Summary
Overview
Work History
Education
Skills
Certification
Timeline
Generic

Ricardo Perez

Miami

Summary

Internal audit professional with extensive experience in managing audit processes and ensuring compliance with regulatory standards. Proven ability to lead teams and deliver valuable insights through comprehensive audits. Known for reliability and adaptability in dynamic environments, with focus on team collaboration and driving results.

Results-oriented achiever with proven ability to exceed targets and drive success in fast-paced environments. Combines strategic thinking with hands-on experience to deliver impactful solutions and enhance organizational performance.

Detail-oriented individual with exceptional communication and project management skills. Proven ability to handle multiple tasks effectively and efficiently in fast-paced environments. Recognized for taking proactive approach to identifying and addressing issues, with focus on optimizing processes and supporting team objectives.

Experienced leader with strong background in guiding teams, managing complex projects, and achieving strategic objectives. Excels in developing efficient processes, ensuring high standards, and aligning efforts with organizational goals. Known for collaborative approach and commitment to excellence.

Overview

20
20
years of professional experience
1
1
Certification

Work History

Internal Audit Director

Banco Santander International
01.2022 - 2025
  • Contribute to continuous improvement efforts within the department by sharing best practices and offering constructive feedback to the team on existing processes and workpaper documentation quality.
  • Maintained detailed workpapers of completed audits for reference purposes and available for third parties and regulator's review.
  • Enhanced audit efficiency by implementing risk-based audit strategies and streamlining processes using data analytics.
  • Facilitated clear and constant communication between auditors and stakeholders regarding findings, promoting transparency throughout the entire audit process.
  • Contribute to help strengthen the company''s overall control environment by identifying weaknesses and recommending corrective actions to add value.
  • Ensured adherence to professional standards in all aspects of the audit process, upholding the integrity and objectivity of audit work performed.
  • Leveraged technology tools such as data analytics software to enhance the efficiency and accuracy of internal audits conducted.
  • Leader of a team of four members contributing to team performance by providing ongoing guidance, and mentorship to junior and senior auditors.
  • Performed root cause analysis and impact & probability on identified issues, providing actionable recommendations for long-term improvements in business practices.
  • Evaluated the effectiveness of implemented internal controls by regularly reviewing policies and procedures for compliance with regulatory and operational requirements.
  • Developed comprehensive Risk & Control Matrix (RCM) and ellaborating audit testing programs to address identified risks, ensuring timely and effective execution of testing activities.
  • Collaborated with management to develop action plans to address identified issues, fostering a proactive approach to risk management.
  • Conducted regular follow-up reviews to ensure that previously identified concerns were addressed appropriately in a timely manner.
  • Prepared working papers and draft reports to support audit findings and work conclusions.
  • Collaborate and interact with Bank's regulators attending their requests and follow up questions related to the Internal Audit work.
  • Assist in the preparation of the annual risk assessment to develop the annual audit plan.
  • Participate of various Management Committee and performing continuous monitoring audit activities.

Internal Audit Manager

Banco Santander International
05.2019 - 12.2021
  • Contribute with continuous improvement efforts within the department by sharing best practices and offering constructive feedback on existing processes.
  • Maintained and reviewed detailed workpalets for reference purposes for the review of third parties including the regulators.
  • Enhanced audit efficiency by implementing risk-based audit strategies and streamlining processes.
  • Ensured adherence to professional standards in all aspects of the audit process, upholding the integrity and objectivity of audit work performed.
  • Help team performance by providing guidance and mentorship to junior and senior auditors.
  • Oversaw timely completion of annual audit schedules, coordinating resources efficiently to meet deadlines without compromising audit quality.
  • Evaluated the effectiveness of implemented internal controls by regularly reviewing policies and procedures for compliance with regulatory requirements.
  • Collaborated with management to develop action plans to address identified issues, fostering a proactive approach to risk management.
  • Facilitated clear and constant communication between auditors and stakeholders regarding findings, promoting transparency throughout the entire audit process.
  • Leveraged technology tools such as data analytics software to enhance the efficiency and effectiveness of internal audits conducted.
  • Managed audit team in conducting complex audits across various departments, ensuring accurate results and recommendations.
  • Performed root cause and impact & probability analyses on identified issues, providing actionable recommendations for long-term improvements in business practices.
  • Developed comprehensive Risk and Controls Matrix (RCM) to elaborate audit testing plans to address identified risks, ensuring timely and effective audit testing execution.
  • Conducted regular follow-up reviews to ensure that previously identified concerns were addressed appropriately in a timely manner.
  • Strengthened the company''s overall control environment by identifying weaknesses and recommending corrective actions.
  • Prepared working papers and draft reports summarizing audit findings and work conclusions.
  • Contribute in the execution of annual risk assessment of the auditable universe to develop the annual audit plan.

