Summary
Overview
Work History
Education
Skills
Areas of Expertise
Timeline
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Rich Spencer

Portland,OR

Summary

Mortgage Industry Expert | Dedicated Trainer | Leader


Summary:

  • Mission Driven, goal-orientated, mortgage industry expert with decades of success, excelling in all aspects of Mortgage operations. Intuitive professional with repeatable achievements at every level of production and procedural operations. Focused and motivated business partner using common sense and the bottom line in decision making.

Overview

11
11
years of professional experience

Work History

Production Support Specialist

Fairway Independent Mortgage
02.2021 - 03.2024

Entrusted with supporting the Wholesale business with reporting, tracking, and troubleshooting of various system issues.

  • Spearheaded production issues/bugs/defects to resolution by triaging the TPO IT team and appropriate developer/vendor teams.
  • Selected as Subject Matter Expert for Wholesale Divisions Desktop Underwriting platform for ability to resolve complex issues.
  • Guided resolutions into production sprint/release planning processes from User Acceptance Testing.
  • Aligned team members to troubleshoot system issues through diagnostic techniques and pertinent questions to determine the root cause.


Mortgage Servicing Manager/ Assistant Manager Quality Control/ Underwriter II/ Senior Mortgage Processor

First Tech Federal Credit Union
04.2013 - 03.2021

Promoted rapidly within mortgage operations from serving as a temporary loan processor to leading a team of 9 staff members in the Servicing Department within 5 years of employment.

  • Served as a leading player of management team advising on and participating in strategic business planning and decision making.
  • Created and implemented new strategies with title document vendor to improve trailing document processes boosting organizational efficiency, profitability, and effectiveness.
  • Thrived as a consistent, accurate, and valuable contributor to the Underwriting team. Completed over 1000 loan reviews with only 1 error over 3 years, an accomplishment that set the standard for my team.
  • Selected to partner with top producing Loan officer, processing and closing over 30 million in sales within 18 months as Senior Processor.
  • Handpicked with sweeping support by peers for the Annual Leadership Conference in 2019.

Education

Bachelor of Science in Economics -

University of Oregon
Eugene, OR
06.1999

Skills

  • Supervising experience
  • Loan processing
  • Underwriting
  • Encompass (5 years)
  • Quality control
  • Internal audits
  • Project planning
  • Mortgage Servicing
  • Escrow
  • Fair Housing regulations

Areas of Expertise

  • Leadership and Development - Trusted to lead innovation for the newly created Wholesale Division of Fairway Independent Mortgage. Created and implemented new strategies with Title document vendor to improve trailing document processes boosting coherence, viability, and success.
  • Subject Matter Expert - Ability to determine cause and repair complex discrepancies within Desktop Underwriter/Loan Prospector and Loan Operation systems. Depended on as Specialist for Underwriting and Underwriting Management in crucial circumstances for issues.
  • Problem Solving/Strategic Thinking - Creative vision, operations insight, and the ability to boil-down complicated issues to actionable policies and provided enhancements that historically improved bottom line, and streamlined service protocols. Accountable for testing and customization of new Loan Operating Systems to ensure accuracy and capabilities for customers.

Timeline

Production Support Specialist

Fairway Independent Mortgage
02.2021 - 03.2024

Mortgage Servicing Manager/ Assistant Manager Quality Control/ Underwriter II/ Senior Mortgage Processor

First Tech Federal Credit Union
04.2013 - 03.2021

Bachelor of Science in Economics -

University of Oregon
Rich Spencer