RICARDO NICHAR
MIAMI
Summary
Experienced banking professional with 8 years in financial sales and customer relationship management. Achieves sales targets, offers expert advice on personal and business financial solutions, and ensures regulatory compliance through prescreening and client retention strategies. Fluent in English and Spanish, improving communication with diverse clients.
Overview
11
11
years of professional experience
Work History
Sales Consultant
City Furniture
01.2022 - Current
- Ranked in top sales tier by relationship-building strategies.
- Utilized CRM systems to manage pipeline, follow-ups, and client satisfaction metrics.
- Advised clients on financing and credit options for three consecutive years.
- Develop transferable sales, upselling, and customer rapport skills aligned with banking roles.
Branch Banker 2 Sales Consultant
BB&T (Now Truist)
01.2018 - 01.2022
- Opened new accounts & delivered tailored banking solutions for personal and small business clients.
- Cross-sell checking, savings, credit cards, loans, and investment products.
- Maintained 100% content communication for three consecutive years.
- Trained in fraud detection, security protocols, and risk mitigation.
Bank Teller / Branch Banker 1
Wells Fargo
08.2016 - 03.2018
- Processed deposits, withdrawals and account inquiries with speed and accuracy.
- Referred customers to bankers for credit cards, loans, and mortgage consultations.
- Trained in fraud detection, security protocols, and risk mitigation.
Assistant Manager
Honey Baked Ham
10.2015 - 10.2016
- Supervised day-to-day operations to meet performance, quality and service expectations.
- Maintained a clean, safe, and organized store environment to enhance the customer experience.
- Developed strong working relationships with staff, fostering a positive work environment.
- Monitored cash intake and deposit records, increasing accuracy, and reducing discrepancies.
Cashier
McDonald's
10.2014 - 12.2015
- Greeted customers entering store and responded promptly to customer needs.
- Welcomed customers and helped determine their needs.
- Worked flexible schedule and extra shifts to meet business needs.
- Operated cash register for cash, check, and credit card transactions with excellent accuracy levels.
Education
Certified Nurse Assistant - undefined
InterAmerican Technical Institute
Miami, FL05.2014
Skills
- Retail Banking Operations
- Financial Product Sales
- Credit & Loan Advising
- Risk & Compliance Awareness
- CRM & Salesforce Systems
- Cash Handling & Accuracy
LANGUAGES
English (Native)
Spanish (Native)
Timeline
Sales Consultant
City Furniture
01.2022 - Current
Branch Banker 2 Sales Consultant
BB&T (Now Truist)
01.2018 - 01.2022
Bank Teller / Branch Banker 1
Wells Fargo
08.2016 - 03.2018
Assistant Manager
Honey Baked Ham
10.2015 - 10.2016
Cashier
McDonald's
10.2014 - 12.2015
Certified Nurse Assistant - undefined
InterAmerican Technical Institute
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