Rigoberto R. Limas
Chicago,IL
Summary
Strategic Product and Technology Leader with experience driving digital transformation and delivering customer-centric solutions in Wealth Management, FinTech, and Institutional Banking. Skilled in defining product vision and roadmaps, leading cross-functional teams, and fostering continuous improvement through Agile, DevOps, and automation practices. Adept at aligning technology initiatives with business goals, developing scalable AI-powered solutions, and building a customer-first culture that drives innovation and operational excellence.
Overview
14
14
years of professional experience
1
1
Certification
Work History
Vice President of Digital Strategy
BMO Wealth Management
Chicago, IL
11.2010 - Current
- Spearheaded the integration of generative AI capabilities into the Wealth Management Salesforce platform, improving relationship manager productivity by 30% through automated client insights, proposal generation, and meeting preparation tools.
- Developing a five-year strategic roadmap for generative AI adoption, collaborating with technology vendors and internal data teams to ensure scalable solutions aligned with business priorities, resulting in a projected 15% increase in revenue from advisory services.
- Partnered with external vendors, including AI SaaS providers, to build proof-of-concept pilots that enhanced wealth management workflows, achieving a 20% reduction in manual data entry, and delivering real-time predictive analytics for client portfolios.
- Increased digital engagement by 25% by implementing AI-driven customer personalization models, which generated targeted recommendations for financial products based on user behavior and historical preferences.
- Aligned product strategy with BMO’s cross-functional AI initiatives, standardizing KPIs and performance metrics for AI solutions across the Wealth Management business line, ensuring consistent delivery timelines, and meeting compliance standards.
Vice President, Senior Digital Product Manager
U.S. Bank
Chicago, IL
10.2018 - 11.2024
- Led two agile product teams comprising 15 product managers, developers, and UX designers, driving the implementation of innovative solutions that streamlined processes and addressed the evolving needs of Wealth Management, Corporate, Commercial, and Institutional Banking (WCIB) clients. Ensured strategic alignment with business objectives, and delivered enhanced client experiences.
- Strategically cultivate and harness the strengths of cross-functional team members, aligning individual expertise to optimize task execution and collaboration, resulting in 100% sprint completion YTD, with minimal carryover, and a strong focus on delivering high-quality outcomes.
- Led the successful development and implementation of multiple CAPEX initiatives worth $4.2M to create improved digital user experiences in tax reclaims, corporate actions, and NAV valuations. Achieved a notable 65% adoption rate while reducing operational costs by $5.2 million.
- Engage and align stakeholders across five business lines to define and prioritize digital capabilities, driving the development of a strategic roadmap that increased project delivery speed by 20%, and ensured seamless alignment with WCIB business objectives.
- Build lasting relationships with key WCIB executive stakeholders. Influence enterprise decision-makers, and manage enterprise stakeholders to achieve group objectives.
- Manage the digital product lifecycle, including customer needs analysis, persona development, prioritization, goal setting, and utilizing Kanban for strategic planning.
- Implement Quantum and Adobe data analytics tools to monitor user adoption rates, OKRs, and KPIs, driving continuous improvements in user experience, and business outcomes.
- Partnered with external vendors, FIS, and Xceptor to integrate API channels and data capabilities, enhancing digital services within the WCIB ecosystem.
- Improved performance and scalability by optimizing data architecture and collaborating with developers during the WCIB transition to Azure cloud services.
Senior Associate, Data Business Lead
Sagence Consulting Group
New York, NY
10.2017 - 10.2018
- Developed and executed cross-functional team strategies that integrated data-driven financial services products, successfully deploying a $2.3M cloud-native CRM solution that improved customer engagement by 35%.
- Mentored product and data analysts in agile methodologies and A/B testing, enhancing team capabilities and reducing delivery cycle times by 25%.
- Facilitated continuous delivery of data transformation initiatives by partnering with product managers and engineers to build modular data models and automated performance tracking systems.
- Implemented test-first design principles to assess new digital products for institutional clients, ensuring rapid iteration and value delivery aligned with client expectations and KPIs.
2VP, Derivatives Senior Client Service Manger
Northern Trust
Chicago, IL
11.2016 - 10.2017
- Successfully handled relationship management duties for three influential IOO clients, with a total AUM of $461.5B.
- Capitalized on emerging exchange-traded and over-the-counter trading trends through strategic planning and implementation, resulting in operational transformation.
