Rick Riggin
Chino Hills,CA
Summary
Organized Mortgage Loan Officer with 19 years of experience. Extensive real estate knowledge and success in client education. Adept at mathematical accuracy and following financial regulations. Accomplished Loan Officer dependable in building customer base and exceeding business goals. Well-versed in loan products and customer engagement strategies. Pursues opportunities to build connections, increase bank revenue and cement loyalty.
Overview
5
5
years of professional experience
1
1
Certification
Work History
Branch Manager
West Capital Lending
08.2021 - Current
- Maintained friendly and professional customer interactions.
- Met deadlines by proactively managing individual and team tasks and streamlining processes.
- Gathered and reviewed customer feedback to improve operations.
- Complied with Bank Secrecy Act, Anti Money Laundering, OFAC, USA Patriot Act, Privacy Act and Community Reinvestment Act.
- Submitted loan applications to loan underwriter for verification and recommendation.
- Compiled database of loan applicants' credit histories, corporate financial statements and other financial information.
Loan Agent
Guaranteed Rate
01.2020 - 08.2021
- Educated customers on different classifications of loans and credit options as well as service terms.
- Analyzed applicant financial status, credit and property evaluation documents to determine feasibility of loan grants.
- Obtained and compiled copies of applicant credit histories, corporate financial statements and other financial information.
- Approved loans within established limits and escalated loans exceeding limits to supervisors.
Loan Agent
Sovereign Lending Group
02.2019 - 09.2019
- Obtained and compiled copies of applicant credit histories, corporate financial statements and other financial information.
- Submitted applications to credit analysts for verification and recommendation.
- Educated customers on different classifications of loans and credit options as well as service terms.
- Approved loans within established limits and escalated loans exceeding limits to supervisors.
- Communicated with applicants to obtain loan application information and explain loan process.
- Submitted loan applications to underwriter for verification and recommendations.
Loan Agent
New American Funding
01.2017 - 01.2019
- Submitted applications to credit analysts for verification and recommendation.
- Educated customers on different classifications of loans and credit options as well as service terms.
- Approved loans within established limits and escalated loans exceeding limits to supervisors.
- Obtained and compiled copies of applicant credit histories, corporate financial statements and other financial information.
- Communicated with applicants to obtain loan application information and explain loan process.
- Analyzed applicant financial status, credit and property evaluation documents to determine feasibility of loan grants.
- Originated, reviewed, processed, closed and administered customer loan proposals.
Education
High School Diploma -
Sonora High School
La Habra, CA06.
Skills
- FHA loan process background
- Relationship building and management
- Sales professional
- Relationship Management
- Approachable
- Goals and performance
- Loans
- Sales expertise
- Strong team-builder
Certification
- Licensed DRE # 02112051
- Licensed NMLS # 283992
Timeline
Branch Manager
West Capital Lending
08.2021 - Current
Loan Agent
Guaranteed Rate
01.2020 - 08.2021
Loan Agent
Sovereign Lending Group
02.2019 - 09.2019
Loan Agent
New American Funding
01.2017 - 01.2019
High School Diploma -
Sonora High School
- Licensed DRE # 02112051
- Licensed NMLS # 283992
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