Summary

Overview

Work History

Education

Skills

Timeline

Roberta Jackson

Holt,MI

Summary

At Enact/Headway, I excelled as a Mortgage Insurance Underwriter, leveraging my expertise in asset appraisal and industry trends awareness to evaluate and approve loans effectively. Demonstrating a keen ability to manage complex financial analyses and guide team members, I ensured adherence to underwriting guidelines while maintaining a high standard of accuracy and efficiency.

Overview

14

14

years of professional experience

Work History

Mortgage Insurance Underwriter

Enact/Headway

Raleigh, NC

07.2011 - Current

Evaluated and approved loan applications based on established criteria.
Analyzed loan risk and reviewed loan conditions and requirements.
Managed loan pipeline to ensure timely processing and adherence to deadlines.
Stayed abreast of lending regulations, industry trends and market rates.
Conducted due diligence reviews of loans prior to closing.
Provided support and guidance to junior underwriters and other team members.
Evaluated collateral properties to assess market value.
Reviewed titles and appraisals to validate properties to meet insurer and guarantor guidelines.
Determined loan eligibility and approved or rejected applications.
Conducted thorough reviews of self-employed applicants' income to ascertain sustainable earnings for loan repayment.
Interpreted complex financial statements and tax returns to assess borrowers' financial stability.
Managed multiple tasks simultaneously while meeting tight deadlines.

Education

Some College (No Degree) -

Lansing Community College

Lansing, MI

Skills

Industry trends awareness
Jumbo and super jumbo loans
Asset appraisal
Collateral valuation

Income verification
Credit analysis
Underwriting guidelines
FNMA guidelines

Timeline

Mortgage Insurance Underwriter

Enact/Headway

07.2011 - Current

Some College (No Degree) -

Lansing Community College