- Orchestrated client service strategies that transformed institutional product offerings and derivative workflows, leading to a 45% increase in client revenue, and maintaining 100% SLA compliance for service delivery timelines.
- Recruited and inspired a high-performing service team through individualized development plans, increasing team productivity by 20%, and improving cross-department collaboration.
- Defined outcomes and success metrics for client onboarding and portfolio expansions, achieving a 15% reduction in onboarding times for new derivative products by leveraging DevOps-aligned automation tools.
2VP, Head of N.A. Derivatives Control
Northern Trust
Chicago, IL
09.2015 - 11.2016
- Conducted in-depth analysis of risk issues and successfully implemented technical/theoretical methodologies via Power BI to improve the overall risk framework.
- Optimized model risk management by successfully meeting internal corporate and regulatory requirements through capital modeling and allocation techniques.
- Increased productivity by 33% and achieved annual cost savings of $104K by implementing modern SQL techniques, designing global solutions, and eliminating operational risk deficiencies.
- Updated and improved production processes by reviewing standard operating procedures and quality assurance manuals, aligning them with current regulations.
- Evaluated staff performance, delivering constructive insights and strategies to foster development.
Senior Auditor
Societe Generale CIB
Chicago, IL
07.2013 - 09.2015
- Delivered comprehensive front office analyses to support and enhance control functions in areas such as risk management, finance, operations, IT, and compliance/AML.
- Effectively communicated audit findings through the preparation and dissemination of final reports to senior leaders.
- Demonstrated adherence to Sarbanes-Oxley Act and GAAP principles, ensuring complete transparency.
- Collaborated with area managers to conduct audits for Trading and Treasury, effectively communicating findings and issues to senior leadership.
Senior Operational Risk Analyst
Societe Generale CIB
Chicago, IL
01.2012 - 07.2013
- Led successful coordination of execution activities for 22 U.S. and Canadian front office trading groups engaged in Futures, Options,and Equities Execution (FFOE)trading. Ensured compliance regarding internal controls,in addition to managing market risk,counterparty risk,and operational risks.
- In compliance with BASEL, formulated a macro integrated risk matrix by conducting extensive risk assessment mapping and identifying key risk indicators within the FFOE business line.
- Closely monitored first-line business units involved in potentially high-risk activities, actively challenging risk decisions to ensure credibility.
Education
MBA - Finance
Northern Illinois University
Dekalb, IL01.2014
Bachelor of Science - Finance
Eastern Illinois University
Charleston, IL07.2008
Skills
- Digital Product Lifecycle Management
- Strategic Planning and Alignment
- Cross-Functional Leadership
- Data Analytics and Performance Metrics
- Agile Methodologies
- Stakeholder Collaboration
- Customer Experience Improvement
- Product Strategy and Vision
- Developing Digital Experience Strategies
- Metrics Development and Monitoring
- Cloud Computing
- Generative Artificial Intelligence
Accomplishments
- Army Achievement Medal
- Army Good Conduct Medal
- Global War on Terrorism Service Medal
Certification
- Python for Finance: Investment Fundamentals & Data Analytics
- Visualization with Tableau and Microsoft Power BI Business Analytics for Decision Making
- Predictive Modeling and Analytics
- Product Management IBM: Python for Data Science and AI
- McKinsey Leadership Academy: Management Accelerator
Timeline
Vice President, Senior Digital Product Manager
U.S. Bank
10.2018 - 11.2024
Senior Associate, Data Business Lead
Sagence Consulting Group
10.2017 - 10.2018
2VP, Derivatives Senior Client Service Manger
Northern Trust
11.2016 - 10.2017
2VP, Head of N.A. Derivatives Control
Northern Trust
09.2015 - 11.2016
Senior Auditor
Societe Generale CIB
07.2013 - 09.2015
Senior Operational Risk Analyst
Societe Generale CIB
01.2012 - 07.2013
Vice President of Digital Strategy
BMO Wealth Management
11.2010 - Current
MBA - Finance
Northern Illinois University
Bachelor of Science - Finance
Eastern Illinois University
- Python for Finance: Investment Fundamentals & Data Analytics
- Visualization with Tableau and Microsoft Power BI Business Analytics for Decision Making
- Predictive Modeling and Analytics
- Product Management IBM: Python for Data Science and AI
- McKinsey Leadership Academy: Management Accelerator
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