Ricardo Joseph
Bloomfield
Summary
Corporate Actions Analyst with significant experience at Citibank, specializing in risk mitigation and corporate actions processing. Demonstrated ability to enhance client relationships and optimize operational workflows. Proficient in DTCC systems, contributing to increased efficiency and accuracy in asset servicing across global markets.
Overview
19
19
years of professional experience
Work History
Corporate Actions Analyst (Consultant)
ComputerShare
Jersey City
04.2023 - 01.2026
- Processed various corporate action events to minimize risk and liabilities.
- Liaised with business partners to communicate event details and mitigate counter-broker liabilities.
- Leveraged relationships with custodians and vendors to enhance processing efficiency and minimize risks.
- Understood complexities of Prime Broker business and operational role of Asset Servicing team.
- Contributed to strengthening relationships with traders, salespersons, and other departments at ComputerShare.
- Developed initiatives to streamline processes and reduce overall risk exposure.
- Monitored accounts and daily break reports for prompt resolution of reconciling items.
Client Service Analyst/Corporate Debt (Consultant)
Deutsche Bank
New York
08.2022 - 12.2022
- Assisted with Client issues proactively and efficiently to the satisfaction of the client within assigned portfolios.
- Provided administrative and analytical support in the daily administration and coordination of accounts.
- Administered Client service issues including SLA’s and prepared Client reporting.
- Assisted Operations team with onboarding activities for both new and existing Clients and ensuring products/services were set up for their Client base.
Corporate Actions Analyst (Consultant)
Citibank
Jersey City
01.2022 - 04.2022
- Managed and responded to client inquiries regarding asset servicing and corporate actions.
- Collaborated with various internal teams for corporate actions and asset servicing transactional events.
- Participated and support international teams performing follow the sun coverage for global clients.
- Researched DTC and Bloomberg systems daily to assist in the resolution of client’s inquiries.
Client Onboarding Analyst (Consultant)
BNP Paribas Bank
New York
06.2021 - 09.2021
- Documented and reviewed for the collection and validation of CIP requirements.
- Opened DVP Accounts in various internal systems.
- Reviewed different Agreements such as Adoption, Margin, Prime Broker 151 AML Agreements etc.
- Assisted with investigation of Suspicious Foreign Clients with the submission of SAR Reports.
- Interacted with front office, legal, credit and the client.
- Tracked data points on Excel spreadsheet.
KYC Client Onboarding Analyst (Consultant)
Silicon Valley Bank
Tempe
02.2021 - 05.2021
- Proficiently used internal resources to ensure most current and accurate client data is reflected in source of records.
- Actioned requests effectively used good time management and resources.
- Maintained assigned cases by documenting current status and updating case notes.
- Conducted research over available Bank systems, The Internet and Databases consistent with the resolution investigations in regards to AML Clients.
Client Account Maintenance Analyst (Consultant)
New York Life Insurance Co.
New York
12.2017 - 03.2020
- Updated Client profile information through Books & Records, Periodic Notifications and other written instructions.
- Entered new account information to create Brokerage (Advisor One), Main Stay, non-proprietary and other new business as well as ensuring applications are in compliance with all client security policies and industry regulations.
- Handled various account maintenance items while managing different workflow queues.
- Responded to customer & registered representative inquiries related to the servicing of client brokerage accounts.
Installation Analyst (Consultant)
Fiserv
Parsippany
05.2017 - 09.2017
- Acted as a primary project contact for clients and internal groups providing continuous project feedback and status updates to key stakeholders.
- Managed multiple implementation tasks with other internal groups to ensure project completion in accordance with client requirements.
- Developed and maintained professional client relationships and manage expectations with respect to live dates and other key timelines.
- Maintained accurate and complete records for all client and internal interaction.
- Provided support of client implementations, requiring late night, early morning and weekend tasks.
- Worked with project managers and project teams to ensure internal project audit points are managed.
