Provide quality analysis that utilizes my skills, abilities, experience and integrity as a professional appraiser and fraud risk analyst, and to assist in the process of accurately assessing the quality and viability of collateral used in the residential and or commercial lending or investment industry.
Overview
27
27
years of professional experience
Work History
President, Senior Appraiser
MAINSTAY APPRAISAL SERVICES
01.2016 - Current
Company Overview: Providing residential appraisal and valuation services, for FHA/HUD, GOVERNMENT SPONSORED ENTITIES, and INDIVIDUAL CLIENTS
Completing appraisals for single-family residential & residential income 1-4 units, properties in a timely and professional manner, in keeping with USPAP and Federal and Local laws
Providing residential appraisal and valuation services, for FHA/HUD, GOVERNMENT SPONSORED ENTITIES, and INDIVIDUAL CLIENTS
Remote Senior Staff Appraiser
PRIVATE NATIONAL MORTGAGE ACCEPTANCE CO, PENNYMAC
Seattle, WA
01.2012 - 01.2016
Company Overview: First remote appraiser hired company and nationwide
First of two located in the Northwest
Establish practices and protocols for working remotely to provide reviews of residential appraisals and valuations services for various property and product types
Review FHA, VA, and Conventional lending compliant appraisals, 8 a day average, for the PNMAC correspondent and retail groups
Additionally, complete valuation assignments for various mortgage pools/portfolios, for potential acquisition, sale, servicing, or disposal as well as internal valuation reviews
Access and accurately update loan files and portfolios, in a time sensitive manner, via proprietary systems
Provide concise communications via written and proprietary systems accessed, by PNMAC employees, external clients, correspondents, and Government Sponsored Entities
First remote appraiser hired company and nationwide
First of two located in the Northwest
Over 500 hours of qualifying and continuing education completed since 2005
More than 300 hours of qualifying and continuing education completed with the Appraisal Institute since 2008
6/10 requirements completed towards SRA designation
Commercial Appraiser Trainee
GRUBB & ELLIS/LANDAUER
Seattle, WA
01.2011 - 01.2012
Provide commercial/residential appraisal services and significant appraisal support to senior appraisers for various property types
Completed 5/6 required courses and all of the required hours needed to test for the Commercial Appraiser License in less than a year
Over 500 hours of qualifying and continuing education completed since 2005
Owner/President
KRTB GROUP, LLC
Henderson, NV
01.2006 - 01.2012
Company Overview: Develop & manage real estate investments including new construction, green-building practices, minor & major renovation of multiple single-family residential & multi-family residential income 1-4 units
Tenant contact, coordinate vendor contact and follow up for repair & maintenance
Manage all aspects of rental/lease, utilities, insurance, code requirements, and move-in/move-out
Develop & manage real estate investments including new construction, green-building practices, minor & major renovation of multiple single-family residential & multi-family residential income 1-4 units
Owner/President
KRTB APPRAISALS
Manteca, CA
01.2004 - 01.2011
Company Overview: Manage operations of an FHA, FNMA, USPAP, and Appraisal Institute Code of Professional Ethics compliant real estate fee appraisal service
Provided residential appraisal services for single-family residential & residential income 1-4 units
Responsible for marketing, budgeting, planning, records keeping, customer service, problem solving, etc
Clientele includes Prestige Appraisal Services, Capital One Bank, Sidler Appraisal, and Clear Capital, among others
Manage operations of an FHA, FNMA, USPAP, and Appraisal Institute Code of Professional Ethics compliant real estate fee appraisal service
Night Operations Manager
THE HOME DEPOT
Tracy, CA
01.2003 - 01.2004
Manage a staff of 300 in all aspects of inventory control and readiness for opening
Began as Receiving Manager and quickly promoted
Provided heavy interpersonal, customer relations, and problem solving support and oversight
