Work Preference
Summary
Overview
Work History
Education
Skills
Interests
Work Availability
Timeline
Generic
Open To Work

Robert Thoma

credit and collection management for constructions sales and rental companies
Troy,NY

Work Preference

Job Search Status

Open to work
Desired start date: Immediately

Desired Job Title

Accounting Administrative AssistantCredit ManagerCredit Managercredit administrator

Work Type

Full Time

Location Preference

HybridOn-Site
Location: Troy, NY, USAlbany, NY
Open to relocation: No

Important To Me

Work-life balanceCompany CultureFlexible work hoursWork from home optionPaid time offPaid sick leave401k match

Summary

I am a results-driven professional with 40 years of extensive experience in credit analysis, client relationship management, and risk assessments. Proven ability to streamline credit processes and enhance customer engagement, ensuring timely resolutions and maintaining positive vendor relationships. I am an organized and dependable candidate successful at managing multiple priorities with a positive attitude. Always willing to take on added responsibilities to meet team goals.

Overview

32
32
years of professional experience

Work History

Accounting Administrative Assistant

WCE Corp / Triumvirate Environmental
Watervliet, NY
03.2023 - 04.2026
  • Managed accounts payable and receivable processes to ensure timely payments and accurate record-keeping.
  • Coordinated with vendors for invoice discrepancies, improving communication and resolution efficiency.
  • Maintained filing systems for financial documents, streamlining access to critical information.
  • Used accounting software to prepare weekly and monthly financial reports.

Credit Manager

Abele Tractor & Equipment
Albany, VT
01.2006 - 03.2023
  • Collaborated with management to evaluate credit strategies and develop improvements.
  • Maintained accurate records of all customer interactions, ensuring transparency in reporting and easy access for future reference or legal purposes if necessary.
  • Negotiated settlements and payment terms with customers and delivered customized payment plans.
  • Monitored accounts for signs of fraud and non-payment issues.
  • Reduced past due balances and bad debt by coordinating collection efforts with customer service, sales and billing departments.
  • Developed strategies to expedite payments and customer resolutions.
  • Devised collection recovery strategies to resolve customer issues and delinquent cases.
  • Consistently achieved monthly collection targets by prioritizing accounts based on risk level and potential impact on cash flow.
  • Developed strong relationships with clients through professional communication and timely resolution of credit issues.
  • Ensured timely resolution of disputed accounts, working closely with internal and external stakeholders to maintain positive customer relationships.
  • Built a high-performing credit management team with a strong focus on collaboration, accountability, and continuous development.

Credit Manager

Albany Ladder Co./ NES Rentals
Albany, NY
12.1993 - 01.2005
  • Managed credit risk assessment processes to optimize customer financing options.
  • Developed and implemented credit policies, enhancing decision-making efficiency.
  • Reviewed and analyzed customer financial statements to determine creditworthiness.
  • Trained and mentored junior staff on credit analysis techniques and tools.
  • Negotiated payment plans with delinquent customers to minimize losses while maintaining positive client relationships.
  • Work cross-functionally with sales, management, and other departments to maintain effective operations.
  • Evaluated complex customer profiles using financial statements, credit reports, and industry data to make informed lending decisions.
  • Referred delinquent accounts to collections department or outside resources.
  • Reduced past due balances and bad debt by coordinating collection efforts with customer service, sales and billing departments.

Education

Bachelor of Science - Finance

Siena College
Loudonville, NY
12-1978

Skills

  • Credit reports
  • Research and due diligence
  • Application review
  • Customer engagement
  • Application processing
  • Client relationship management
  • Risk assessments
  • Credit analysis
  • Performance monitoring

Interests

  • I participate in a variety of outdoor recreational activities
  • DIY and Home Improvement

Work Availability

monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Timeline

Accounting Administrative Assistant

WCE Corp / Triumvirate Environmental
03.2023 - 04.2026

Credit Manager

Abele Tractor & Equipment
01.2006 - 03.2023

Credit Manager

Albany Ladder Co./ NES Rentals
12.1993 - 01.2005

Bachelor of Science - Finance

Siena College
Robert Thomacredit and collection management for constructions sales and rental companies
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