branch Operations Manager

American General Finance
Placentia, Riverside, Whittier,, CA
1991 - 1995

Assistant Branch Manager

Transamerica Financial Services
Anaheim, CA
1989 - 1991

Education

Holistic Health Practitioner Certification - Integrative Medicine

Red Rocks Community College
Denver, CO
05.2009

Skills

  • Comprehensive knowledge of the Reverse loan Market
  • Ability to think critically
  • Ability to assess brokers needs
  • Friendly, positive attitude
  • Strong organizational skills
  • Product management and pricing

Timeline

Sr. Account Executive

Valere Financial/ Cross Country Mortgage
12.2023 - Current

Wholesale Account Executive

Longbridge Financial , LLC
11.2022 - 11.2023

Wholesale Account Executive

Clearedge Lending
03.2022 - 10.2022

National Wholesale/Core AE

Luxury Mortgage
01.2020 - 02.2022

National Account Executive

HomeXpress Mortgage Corp.
02.2019 - 01.2020

National Wholesale Executive, Reverse Division

HighTech Lending
10.2017 - 02.2019

Real Estate Investments

Home Loan Solutions
05.2014 - 04.2025

Mortgage/Real Estate Consultant

Wallstreet Funding
01.2009 - 05.2014

President

National Mortgage Lenders
01.2004 - 03.2009

Wholesale Account Executive

Mandalay Mortgage,LLC.
02.2001 - 09.2003

Managing Director

Four Corners Financial
1995 - 2001

Branch Operations Manager

American General Finance
1991 - 1995

Assistant Branch Manager

Transamerica Financial Services
1989 - 1991

Holistic Health Practitioner Certification - Integrative Medicine

Red Rocks Community College
Rhonda C Ramsey