Summary
Overview
Work History
Education
Skills
Education and Training
Timeline
Generic
Rick Gillespie

Rick Gillespie

Gettysburg,SD

Summary

Results-oriented and knowledgeable about wide range of loan products. Professionally works with different customers to meet individual needs and maximize business revenue. Analytical problem-solver tenacious in pursuing sales opportunities.

Knowledgeable Mortgage Loan Officer with solid background in mortgage loan origination and client consultation. Expertise in guiding clients through mortgage process, ensuring compliance with lending regulations, and closing loans efficiently. Demonstrated proficiency in financial analysis and customer relationship management.

Overview

14
14
years of professional experience

Work History

Sales Finance Manager

Western Trailers
08.2023 - 08.2025
  • Work directly with trailer sales customers to negotiate the best finance or lease deals to suit their needs, manage new customer generation, and oversee overall management of booking/funding, customer service and end of lease functions.
  • Duties / Responsibilities:
  • · Perform and analyze credit applications for new business transactions
  • · Assure that insurance coverage is effective for all current customers; requires written and/or verbal communication with customers and/or customers’ insurance agents
  • · Compile lease or loan documents for customer, and obtain customer signatures on documents
  • · Submit funding package to various lenders and follow up for funding, coordinate title paperwork filing with Western Trailer Title Administrator, applicable State DMV and/or customer’s license service
  • · Set-up customer accounts in QuickBooks (accounting system)
  • · Invoice customer’s monthly
  • · Perform account collection efforts as required
  • · Work off trailer order schedule to earn new customer business
  • · Provide company bank with required collection reports quarterly

Mortgage Loan Officer

CMG Home Loans
02.2022 - 08.2023
  • Developed and maintained relationships with local real estate agents.
  • Met with applicants to obtain information for loan applications and answer questions about loan process.
  • Gathered client debt, credit and income information to determine loan eligibility.
  • Helped clients fill out loan applications and find ideal loan options.
  • Informed customers of application deadlines, approvals and denials.
  • Analyzed new markets and developed referral networks to locate new loan prospects.

Commercial Loan Officer

DL Evans Bank
08.2018 - 02.2022
  • Created financial analysis reports of commercial real estate, borrowers' financial statements, lease reviews and market research.
  • Interviewed applicants and reviewed financial, credit and property details for each application.
  • Developed and deepened customer relationships by providing exceptional service at all stages of underwriting process.
  • Stayed abreast of lending regulations, industry trends and market rates.
  • Developed loan contracts and explained contract terms to clients.

Mortgage Loan Officer

HomeStreet Bank
03.2016 - 08.2018

Mortgage Loan Officer

DL Evans Bank
11.2013 - 02.2016

Real Estate Agent

Garden Valley Properties
03.2011 - 11.2013

Education

Bachelor of Science - Finance

Montana State University - Bozeman
Bozeman, MT
06.1993

Skills

  • Financial Analysis
  • Marketing Expertise
  • Document Analysis
  • Market Research and Analysis
  • Due Diligence
  • Business Development
  • Goal oriented
  • Relationship selling
  • Loan approval facilitation
  • Residential mortgage lending regulations

Education and Training

other

Timeline

Sales Finance Manager

Western Trailers
08.2023 - 08.2025

Mortgage Loan Officer

CMG Home Loans
02.2022 - 08.2023

Commercial Loan Officer

DL Evans Bank
08.2018 - 02.2022

Mortgage Loan Officer

HomeStreet Bank
03.2016 - 08.2018

Mortgage Loan Officer

DL Evans Bank
11.2013 - 02.2016

Real Estate Agent

Garden Valley Properties
03.2011 - 11.2013

Bachelor of Science - Finance

Montana State University - Bozeman

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