- Tracked and raised quality risks to management and recommend solutions to keep projects on target.
Corporate Actions Analyst (Consultant)
E-Trade Financial Corporation
Jersey City
05.2016 - 10.2016
- Validated Corporate Actions announcements, inclusive of key dates and rates using DTCC and Bloomberg.
- Reviewed stock record and announcements to determine ownership.
- Identified any potential risk items and escalating to a specialist or management for advice or resolution.
- Managed the end-to-end claims process including submissions, collections and rejections.
- Calculated entitlements based on voluntary instructions received and event results.
- Reconciled and resolved exceptions. This is inclusive of position discrepancies, rate differences, income tracking errors, cash breaks, and suspense breaks.
KYC Client On boarding/New Accounts Liquidity Deposit Analyst (Consultant)
Bank of Tokyo
Jersey City
02.2016 - 05.2016
- Opened Corporation Accounts.
- Worked closely with customers or relationship managers on helping them provide the required forms as well as assisting them complete them accurately.
- Performed all administrative and clerical responsibilities in concordance with the Bank’s records.
- Management & information security policies.
- Reviewed documentation to ensure correctness and completeness.
- Referred customers to the appropriate customer service or support.
Corporate Actions Analyst (Consultant)
Sumitomo Mitsui Trust Bank
Hoboken
06.2015 - 07.2015
- Responsible for processing all mandatory and voluntary corporate actions on global custody accounting systems.
- Processed client elections/instructions through DTCC.
- Responsible for accurate reporting and timely distribution of customer notifications.
- Reconcile and research cash and security discrepancies resulting from corporate action activity.
- Verified the validity of incoming data from various outside vendors.
- Responsible for preparation, control and payment of Broker Claims.
- Researched and responded to customer inquiries through multiple in house systems including SalesForce.
Corporate Actions Analyst (Consultant)
Bank of New York Mellon
New York
02.2014 - 03.2015
- Processed voluntary & mandatory corporate action events for all domestic and international accounts.
- Ensured all events were processed in a timely and accurate fashion.
- Reviewed all event records received in from coordinate and process all voluntary & mandatory corporate action events.
- Maintained an oversight of the documentation process with the custodians for the elections, including announcement of the event and response of the elections based on the direction provided by the trading desk.
- Communicated corporate action notices to multiple parties internal and external clients daily.
- Reviewed all positions, transactions, and cost basis discrepancies related to corporate action events, as presented by the accounting team from the daily reconciliation process.
- Participated in projects as assigned, including class actions processing.
KYC Client On boarding/New Accounts Operations Data Analyst (Consultant)
Ridge Clearing
Jersey City
10.2011 - 09.2012
- Opened individual & DVP Accounts. (EDD & CDD
- Responsible for setting up both Fedwire and Settlement instructions for numerous account types.
- Maintained and closed all account types.
- Knowledgeable of Dodd-Frank regulations & Anti-Money Laundering Laws and Regulations.
- Reviewed Documentations for processing such as Adoption Agreements, PEP Agreements, Trust Agreements, Margin Agreements, Futures/Options paperwork etc.
- Daily use of KYC, OFAC, ADP, SalesForce, Bloomberg, ICI Impact & Broadridge Systems.
- Daily Review of AML Documentation.
KYC Client Onboarding/New Accounts Operations Data Analyst (Consultant)
Morgan Stanley
New York
06.2011 - 09.2011
- Responsible for opening and processing all new account transactions regarding both institutional & retail accounts. (EDD & CDD)
- Assisted brokers in their selection of various accounts and financial services opening, maintenance and closing of all accounts.
- Prepared and distributed 151 agreements & disclosure letters to numerous clients.
- Maintained customer relations while referring customers to appropriate staff for new services.
Fixed Income Settlements Analyst/Operations Analyst (Consultant)
Merrill Lynch
New York
12.2010 - 01.2011
- Responsible for the daily settlement processing of US Fixed Income products, FED (Treasury & Agency) MBS (FNMA & GNMA) while monitoring both internal and external systems related to trade settlements.
