MS Excel
Robby Haldeman
Asset Based Financing
Summary
Experienced Commercial Finance Lender with emphasis in Accounts Receivable Financing, Factoring, Purchase Order Lending and Underwriting. My career started at Avalon Funding as a Data Entry Technician and throughout my years, I was promoted to the head of many departments: Processing, Underwriting, Treasury, Contracts, Collection, Credit, and Distressed Assets / Workout.
Durring my time with Avalon, I created and implemented our Subcontractor Lending Program which expanded into FEMA Disaster Recovery Financing and most recently into Reverse Factoring also know as Supply Chain Financing. As those programs expanded, I had to expand and implement new underwriting procedures which led to my involvement with Avalon's Distressed Assets and Workout team. There, I specialized in Inter-Creditor/Subordination agreements between our clients Creditor's which allowed Avalon to provide specialized short term financing solutions in which clients were able to service their debt obligations. This also included in receiving numerous IRS subordination agreements, for the benefit of Avalon and IRS installments agreements for the benefit of our Clients.
Overview
23
23
years of professional experience
1
1
Language
Work History
Director of Operations
Avalon Funding Corporation
Santa Ana, CA
06.2004 - Current
- Oversaw day-to-day production activities in accordance with business objectives.
- Achieved team goals through formalized training plans, coaching, and performance management.
- Reduced budgetary expenditures by effectively negotiating contracts for more advantageous terms.
- Negotiated price and service with customers and vendors to decrease expenses and increase profit.
- Reported issues to higher management with great detail.
- Worked collaboratively with functional leaders to implement new procedures and corrective actions to improve quality.
- Monitored office workflow and administrative processes to keep operations running smoothly.
- Developed systems and procedures to improve operational quality and team efficiency.
- Negotiated with vendors, suppliers and other stakeholders to acquire mutually beneficial contracts and agreement.
- Worked with borrowing clients to procure updated financial information on ongoing basis.
- Met with existing clients and prospects through personal calling efforts and other contacts to discuss business needs.
- Discussed financial options with clients and provided informed suggestions.
- Liaised with customers and funding sources to identify and remove roadblocks to business funding.
- Networked to identify potential new clients and expand geographic territories.
- Prepared contracts and related documentation according to strict standards.
- Developed advanced product knowledge to share current information while generating and delivering products quotes.
- Collaborated with clients to maintain relationships and provide customers with thorough support and guidance.
- Maintained up-to-date knowledge of competitors' products.
- Generated monthly reports on customer activity and customer feedback.
- Executed wire transfers, stop payments and account transfers.
- Established rapport with new clients to increase satisfaction and loyalty.
- Processed applications for new accounts.
- Handled various accounting transactions.
Jr. Loan Officer
IndyMac Bank
Irvine, CA
01.2003 - 01.2004
- Recommended loan approvals and denials based on customer loan application reviews.
- Maintained strict confidentiality of bank records and client information.
- Submitted loan applications to underwriter for verification and recommendations.
- Collaborated with other departments to promptly process loan applications.
- Processed loan applications and monitored progress from start to finish.
- Monitored pipelines to track and log status of loans.
- Assisted customers with completing loan applications and other paperwork.
Account Executive
Surf Investments, LLC
Irvine, CA
05.2000 - 05.2003
- Strengthened customer relationships with proactive and collaborative approach to managing needs.
- Built and strengthened relationships with new and existing accounts to drive revenue growth.
- Prepared additional quotes for current clients to upsell products and services.
- Met and exceeded service level goals to achieve standards and expectations.
- Cross-sold products and services to clients to secure additional business and grow revenue streams.
- Leveraged CRM to collect, organize and manage sales data and customer information.
Education
No Degree - Accounting And Business Management
Utah Valley University
Orem, UT 05.2001 -
Skills
Client account management
Business Development
MS Office
Process improvements
Collections
Finance
Aging reports analysis
Accurate payment posting
History research
Issue investigation
Financial statements expertise
Decision-Making
Problem-Solving
Dependable and Responsible
Active Listening
Legal jargon knowledge
Document filing
Litigation support
Proficient in MS Office
Legal compliance
Credit disputes
Account Administration
Document preparation
Specialty in [Type] law
IRS correspondence
Risk management
Attention to Detail
Financial Management
Analytical reasoning
Flexible and Adaptable
Data Entry
Multitasking Abilities
Teamwork and Collaboration
Uniform Commercial Code (UCC)
Accomplishments
- Migrated business operations to a cloud based environment.
- Created Workflows for processing new client application.
- Created Workflows for client funding requests.
- Participated in several civil litigations all in which led to desirable outcomes for my employer.
- Educated Minority Business on how to access capital in a partnership with the US. Dept of Commerce and the Minority Business Development Agency and USC's Bridges to Business Program.
- Created a Finance Program that specialized in funding FEMA Disaster Recovery Construction Projects in: CA, LA, TX, Puerto Rico and US Virgin Islands.
- Created a Vendor Assurance Program which facilitated the acquisition, finance and delivery of PPP products during the Covid19 pandemic.
Software
MS Outlook
MS Word
MS Powerpoint
MS Teams
Norio Business Systems
FactorFox
QuickBooks
Zoominfo
Zoho
Hubspot
Citrix ShareFile
Interests
Boating
Motorhome/Camping
Fishing
Offloading
Metal Fabrication
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Quote
A little respect, goes a long way.
Me
Timeline
Director of Operations
Avalon Funding Corporation
06.2004 - Current
Jr. Loan Officer
IndyMac Bank
01.2003 - 01.2004
No Degree - Accounting And Business Management
Utah Valley University
05.2001 -
Account Executive
Surf Investments, LLC
05.2000 - 05.2003