Ronald Thomas
Summary
With over 30 years of experience in credit and collections, I offer a wealth of knowledge to any US employer. Proven sales professional with a track record of success in retail environments, excelling in customer interaction and driving sales growth. Reliable and adaptable, able to meet dynamic customer needs and market conditions effectively. Possess strong communication and collaboration skills, contributing to team success and consistently achieving sales goals.
Overview
42
42
years of professional experience
Work History
Sales Associate
Home Depot
09.2020 - Current
- Organized racks and shelves to maintain store visual appeal, engage customers, and promote specific merchandise.
- Handled cash transactions efficiently while adhering to company cash handling policies, ensuring accuracy in all financial exchanges.
- Built relationships with customers to encourage repeat busin
- Maintained calm demeanor and professionally managed issues in busy, high-stress situations.
- Prepared merchandise for sales floor by pricing or tagging.
- Helped customers locate products and checked store system for merchandise at other sites.
- Answered customer questions about sizing, accessories, and merchandise care.
Customer Service, Doors Division
Jeld-Wen Windows & Doors
09.2015 - 07.2017
- Worked effectively in fast-paced environments.
- Self-motivated, with a strong sense of personal responsibility.
- Skilled at working independently and collaboratively in a team environment.
- Proven ability to learn quickly and adapt to new situations.
Landscaping mowing and maintance
Grinnell Rentals
08.2014 - 09.2015
- Self-motivated, with a strong sense of personal responsibility.
- Worked effectively in fast-paced environments.
- Skilled at working independently and collaboratively in a team environment.
Assitant Finance Manager
Wes Finch Auto Plaza
08.2013 - 08.2014
- Ensured timely completion of month-end closing procedures for accurate financial statements.
- Mentored junior finance staff members, fostering an environment of continuous learning and professional development.
- Developed comprehensive financial models to guide decision-making processes and drive business growth.
- Assisted in the development of long-term financial strategies, supporting overall company objectives.
Warehouse Worker (Part Time)
Brownells Inc
03.2013 - 08.2013
- Loaded, unloaded, and moved material to and from storage and production areas.
- Consistently lifted materials weighing as much as 50 pounds.
- Maintained clean workspaces by enforcing strict housekeeping guidelines for storage areas, dock bays, and equipment zones.
Vice President Ag Lending
Meta Bank
06.2012 - 12.2012
- Cultivated strong relationships with key stakeholders, including customers, vendors, regulators, and community leaders to promote collaboration and long-term success.
- Led cross-functional teams for the successful completion of major projects, resulting in increased efficiency and client satisfaction.
Sr. Retail Credit Analyst
Agco Finance
04.2011 - 04.2012
- Review and make decisions on loan applications, review documentations on current customers, identify lease, structure, collateral and document requirements, perform annual review of existing customers.
Sr Retail Credit Analyst
Agricredit Acceptance LLC
04.2009 - 04.2011
- Review and make decisions on loan applications, review documentations on current customers, identify lease, structure, collateral, and document requirements, perform annual review of existing customers. Secretary of local loan committee
Credit Manager
Ag Partners
02.2009 - 04.2009
- Responsible for the collection of Delinquent accounts. Dropped delinquency by over $1million in the 60 days employed. Cooperated with local banks and Co-op Credit to secure operating loans for customers.
Business Development Executive/Relationship Manager
Mid America Leasing
08.2006 - 09.2008
- Develop new business with Ag, Commercial, and Construction companies and dealers while maintaining present portfolio and maintain low delinquency levels
Relationship Manager
Rabo AgriFinance
11.2004 - 08.2006
- Responsible for 24 county territory in Eastern Iowa to originate and create new operating and Real Estate loans to farmers
Dealer Relationship Manager/Credit Analyst
John Deere Credit Corp
08.2004 - 11.2004
- Analyze Ag retail equipment contracts for John Deere Dealers in Oklahoma and Louisiana
Finance Pro
John Deere Credit Corp
05.2003 - 08.2004
- Managed a $12 million territory covering Eastern Iowa, Southeast Minnesota, and Northeast Missouri
- Called on John Deere Dealers for new leads and worked with existing portfolio
- Renewed and originated operating loans directly to the farmers
Territory Manager
Telmark LLC
07.1996 - 05.2003
- Territory Manager of a $750 million corporation specializing in Ag and Commercial Financing, covering the territory of Iowa and Nebraska
- Identified and concentrated on industries/dealers, and develop relationships with cooperatives, manufacturers, and individual farmers
- Collected financial and project information, evaluate, and prepare analysis and narrative for Credit Manager review
- Responsible for the processing and the completion of required legal documentation for each transaction
- Followed-up leads generated through the Telmark/Wells Fargo advertising, dealer, and customer relationships
- Represented Telmark/Wells Fargo at numerous trade shows within my territory
- Managed a portfolio of $14 million and maintained a 97% currency
- Earned a credit authority of $115,000 and worked with over 300 customers
- Earned the company's highest honor - The President's Club, for five year, awarded to the top 10 of 80 districts on a company-wide basis
- Named Region Manager of the Year in 1998 and 2000
- Ranked No. 1 in the Western Region and No. 5 company-wide
Retail Buyer - Agri Credit
Allis Chalmers/Duetz Allis/Agco Corp
01.1984 - 01.1996
- Evaluated and analyzed credit applications, financial statements, and tax returns for all AGCO dealers in Canada
Education
finance -
Illinois State University
Normal, ILSkills
- Customer service
- Teamwork and collaboration
- Time management
- Problem-solving skills
- Listening skills
- Multi-tasking strength
- Problem-solving
- Excellent people skills
- Reliable and punctual
Accomplishments
- Increased productivity [number]% by implementing several process improvements.
- Awarded “Employee of the Month” in 1997,1998,1999.
- Exceeded monthly quota 6 times.
- Brought in 75 new customers.
- Documentation - Wrote and edited documents to keep staff informed on policies and procedures.
CUST
Work Permit: Authorized to work in the US for any employer
Military Service
Air Force, United States, E-4, 09/01/69, 07/01/73, Communications Specialist
Timeline
Sales Associate
Home Depot
09.2020 - Current
Customer Service, Doors Division
Jeld-Wen Windows & Doors
09.2015 - 07.2017
Landscaping mowing and maintance
Grinnell Rentals
08.2014 - 09.2015
Assitant Finance Manager
Wes Finch Auto Plaza
08.2013 - 08.2014
Warehouse Worker (Part Time)
Brownells Inc
03.2013 - 08.2013
Vice President Ag Lending
Meta Bank
06.2012 - 12.2012
Sr. Retail Credit Analyst
Agco Finance
04.2011 - 04.2012
Sr Retail Credit Analyst
Agricredit Acceptance LLC
04.2009 - 04.2011
Credit Manager
Ag Partners
02.2009 - 04.2009
Business Development Executive/Relationship Manager
Mid America Leasing
08.2006 - 09.2008
Relationship Manager
Rabo AgriFinance
11.2004 - 08.2006
Dealer Relationship Manager/Credit Analyst
John Deere Credit Corp
08.2004 - 11.2004
Finance Pro
John Deere Credit Corp
05.2003 - 08.2004
Territory Manager
Telmark LLC
07.1996 - 05.2003
Retail Buyer - Agri Credit
Allis Chalmers/Duetz Allis/Agco Corp
01.1984 - 01.1996
finance -
Illinois State University
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