- Supported settlement reconciliation, with support for all existing Swaps, Options and new products.
- Pre-Confirmed Cash Flows to prevent Settlement Breaks and also followed up for unmatched Trades.
- Liaised between settlement and various support groups and trading desks (MBS Allocations, Middle Office, Repo Desk etc).
- Assisted the equities team with identifying workflow redundancies, inefficiencies & corporate actions.
KYC Client On boarding/New Accounts Operations Data Analyst
Oppenheimer Inc
New York
05.2007 - 07.2009
- Opened all retail, prime brokerage and IRA accounts on FiNet, KYC & Impact systems for numerous branches in a timely manner.
- Worked closely with the trading floor in opening accounts with the ability to set up Fed Wire instructions along with EFT, Clearstream, Euroclear or Cedel information.
- Liaised with sales assistants & clients for completeness, accuracy and approval signatures with dates that complied with both Oppenheimer & SEC regulations and “B notices” for IRS regulations.
- Assisted external auditors to ensure the audit functions were executed on a timely and efficient basis.
- Assisted senior management with writing and implementing departmental procedures.
- Reviewed AML Documentation daily.
- Assisted AML team with cases were generated from EAP, Mantas) and Manual Referrals.
Education
Microsoft Excel Certification -
Essex County College
Newark, NJ06.2013
B.S. - Business Administration
William Paterson University
Wayne, NJ05.2003
Skills
- Corporate actions processing
- Risk mitigation strategies
- DTCC system proficiency
- Event validation
- Reconciliation processes
- Client relationship management
- Asset servicing knowledge
- Attention to detail
- Data analysis
- Effective communication
- Issue resolution
- Corporate actions expertise
- Global markets
- Securities processing
- Leadership qualities
- Data management
- Relationship management
- Monitoring expenditures
- Organizational management principles
- Team collaboration
- Risk assessment
- Decision-making
- Communication management professional
- Analytical thinking
- Teamwork
- Asset management
Timeline
Corporate Actions Analyst (Consultant)
ComputerShare
04.2023 - 01.2026
Client Service Analyst/Corporate Debt (Consultant)
Deutsche Bank
08.2022 - 12.2022
Corporate Actions Analyst (Consultant)
Citibank
01.2022 - 04.2022
Client Onboarding Analyst (Consultant)
BNP Paribas Bank
06.2021 - 09.2021
KYC Client Onboarding Analyst (Consultant)
Silicon Valley Bank
02.2021 - 05.2021
Client Account Maintenance Analyst (Consultant)
New York Life Insurance Co.
12.2017 - 03.2020
Installation Analyst (Consultant)
Fiserv
05.2017 - 09.2017
Corporate Actions Analyst (Consultant)
E-Trade Financial Corporation
05.2016 - 10.2016
KYC Client On boarding/New Accounts Liquidity Deposit Analyst (Consultant)
Bank of Tokyo
02.2016 - 05.2016
Corporate Actions Analyst (Consultant)
Sumitomo Mitsui Trust Bank
06.2015 - 07.2015
Corporate Actions Analyst (Consultant)
Bank of New York Mellon
02.2014 - 03.2015
KYC Client On boarding/New Accounts Operations Data Analyst (Consultant)
Ridge Clearing
10.2011 - 09.2012
KYC Client Onboarding/New Accounts Operations Data Analyst (Consultant)
Morgan Stanley
06.2011 - 09.2011
Fixed Income Settlements Analyst/Operations Analyst (Consultant)
Merrill Lynch
12.2010 - 01.2011
KYC Client On boarding/New Accounts Operations Data Analyst
Oppenheimer Inc
05.2007 - 07.2009
Microsoft Excel Certification -
Essex County College
B.S. - Business Administration
William Paterson University