Robert Heinrich
Strongsville,OH
Summary
Results-driven professional specializing in compliance management, credit review, and risk assessment. Demonstrated success in optimizing operational efficiency and improving service delivery within financial services. Expertise in identifying risks and implementing effective compliance strategies to enhance organizational performance.
Overview
18
18
years of professional experience
Work History
Manager of Credit Review Services
S R Snodgrass
Pittsburgh, PennsylvaniaPa
12.2015 - Current
- Coordinated scheduling for 65 clients, improving engagement and service delivery.
- Managed time budgets for functions and individual reviews to optimize efficiency.
- Oversaw schedules for two professionals, ensuring effective allocation of time and resources.
- Facilitated credit review interactions with external audit staff, strengthening communication.
- Evaluated client policies and processes for underwriting annual reviews and risk grade assignments.
- Recommended enhancements to client policies, processes, and controls, increasing compliance and effectiveness.
- Conducted training sessions for audit staff on commercial asset-based and construction lending.
Risk Management Officer
Lorain National Bank
Lorain, Ohio
04.2008 - 08.2015
- Evaluated risks for financial products and services to inform decision-making and enhance risk mitigation strategies.
- Developed and implemented enterprise risk management policies and procedures.
- Managed corporate compliance functions to align with regulatory standards.
- Collaborated with third-party providers to facilitate comprehensive internal and external audits, ensuring compliance with regulatory standards.
- Coordinated examination schedules and responses with Federal Reserve and Office of the Comptroller of the Currency regulations.
- Facilitated implementation of an automated platform for monitoring bank secrecy.
- Collaborated with teams to identify and address emerging operational risks.
- Conducted training sessions on risk identification and mitigation techniques to enhance team capabilities and promote a risk-aware culture.
Education
Bachelor of Science - Accounting
Cleveland State University
Cleveland, OH06-1975
Skills
- Credit review and risk assessment
- Policy development and compliance
- Time management and audit coordination
- Training facilitation and client relations
Timeline
Manager of Credit Review Services
S R Snodgrass
12.2015 - Current
Risk Management Officer
Lorain National Bank
04.2008 - 08.2015
Bachelor of Science - Accounting
Cleveland State University