Summary
Overview
Work History
Accomplishments
Certification
Timeline
Generic

Ricardo Perez

Murrieta,CA

Summary

Results-oriented, self-driven, Sales Professional with 9 years of Sales Experience. My expertise includes closing deals, Phenomenal Communication and exceptional problem solving skills I may not know all the answers but one thing's for certain I am resourceful, I will find the answer and overcome the problem. Currently Licensed By Department Of Real Estate, Nationwide Mortgage Licensing System as a Mortgage Loan Originator, and Dmv as a Vehicle Salesperson.

Overview

8
8
years of professional experience
1
1
Certification

Work History

Mortgage Loan Originator

Self-employed
Temecula, CA
06.2021 - Current
  • Excelled in Goverment loans FHA/VA
  • Increased business by accepting loans that lenders denied due to my knowledge of guidelines.
  • Analyzed applicants' financial status, credit and property evaluations to determine feasibility of granting loans.
  • Developed and maintained relationships with local real estate agents.
  • Met with applicants to obtain information for loan applications and answer questions about processes.
  • Expert Problem solver as there is many moving parts in home purchase I was able to address any issues from 3rd parties right away and resolve.
  • Quick closes on home purchases or Refinancing.
  • Phenomenal planning skills

Lease Retention Specialist

BMW of Murrieta
Murrieta, California
04.2016 - 06.2021
  • Managed sales negotiations and financing options.
  • Collaborated with prospective customers over phone and email to schedule sales appointments.
  • Educated customers about sales processes, warranty requirements and service standards.
  • Maintained high referrals and consistent repeat business due to first-rate customer service standards.
  • Maintained entire "Sold Lease" Database for the entire dealership and ensured a high retention rate with Persistent follow up and addressing clients new needs.

Accomplishments

  • Bilingual (Fluent in Spanish)
  • Expert on Government loans (VA/FHA)
  • Subprime Specialist- I was able to create more business as I was approving the files that other lenders denied due to knowledge of guidelines or lack of knowledge in financial planning for client.
  • Consistently maintained high customer satisfaction ratings.

Certification

  • DRE LICENSE 02140188
  • NMLS LICENSE 2121969

Timeline

Mortgage Loan Originator

Self-employed
06.2021 - Current

Lease Retention Specialist

BMW of Murrieta
04.2016 - 06.2021

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Ricardo Perez