Summary
Overview
Work History
Education
Skills
Certification
Volunteer Experience
Timeline
Generic

Rick Hernandes

Dana Point,CA

Summary

Action-oriented Account Executive with excellent customer oversight, issue resolution and relationship building skills. Highly effective at maximizing repeat business opportunities. Seeking a position with a company offering career-enhancing opportunities.

Overview

21
21
years of professional experience
1
1
Certification

Work History

LOAN ADVISOR

Lendmarq
Miami, FL
02.2024 - 06.2024
  • Consulting on fix and flip, new construction, DSCR and multifamily residential investment property purchases and refinances.
  • Cold calling real estate investors, real estate brokers and mortgage brokers on a daily basis.
  • Negotiating terms and rates with investors and brokers.
  • Maintaining relationships with clients for future opportunities.

ACCOUNT EXECUTIVE

Clear Edge Commercial Lending
Aliso Viejo, CA
11.2022 - 01.2024
  • Cold calling mortgage brokers, real estate investors and real estate brokers on a daily basis Consulting on investment property purchases and rehab
  • Negotiating terms and rates with brokers and investors Overseeing processing and operations of residential investment loans Maintained relationships with clients for future business opportunities.

SENIOR SALES CONSULTANT

5 Arch Funding Corporation
Irvine, CA
01.2019 - 05.2020
  • Consulting on investment property purchases and rehab
  • Cold calling mortgage broker, real estate investors and real estate brokers on a daily basis Negotiating terms and rates with brokers and investors Processing all investment loans Maintained relationships with clients for future business opportunities.

ACCOUNT EXECUTIVE/SENIOR SALES COORDINATOR

Pacific Union Financial LLC
Costa Mesa, CA
07.2015 - 02.2018
  • Built and strengthened relationships with new and existing brokers to drive revenue growth
  • Contacted clients as soon as issues arose to immediately find resolutions before problems escalated
  • Delivered a high level of service to brokers to both maintain and extend the relationships for future business opportunities
  • Identified new business opportunities through cold calling, networking, marketing and prospective database leads.

LOAN CONSULTANT

Advantage Student Loan Consolidation
Irvine, CA
09.2014 - 05.2015
  • Consulting clients on financial and student loan consolidation options Place clients into consolidation enrollment
  • Follow up with clients to confirm finalization of student loan consolidation.

ACCOUNT REPRESENTATIVE

Monex Deposit Company
Newport Beach, CA
11.2010 - 05.2014
  • Purchasing and selling of precious metal commodities for clients on COMEX market Consult with clients financial and investment advice Maintaining, reviewing, and updating clients investment portfolios.

LOAN MANAGER

Bryant Equities Inc
Mission Viejo, CA
02.2008 - 11.2010
  • Overseeing all mortgage loan files in process Quality control of all mortgage loan files from approval to funding.

ACCOUNT EXECUTIVE

Homecomings Financial
Newport Beach, CA
05.2007 - 12.2007
  • Extensive training of brokers on automated underwriting system Cold calling mortgage brokers and loan officers Managing loan pipeline from approval to funding.

SENIOR ACCOUNT EXECUTIVE

Argent Mortgage Company
Orange, CA
05.2003 - 05.2007
  • Negotiating terms and rates with mortgage brokers Pre-qualifying loan scenarios on a daily basis Member of the 50 million dollar funding club.

Education

Bachelor Recreation Administration -

California Polytechnic State University
San Luis Obispo, CA

Skills

  • Interpersonal and written communication
  • Self-motivated
  • Conflict resolution
  • Managing
  • Consulting
  • Construction Loan Financing
  • Negotiation abilities
  • Documentation Review

Certification

  • Tony Robbins Sales Seminar
  • Toastmasters

Volunteer Experience

  • Surfrider Foundation
  • A Walk on Water
  • Special Olympics

Timeline

LOAN ADVISOR

Lendmarq
02.2024 - 06.2024

ACCOUNT EXECUTIVE

Clear Edge Commercial Lending
11.2022 - 01.2024

SENIOR SALES CONSULTANT

5 Arch Funding Corporation
01.2019 - 05.2020

ACCOUNT EXECUTIVE/SENIOR SALES COORDINATOR

Pacific Union Financial LLC
07.2015 - 02.2018

LOAN CONSULTANT

Advantage Student Loan Consolidation
09.2014 - 05.2015

ACCOUNT REPRESENTATIVE

Monex Deposit Company
11.2010 - 05.2014

LOAN MANAGER

Bryant Equities Inc
02.2008 - 11.2010

ACCOUNT EXECUTIVE

Homecomings Financial
05.2007 - 12.2007

SENIOR ACCOUNT EXECUTIVE

Argent Mortgage Company
05.2003 - 05.2007

Bachelor Recreation Administration -

California Polytechnic State University

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