Senior Account Executive
GREAT IMPRESSIONS PLUS
Santa Clara, CA
01.1998 - 01.2004
Generate and manage accounts throughout the S.F
Bay Area
Consult with clients, assess needs, make presentations, provide negotiations, pricing, forecasting, inventory control, etc
Consultative sales and project management provided from conception to final delivery of product
Education
Anti-Money Laundering Rules of the BSA, Regulatory Compliance for Mortgage Lenders, Privacy in Mortgage Lending, Gathering the Facts on Mortgage Fraud, Fair Lending-The Essentials, Ethical Practices in Mortgage Lending, Insider Trading
AllRegs
Pleasanton, CA
01.2016
BA - Business Economics/Political Science
Seattle University
Seattle, WA
Real Estate Appraisal Certification -
Allied Business Schools
Laguna Hills, CA
Residential courses include; Review Theory-Residential and Appraising 2-4 unit properties, Federal and WA State R.E. Laws for Appraisers, Federal and CA State R.E. Laws for Appraisers, Business Practices and Ethics, 7-HR National USPAP Update, Uniform Appraisal Dataset, Residential Green and Energy Efficient Addendum, IRS Valuation Summit, Business Practices and Ethics, 7-Hour National USPAP, Update Course, Residential Green Valuation: Tools for Valuing High Performance Properties, Advanced Residential Applications and Case Studies, Advanced Residential Report Writing
Appraisal Institute
Chicago, IL
Supporting Your Adjustments Methods for Appraisers, Valuations for REO’s and Foreclosures, Complex Properties The Odd Side of Appraisal, Divorce and Estate Appraisal Elements of Non-Lender Work, 7HR National USPAP, Avoiding Mortgage Fraud for Appraisers, Understanding Residential Construction, FHA Updates, Federal & State Laws & Regulations, Appraising Manufactured Homes, Complex Residential Appraisals, Appraisal Review, R.E.O. Appraisals, Defensive Report Writing, Adjustment Techniques
McKissock
Orange, CA
Skills
Appraisals/Valuations
Alamode
N1
Clickforms
Microsoft Office-Acrobat
Web Based Research
Business Operations/Analytics
Tech Savvy
Planning/Budgeting
Problem Solving
Business Development
Affiliations
Counselor, T.R.A.C., Teen Reach Adventure Camps
Former Assistant Scoutmaster, Boy Scouts of America
Timeline
President, Senior Appraiser
MAINSTAY APPRAISAL SERVICES
01.2016 - Current
Remote Senior Staff Appraiser
PRIVATE NATIONAL MORTGAGE ACCEPTANCE CO, PENNYMAC
01.2012 - 01.2016
Commercial Appraiser Trainee
GRUBB & ELLIS/LANDAUER
01.2011 - 01.2012
Owner/President
KRTB GROUP, LLC
01.2006 - 01.2012
Owner/President
KRTB APPRAISALS
01.2004 - 01.2011
Night Operations Manager
THE HOME DEPOT
01.2003 - 01.2004
Senior Account Executive
GREAT IMPRESSIONS PLUS
01.1998 - 01.2004
Anti-Money Laundering Rules of the BSA, Regulatory Compliance for Mortgage Lenders, Privacy in Mortgage Lending, Gathering the Facts on Mortgage Fraud, Fair Lending-The Essentials, Ethical Practices in Mortgage Lending, Insider Trading
AllRegs
BA - Business Economics/Political Science
Seattle University
Real Estate Appraisal Certification -
Allied Business Schools
Residential courses include; Review Theory-Residential and Appraising 2-4 unit properties, Federal and WA State R.E. Laws for Appraisers, Federal and CA State R.E. Laws for Appraisers, Business Practices and Ethics, 7-HR National USPAP Update, Uniform Appraisal Dataset, Residential Green and Energy Efficient Addendum, IRS Valuation Summit, Business Practices and Ethics, 7-Hour National USPAP, Update Course, Residential Green Valuation: Tools for Valuing High Performance Properties, Advanced Residential Applications and Case Studies, Advanced Residential Report Writing
Appraisal Institute
Supporting Your Adjustments Methods for Appraisers, Valuations for REO’s and Foreclosures, Complex Properties The Odd Side of Appraisal, Divorce and Estate Appraisal Elements of Non-Lender Work, 7HR National USPAP, Avoiding Mortgage Fraud for Appraisers, Understanding Residential Construction, FHA Updates, Federal & State Laws & Regulations, Appraising Manufactured Homes, Complex Residential Appraisals, Appraisal Review, R.E.O. Appraisals, Defensive Report Writing, Adjustment Techniques