Roger Darbonne
Charlotte,NC
Summary
Results-oriented and technically sophisticated senior risk manager/Executive Director with over twenty-five years of extensive experience in the financial services and technology industries. Possesses a profound understanding and expertise in strategic risk management, technology, data analytics, and operations, combined with thought leadership capabilities and a “hands-on” approach to execution within both the 1st and 2nd lines of defense.
Experienced leader with strong background in guiding teams, managing complex projects, and achieving strategic objectives. Excels in developing efficient processes, ensuring high standards, and aligning efforts with organizational goals. Known for collaborative approach and commitment to excellence.
Overview
20
20
years of professional experience
Work History
Risk Analytics Executive Director
Wells Fargo
03.2020 - Current
- Responsible for managing a team of 10+ seasoned business risk analysts to design and manage and enhance the ongoing reporting capabilities of Wells Fargo Risk Profile. Full accountability working with senior leaders across the company including Independent Risk Management and front line to help identify and synthesize information into a presentable format for executive leadership, Board of Directors, and various Risk Committees, including aggregating key themes / trends, KPI’s, risk drivers, and remediation efforts across the Operational Risk and Enterprise Risk areas of coverage.
- Lead and influence a team of ten risk professionals to deliver top analytical practices, supporting business transformation and key initiatives.
- Work closely with senior leaders across the organization to present comprehensive information to executive leadership, the Board of Directors, and Risk committees, addressing key themes, trends, and KPIs in various Enterprise Risk areas.
- Design complex risk reporting and automation capabilities to provide insights for independent Risk Management oversight and monitoring activities.
- Reduce manual reporting through automation, enhancing efficiency and speeding up market delivery across various L1 Risk types.
- Promote strong Risk Management culture and discipline, improving internal governance and controls as part of ongoing Risk and Control Self-Assessment.
- Provide insights on Key Risk management programs for Senior Leadership.
- Exhibit exceptional leadership and influencing skills, build collaborative relationships with leaders, managers, and employees across the enterprise.
- Recognized for achieving results, driving major company initiatives, and promoting multiple employees under my leadership.
Risk Manager- Liquidity Risk
Wells Fargo
10.2017 - 03.2020
- Managed a team to design and oversee Wells Fargo's Recovery and Resolution plans ("Living Will") per Dodd-Frank Act requirements under Federal Reserve and FDIC supervision.
- Led first-line oversight, developing processes to assess and report model results for alignment with corporate risk framework.
- Directed planning and provided analytical support for forecast changes, balance sheet impacts, and risk exposure calculations.
- Supervised a team of four analysts in consolidating and reporting results for regulatory filings (e.g., 2052a, Dodd Frank 165(d)).
- Contributed to the governance and control standards design for the Resolution Planning program.
- Drive organizational change to align the framework with regulatory requirements.
Treasury- Capital Risk Management
Wells Fargo
05.2014 - 10.2017
- Leadership position providing oversight and support for the Company’s internal capital adequacy assessment process (ICAAP), which includes company-wide capital stress testing. Provide senior-level project leadership and support for capital plan development (CCAR), and activities in the life cycle of capital adequacy.
- Led the design and management of the end-to-end process and financial analysis of individual line of business financial Stress Tests; including ongoing regulatory changes that impact overall capital requirements.
- Led the planning process and provided analytical support to explain in detail both baseline and stress forecast changes as well as downstream balance sheet and income statement impacts; risk exposure calculations; and ongoing capital requirements.
- Managed a team of professionals that consolidate, analyze and report overall results for required regulatory filings.
Senior Risk Manager - Finance
Ally Financial
01.2014 - 01.2007
- Managed a team of 4 professionals responsible for multiple finance & risk functions, including credit loss forecasting and reserves, sensitivity impact analysis for capital stress testing.
- Responsible for generating credit loss forecasts of $500 million for owned and serviced loan portfolios. Conducted both recurring and ad-hoc analytics to identify change drivers in delinquency and credit loss trends, leading to the generation of credit loss forecasts for quarterly reserving and periodic capital stress testing exercises.
- Managed performance monitoring processes and reporting to provide insights into the performance of credit strategies, identifying unique risks and opportunities within the overall automotive lending portfolio. This involved collaboration with various operational groups to support acquisition, loss minimization, and collections strategies.
- Served as a subject matter expert guiding the implementation of complex consumer auto credit loss forecasting models and conducting sensitivity analysis related to capital stress testing and allowance for loan losses. This included an emphasis on the impact on balance sheet and income statements in accordance with regulatory guidance.
