Rida Zehra
Summary
Results-driven finance professional with over five years of experience in commercial loan processing and financial reporting. Demonstrates a strong ability to enhance operational efficiency and compliance. Proficient in managing complex loan closing processes while effectively collaborating with cross-functional teams to ensure regulatory and underwriting standards are met. Skilled in delivering detailed financial reports and analyses that inform strategic decision-making and improve overall financial performance.
Overview
8
8
years of professional experience
Work History
Financial Analyst
Aimssoft Consultants
09.2020 - Current
- Conducted in-depth variance and trend analysis to identify key performance drivers and problem areas.
- Produced monthly, quarterly, and annual financial reports with detailed commentary for senior management.
- Assisted in developing financial models and forecasts to support revenue and expense management.
- Provided financial support and measurement of key initiatives, delivering strategic recommendations to improve financial performance.
- Led projects spanning financial reporting, corporate FP&A, and business unit finance to drive efficiency and accuracy.
- Worked cross-functionally with finance and legal teams to improve reporting accuracy and risk assessments
Senior Loan Coordinator
New York Community Bancorp Inc
02.2019 - 07.2020
- Managed loan closing processes, ensuring all underwriting and closing requirements were met in collaboration with underwriters, brokers, and legal counsel.
- Reviewed and analyzed loan documentation, including mortgage, mezzanine, and construction loans, ensuring compliance with legal and financial standards.
- Facilitated disbursement of loan proceeds by reviewing settlement statements, escrow's deposits, and payment of third-party payments.
- Utilized loan management systems to maintain data integrity and ensure approvals for underwriting and due diligence were obtained before closing.
- Assisted in special projects related to loan portfolio management, investment committee documentation, and process improvements.
Loan Document Specialist
New York Community Bancorp Inc.
05.2017 - 07.2019
- Reviewed and processed commercial real estate loan documentation, ensuring compliance with internal policies and regulatory requirements.
- Managed due diligence checklists, including property reports, title & survey, insurance verification, and tenant lease documentation.
- Conducted ad hoc financial analyses to support strategic decision-making and process improvements.
- Coordinated with legal teams to facilitate timely closing and negotiation of loan terms.
Education
Bachelor of Science - Business Management
Farmingdale State College
05.2018
Data Analytics -
Springboard Boot Camp
01-2023
Skills
- Finance & Loan Operations: Loan Closing & Documentation – Mortgage, Co-Lending, Construction, and Bridge Loans
- Financial & Data Analysis: Python, SQL, Tableau, Power BI
- Financial Software: Fiserv DNA, Nautilus, Microsoft Office (Excel, Word, Outlook)
- Financial Reporting & Planning: Budgeting, Forecasting, Revenue & Expense Analysis, FP&A
- Legal & Compliance Knowledge: Loan Contracts, Due Diligence Review, Settlement Statements
Timeline
Financial Analyst
Aimssoft Consultants
09.2020 - Current
Senior Loan Coordinator
New York Community Bancorp Inc
02.2019 - 07.2020
Loan Document Specialist
New York Community Bancorp Inc.
05.2017 - 07.2019
Bachelor of Science - Business Management
Farmingdale State College
Data Analytics -
Springboard Boot Camp
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