Internal Audit Manager

Banco Santander Puerto Rico
03.2015 - 05.2019
  • Contribute with continuous improvement efforts within the department by sharing best practices and offering constructive feedback on existing processes.
  • Maintained and reviewed detailed workpalets for reference purposes for the review of third parties including the regulators.
  • Enhanced audit efficiency by implementing risk-based audit strategies and streamlining processes.
  • Ensured adherence to professional standards in all aspects of the audit process, upholding the integrity and objectivity of audit work performed.
  • Help team performance by providing guidance and mentorship to junior and senior auditors.
  • Oversaw timely completion of annual audit schedules, coordinating resources efficiently to meet deadlines without compromising audit quality.
  • Evaluated the effectiveness of implemented internal controls by regularly reviewing policies and procedures for compliance with regulatory requirements.
  • Collaborated with management to develop action plans to address identified issues, fostering a proactive approach to risk management.
  • Facilitated clear and constant communication between auditors and stakeholders regarding findings, promoting transparency throughout the entire audit process.
  • Leveraged technology tools such as data analytics software to enhance the efficiency and effectiveness of internal audits conducted.
  • Managed audit team in conducting complex audits across various departments, ensuring accurate results and recommendations.
  • Performed root cause and impact & probability analyses on identified issues, providing actionable recommendations for long-term improvements in business practices.
  • Developed comprehensive Risk and Controls Matrix (RCM) to elaborate audit testing plans to address identified risks, ensuring timely and effective audit testing execution.
  • Conducted regular follow-up reviews to ensure that previously identified concerns were addressed appropriately in a timely manner.
  • Strengthened the company''s overall control environment by identifying weaknesses and recommending corrective actions.
  • Prepared working papers and draft reports summarizing audit findings and work conclusions.
  • Contribute in the execution of annual risk assessment of the auditable universe to develop the annual audit plan.

Senior Internal Auditor

Banco Santander Puerto Rico
07.2010 - 03.2015
  • Auditor in charge of Financial Risk audits managing and assisting a team of four members.
  • Presented clear, concise audit findings to management, offering actionable recommendations for improvements.
  • Help strenghten internal control processes by conducting thorough audits and identifying areas for improvement.
  • Assisted in the preparation of annual risk assessments and developed appropriate RCM's to elaborate audit testing programs in response to identified risks.
  • Mentored junior auditors, providing guidance on best practices in internal auditing and encouraging professional development.
  • Promoted a culture of accountability within the organization by consistently enforcing company policies and procedures during audits.
  • Developed strong working relationships with audit team members and audit key stakeholders to facilitate open communication during the audit process.
  • Managed complex audit projects while adhering to strict deadlines, budget constraints and quality standards.
  • Performed internal audits of financial and departmental operations, conducting process walkthroughs for compliance with documented processes.
  • Documented recommendations to improve internal controls.
  • Produced drafts of audit reports.
  • Prepared working papers, reports and supporting documentation for audit findings.

Senior Internal Auditor

Banco Popular De Puerto Rico
02.2002 - 07.2010
  • Improved internal control processes by executing thorough audit testing and identifying areas for improvement.
  • Conducted special investigations as requested by senior management or the board of directors, maintaining confidentiality throughout the process.
  • Promoted a culture of accountability within the organization by consistently enforcing company policies and procedures during audits.
  • Developed strong working relationships with audit team members and key stakeholders to facilitate open communication during the audit process.
  • Ensured compliance with regulatory requirements and company policies through different types of audits.
  • Documented recommendations to improve internal controls.
  • Auditor in charge of various type of audits.

Education

BBA - Accounting

University of Puerto Rico (Rio Piedras Campus)
San Juan Puerto Rico
12.2003

Skills

  • Audit planning
  • Teamwork and collaboration
  • Problem-solving
  • Attention to detail
  • Multitasking
  • Excellent communication
  • Clear communication
  • Adaptability and flexibility
  • Verbal and written communication
  • Decision-making
  • Relationship building
  • Team building and leadership
  • Microsoft office (Excel, Word, Power Point)
  • Team management
  • Interpersonal skills
  • Analytical thinking
  • Public speaking
  • Financial controls
  • Financial records review
  • Report writing
  • Financial data analysis
  • Data analytics
  • Internal controls
  • Organizational skills

Certification

Certified Public Accountant.

Timeline

Internal Audit Director

Banco Santander International
01.2022 - 2025

Internal Audit Manager

Banco Santander International
05.2019 - 12.2021

Internal Audit Manager

Banco Santander Puerto Rico
03.2015 - 05.2019

Senior Internal Auditor

Banco Santander Puerto Rico
07.2010 - 03.2015

Senior Internal Auditor

Banco Popular De Puerto Rico
02.2002 - 07.2010

BBA - Accounting

University of Puerto Rico (Rio Piedras Campus)

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