- Specified auto credit loss econometric modeling requirements, including macroeconomic variables, portfolio segmentation methodologies, operation boundaries, and performance measures. Worked within a risk management framework to estimate loan loss reserves based on current portfolio performance, including delinquency and credit loss trends.
Finance Manager
Flint Group, Inc.
01.2007 - 01.2006
- Accountable for corporate level budgeting, planning and financial forecasting for $2.9B manufacturing company.
- Provided oversight, analysis, and financial direction to seven operational divisions, including manufacturing operations and overall profitability.
- Developed and implemented entire budget and forecasting process for newly consolidated financial reporting system.
- Enhanced Executive Management financial reporting of variances and financial performance, resulting in more accurate tracking of budgets and financial forecasting.
Senior Finance Manager
Proquest Information & Learning
01.2006 - 01.1999
- Senior member of the management team and responsible for developing and implementing integrated product and partner strategies for overall ongoing financial management of division performance
- Spearheaded development of a new process for potential acquisition candidates and financial portfolio expansion through enhanced modeling and improved valuation techniques to prevent “overpayment” against market pricing.
- Generated pro-forma P&L’s and other financial ROI models to provide better forecasting and strategic investment evaluation.
- Created an annual operating plan of improving timeliness and transparency of information reported to senior level management, included leading a team of 10 finance professionals.
- Develop and maintained standard financial reporting for business unit performance and created KPI metrics to monitor ongoing performance.
- Achieved continued success in positions with increasing levels of responsibility in finance and accounting prior to 1999.
Education
Bachelor of Science - Business Administration
Wayne State University
Detroit, MIMaster of Science - Finance (multiple concentrations)
Walsh College of Accountancy and Finance
Troy, MichiganSkills
- Supporting senior leadership
- Team leadership
- Comprehensive risk analysis
- Risk management strategy
- Risk governance management
- Internal controls management
- Risk assessment and documentation
- Stress testing and CCAR expertise
- Crisis resolution planning
- Process validation expertise
- Valuation in mergers and acquisitions
- Operational due diligence
- Strategic and tactical financial assessment
- Capital resource coordination
- Expertise in advanced Excel functions
- Experienced with Power BI tools
- SQL data analysis expertise
- Tableau data visualization
- Experience with machine learning techniques
- Proficient in data warehousing
- Data analysis expertise
- Process optimization methods
- Data visualization development
- Proficient in advanced analytics
- Data report generation
- Strong verbal communication
- Analytical reasoning
- Clear communication
- Adaptability to change
- Strategic decision-making
- Collaborative team development
Timeline
Risk Analytics Executive Director
Wells Fargo
03.2020 - Current
Risk Manager- Liquidity Risk
Wells Fargo
10.2017 - 03.2020
Treasury- Capital Risk Management
Wells Fargo
05.2014 - 10.2017
Senior Risk Manager - Finance
Ally Financial
01.2014 - 01.2007
Finance Manager
Flint Group, Inc.
01.2007 - 01.2006
Senior Finance Manager
Proquest Information & Learning
01.2006 - 01.1999
Master of Science - Finance (multiple concentrations)
Walsh College of Accountancy and Finance
Bachelor of Science - Business Administration
Wayne State University
Similar Profiles
PATRICIA M. SCHERERPATRICIA M. SCHERER
Regional Bank Private Banker II at Wells Fargo Bank / Wells Fargo AdvisorsRegional Bank Private Banker II at Wells Fargo Bank / Wells Fargo Advisors
Andrew S. HollenbachAndrew S. Hollenbach
Collateral Valuation Analysis at Wells Fargo Home Mortgage and Wells Fargo Bank NACollateral Valuation Analysis at Wells Fargo Home Mortgage and Wells Fargo Bank NA
Laxmikanth ChittampallyLaxmikanth Chittampally
Senior Operational Processor at Wells Fargo India Solution PVT Ltd, Wells FargoSenior Operational Processor at Wells Fargo India Solution PVT Ltd, Wells Fargo
Mayank OberoiMayank Oberoi
Financial Accounting Associate/ Alteryx SME at Wells Fargo International Solutions Private LTD (Wells Fargo)Financial Accounting Associate/ Alteryx SME at Wells Fargo International Solutions Private LTD (Wells Fargo)
Lorenda OkpalaLorenda Okpala
Crew Chief at American AirlinesCrew Chief at American Airlines