Richa Chopra
Mumbai
Summary
Experienced Chartered Accountant with expertise in financial and regulatory reporting, governance, and audit within global banking. Skilled in managing risk and control, with a history of successful collaboration with senior stakeholders in complex regulatory settings.
Overview
10
10
years of professional experience
1
1
Certification
Work History
Vice President
Citi
06.2024 - Current
- Implemented key processes and established governance for regulatory change assessments.
- Enhanced control framework to ensure compliance with relevant laws, rules, and regulations.
- Coordinated stakeholder involvement in drafting and pre-validating qualitative observations.
- Facilitated issue management throughout remediation of high-severity issues and key programs.
Assistant Vice President
Citi
Mumbai
10.2022 - 06.2024
- Conducted complex audits and assessments of Citi’s risk and control environments in collaboration with business.
- Ensured compliance with applicable laws, regulations, and policies through sound ethical judgment.
- Recommended pragmatic solutions to address risk and control issues effectively.
- Supported guideline development for integrating Control Assessments, Risk-Based Audits, and regulatory issue validation outcomes.
Audit Manager
Standard Chartered Bank
Bengaluru
02.2020 - 10.2022
- Performed process audits to enhance regulatory compliance in finance and human resources.
- Executed risk assessment strategies, strengthening data integrity and liquidity risk frameworks.
- Leveraged data analytics for issue validation and compliance verification.
- Contributed to US Commercial & Institutional Banking team efforts on regulatory audits.
- Implemented audit software, advancing agile auditing methodologies and efficiency.
- Oversaw UAT testing and provided training for new audit tools.
- Optimized resource management processes within support teams.
Manager
HDFC Bank Limited
Chandigarh
10.2016 - 01.2020
- Led retail branch banking audits, ensuring compliance with regulatory standards.
- Conducted legal and mortgage audits, focusing on interest subventions and bulk cash counters.
- Executed currency chest and foreign exchange audits for both retail and corporate sectors.
- Conducted SOX audit for HDFC Bank across India for fiscal year 2018-2019.
Head of Finance
Accombliss Private Limited
Chandigarh
04.2016 - 09.2016
- Led financial operations for event management company, ensuring accurate reporting and compliance.
- Managed filing of financial statements and taxation returns for direct and indirect taxes.
- Oversaw financial audits to maintain transparency and accountability in financial practices.
Consultant
Ernst & Young
Gurugram
12.2015 - 03.2016
- Executed reconciliation of financial reporting packages to ensure accuracy and completeness.
- Implemented substantive procedures for financial analysis and compliance.
- Conducted thorough checks on consolidation adjustments and reclassifications for precision.
Education
Certification in Foreign Exchange Operations -
Institute of Banking and Finance
10.2018
Chartered Accountant -
The Institute of Chartered Accountants of India
11.2015
Bachelor of Commerce (Honours) -
Panjab University
Chandigarh06.2012
Advance Diploma in Journalism -
Panjab University
Chandigarh06.2012
Skills
- Internal audits and SOX review
- Regulatory compliance and validation
- Risk assessment and management
- Data analytics and issue validation
- Process audits and risk-based audits
Websites
Certification
Certificate in Foreign Exchange Operations, 10/01/18 - Present
Volunteer Experience
Career Guide and Mentor with Samarthanam Trust & Veruschka Foundation -
- Provide mentorship to students and help them with their careers and conduct mock interviews.
- Participate in knowledge sharing sessions about Developmental Disabilities and build recipe cards for specially abled children.
Hobbies and Interests
- Artificial Intelligence
- Data Analytics
- Knowledge Sharing
- Management
Languages
- English
- Hindi
- Punjabi
Honor Awards
- GIA Star Award, 08/01/21, Standard Chartered Bank, Award for excellence and contribution in implementation of Audit Software
- Individual Performance Award, 12/01/21, Standard Chartered Bank, Award for exceptional contribution in audits and additional activities throughout the year
Timeline
Vice President
Citi
06.2024 - Current
Assistant Vice President
Citi
10.2022 - 06.2024
Audit Manager
Standard Chartered Bank
02.2020 - 10.2022
Manager
HDFC Bank Limited
10.2016 - 01.2020
Head of Finance
Accombliss Private Limited
04.2016 - 09.2016
Consultant
Ernst & Young
12.2015 - 03.2016
Certification in Foreign Exchange Operations -
Institute of Banking and Finance
Chartered Accountant -
The Institute of Chartered Accountants of India
Bachelor of Commerce (Honours) -
Panjab University
Advance Diploma in Journalism -
Panjab University