Richard Snyder

Collaborated with sales, management and collections to maintain effective operations, review trends and possible risk factors. For a 50-million-dollar company.

· Investigated and evaluated customers for creditworthiness and potential risk factors assessing applicants' financial status and credit to determine loan feasibility for subprime lending.

· Obtained and reviewed credit reports, credit references to establish credit limits.

· Primary Customer Relations manager for 400 plus dealers.

· Responsible for creation and maintenance of the proprietary Loan Origination system from inception to daily activity and updated retail installment contracts as needed for 23 states. Assisted Sales in adding and maintaining 400 plus dealers to the platform.

· Managed reporting, documentation and recordkeeping requirements for department. Used multiple sources to assist in risk management.

· Developed processes to assist in fraud protection and prevention.

· Maintained full knowledge of current regulatory environment and made proactive adjustments to meet changing requirements.

· Managed staff of 4 employees to include training and performance of funding and underwriting tasks. Provide ongoing coaching to improve performance of the team.

Develop, manage and train underwriting staff. Identify and develop subprime rate, pricing and market strategies. Implement and interpret underwriting guidelines to lower risk potential. Providing assistance with sales to acquire dealers. In collaboration with Marketing Operations, Sales and Accounting/Finance teams establish and implement long and short-term business strategies that reflect Market competitive conditions and deliver growth/profit objectives. Assist in all aspects to help company growth.

• Managed a staff of 4 .
• Reviewed and analyzed loan procedures.

NBC Specialist.