Rickey Carter Jr
Orange Park,FL
Summary
Accomplished professional with 15+ years’ of expertise in direct banking and financial industry in Credit Risk, Market Risk, Legal Risk, Operational Risk, and Auditing. Proven track record in technical and analytical proficiency in accounting, underwriting, risk analysis, compliance and due diligence. Proven ability to successfully deliver in KYC client on boarding, client exiting and quality assurance
Overview
23
23
years of professional experience
Work History
KYC/Financial Crime Risk Controls – AVP - ICM
DB USA Corp Corporation
10.2022 - Current
- Attended weekly meetings and special sessions of Leadership and Executive Leadership Teams and contributed to major administrative initiatives, policies and decisions.
- Led a team of 6 people responsible for completing annual Account Activity Review for the Account Owners for the Institutional Cash Product.
- Communicated with leadership teams to assist with administrative initiatives and decisions and attended weekly meetings to support policy changes.
- Allocated work assignments and tasks to comprehensively manage administrative projects.
KYC Q&A P&S Support/Trade Support Analyst- AVP
Deutsche Bank - DB USA Core Corporation
09.2016 - 10.2022
- Perform accurate and consistent QA checks on KYC files across multiple business areas and client’s risk, maintaining a QA pass rate of 100% after I QA'd 183 cases for the current year.
- Achieved recognition from upper management after completing over $2 billion in revenue by QA’ing cases for the year 2019 thru 2022.
Develop and implement training guidelines and managed the work pipelines to quality check for fraud, resulting in a 75% increase in
performance quality. - Oversaw the tax collection project by retrieving tax documents and reconciliation on new clients, thus saving the bank $2.7 million in fines for not collecting the correct tax status.
- Review and resolve all risk factors before having a negative impact on the bank, in compliance with established regulatory guidelines and
time-frames. - Partner with client onboarding teams to improve KYC standards, by utilizing a variety of independent research sources.
- Apply the QA methodology to deliver an objective review on client files, thus determining a Client Risk Profile as established under the KYC Procedures.
- Utilize knowledge of AML money laundering, financing of terrorism and related issues to compete the client onboarding process in a timely manner.
- Support and contribute towards a continuous improvement program of work borne out of QA testing results, assess root causes and
thematic issues proposing steps to be taken to eliminate, evidencing improvements. - Process and review stock splits, dividends and other corporate actions.
- Research, comply, analyze, and report statistical data for scheduled and ad hoc reporting.
New Business - Collateral Management
Deutsche Bank Securities Inc
04.2012 - 09.2016
- Completed independent, quality control reviews of KYC files for full adherence with Deutsche Bank KYC global policy, KYC key operating standards (KOS) and any applicable desktop procedures (DTPs)
- Communicated quality control review findings along with necessary corrections to KYC makers and relevant stakeholders
- Managed a pipeline of assigned KYC file reviews ensuring that key deadlines are met
- Ensure reviews were completed timely in accordance with established due dates and within quality expectations; identify and escalate critical issues to the QC team lead and management team
- Operated in a team environment and have regular interactions with KYC makers, accountable client owners (ACOs) and AFC compliance teams
Equities Infra - CFO/TMG - New Account Senior Ops
Deutsche Bank Securities Inc
10.2005 - 04.2012
- An AML KYC Client Outreach function responsible for supporting Know Your Client (KYC) execution in accordance with AML compliance policies and procedures. Ensure all client KYC records are compliant with regulatory and bank standards, and to ensure high quality and timely completion of all client-level due diligence requirements for both new and existing clients.
- Understand and confidently communicate the KYC requirements to internal and external stakeholders (with account managers)
- Support and educate clients on KYC initiatives of the bank and general KYC/AML requirements.
- Liaise with internal stakeholders on a daily basis Ensure KYC is performed in line with regulatory and internal requirements
- Sustain to a culture of teamwork and collective achievement of departmental goals and objectives across QA and Client Onboarding teams
Lien Release Specialist
Washington Mutual Bank, FA
08.2002 - 10.2005
- Identify, process, and prepare required documents (Assignments of Mortgage, Release of Liens, Allonges, Lost Note Affidavits, Lost Mortgage Affidavits, etc.) for loans serviced with various levels of complexity.
- Review prepared loan documentation to ensure thoroughness, accuracy, and completeness with documentation standards.
- Request collateral files from investor designated document custodians to ensure that all needed documentation is obtained to efficiently process Loss Mitigation, Bankruptcy and Foreclosure proceedings.
- Address inquiries from vendors, investors, Portfolio Managers, etc. professionally and in a timely fashion.
- Update and annotate all actions/follow-ups processed on loans in all appropriate systems.
Contact Specialist
Department Of Treasury - Internal Revenue Service
09.2000 - 08.2002
- Acted as direct point of contact on delinquent or imminent default accounts and assisted through resolution or payment arrangement setup.
- Assessed and resolved customer service tax problems and executed solutions.
- Completed files and paperwork accurately and thoroughly and raised needed audit request.
- Individually, or as a team member, plans and conducts examinations using extensive and specialized knowledge of accounting techniques, practices, and investigative audit techniques to examine and resolve various tax issues of individuals and business organizations that may include extensive subsidiaries with operations of national and/or international scope.
Education
High School Diploma -
Samuel W Wolfson Senior High
Jacksonville, FL06.1997
Skills
- Microsoft Office Suite
- Staff Training/Development
- Ledger Management
- Auditing
- Inventory Control
- Asset Management
- Financial Analysis & Reporting
- Merger & Acquisitions
- Account Reconciliation
- Profit and Loss Analysis
- Risk Management
- Policy Compliance
Timeline
KYC/Financial Crime Risk Controls – AVP - ICM
DB USA Corp Corporation
10.2022 - Current
KYC Q&A P&S Support/Trade Support Analyst- AVP
Deutsche Bank - DB USA Core Corporation
09.2016 - 10.2022
New Business - Collateral Management
Deutsche Bank Securities Inc
04.2012 - 09.2016
Equities Infra - CFO/TMG - New Account Senior Ops
Deutsche Bank Securities Inc
10.2005 - 04.2012
Lien Release Specialist
Washington Mutual Bank, FA
08.2002 - 10.2005
Contact Specialist
Department Of Treasury - Internal Revenue Service
09.2000 - 08.2002
High School Diploma -
Samuel W Wolfson Senior High
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