Ricky T. Lee
Phoenix,AZ
Summary
Loan Closing, Funding, Shipping and Post Closing leader with 10+ years’ experience in commercial real estate, consumer real estate and regulatory compliance in financial services. Knowledge of TILA, ECOA, UDAPP, RESPA, Flood Insurance, Fair Lending, and HMDA. Skilled in managing cross-functional teams leading risk assessment and compliance initiatives. Known for effective collaboration with audit, risk management, and business operations teams.
Overview
13
13
years of professional experience
Work History
SR. LOAN CLOSER
NFM LENDING
09.2020 - 01.2023
- Review loan file for preparation of loan documents
- Accurately input data into system as needed
- Closing Disclosure reconciliation audit
- Ensure all information on loan process is correct.
- Balance loan for funding with title company
- Meet Wire deadline for funded units
- Meet same day turn time for loan package
Mobile Notary
Carole Williams Document Service
08.2017 - 08.2020
- Document Service
- Mobile delivery of loan package/loan document signing
- Meet same day turn time for loan packages
- Meet wire deadlines for funded units
- Closing disclosure reconciliation audit
- Customer Identification-Patriot Act
Funding Manager
Geneva Financial
03.2015 - 07.2017
- Managed 5 direct reports for Funding and Shipping Team
- Managed inventory of daily funding
- Managed shipping pipeline and lock expirations
- Assisted with Post Closing needs for loans being purchased
- New loan assignment
- Managed 3 warehouse pipelines for 50 Million dollars
- Daily communication with Escrow officers and Processors
- Quality Review of All Funded Loans
- New Hire Training
- Manage Collateral Delivery
- FHA/VA/CONV/USDA/BOND - Purchase/Refinance
- Purchased Loan File Management
- Participate in site meetings and lead staff meetings with team
Closing Manager/Closer
J.P. Morgan Chase
05.2010 - 11.2014
- Managed 12 direct reports for the Closing Refinance Team
- Verify usage of correct Mortgage and Note documents
- Checked completed loan documents for quality control and follow-up
- Validate information on each check
- Meet same day turn time for loan packages
- Check closed loans by familiarizing with loan transactions
- Met wire deadlines for funded units
- Responsible for HUD-1 reconciliation audits
- Meet production goals by managing to stretch goals
Education
High School Diploma -
El Camino Real
Woodland Hills, CA06-1984
Skills
- Loan structuring
- Property valuation
- Document preparation
- Credit analysis
Timeline
SR. LOAN CLOSER
NFM LENDING
09.2020 - 01.2023
Mobile Notary
Carole Williams Document Service
08.2017 - 08.2020
Funding Manager
Geneva Financial
03.2015 - 07.2017
Closing Manager/Closer
J.P. Morgan Chase
05.2010 - 11.2014
High School Diploma -
El Camino Real
Team Ranking #1 in the site and nation Received site recognition for top closing manager
Received recognition for being the number 1
Closing manager in the Nation and Region for J.P. Morgan Chase
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