Summary
Overview
Work History
Education
Skills
Strengths Skills
Timeline
Generic

ROSALYN MUTSCHLER

Davie,FL

Summary

Senior Level banking Industry Compliance and Quality Assurances Management Professional with a diverse experience in Banking Operations Anti- Money Laundering, Financing and Regulatory Compliance. Possess a thorough understanding of banking procedures and back office process

Overview

22
22
years of professional experience

Work History

AVP BSA Support Manager

OCEAN BANK
06.2022 - Current
  • Developed, implemented and maintain a quality control process to ensure quality of reviews of alerts and profile cases are being tracked and monitor accordingly
  • Identify areas of risk and make recommendations on operational improvement, processes for Compliance, quality assurance and additional training essential to mitigate risk
  • Provide training and direction to analysts in order to mitigate risk
  • Coordinate directly with wide range of stakeholders across the organization to resolve issues as needed
  • Conduct regular quality control and assurance reviews on alerts, profile cases and SAR’s and issue monthly reporting to management
  • Participate and lead BSA AML projects as needed.

AVP Sr. AML Monitoring & Testing Officer

Amerant Bank N.A
03.2015 - 05.2022
  • Hired to assist in the development and implementation of the BSA/OFAC risk based compliance testing
  • Validating BSA/AML & OFAC audit items, examination items, and review items for closure
  • Develop and maintain on an annual basis the monitoring & testing plan based on emerging risks, audit findings, products of higher risks or areas of concerns identified during OCC examinations
  • Interface with Relationship Managers and Business Units Managers on BSA AML matters
  • Actively participate in performing Complex AML/BSA & OFAC program reviews, assessing the risks in various areas throughout the Bank and recommending a course of action to management based on an analysis of the findings
  • Identify gaps, embed and enhance operational control framework and AML process
  • Assist in coordinating regulatory examinations
  • Designed and Implemented scored cards for KYC/DCI project and CDD EDD QC reviews
  • Liaise with other units, such as Business/Compliance teams; provide training and BSA guidance as needed
  • Actively participate in creating and implementing recommendations, such as providing training, preparing training and creating guidance materials for special projects as needed
  • Implemented enhancements to the BSA AML Department process; including recommendations for streamlining the alerts, investigations, High Risk Review and SARs process
  • Coordinated and managed DCI/KYC quality assurance project and Promontory Legacy project to ensure project conformed to BSA standards
  • Managed quality assurance reviews for designated alert analysts, investigators and provided training and coaching as needed
  • Identifying, evaluating, and reporting to the BSA/AML Officer any current or prospective risks from potential violations of, or nonconformance with established policies and procedures, laws, rules, regulations, and prescribed practices.

Independent Consultant

CP/AML Consulting LLC
09.2014 - 03.2015
  • Performed independent decision making/disposition of cases as warranted and prepared regulatory reports for Suspicious Activity (SAR)
  • Performed manual wire “Trending” report reviews
  • Leveraged investigative, research and analytical skills utilizing various systems and compliance software
  • Interact with Senior Management on the Compliance and business sectors concerning BSA/AML issues
  • Provided guidance and training to junior consultants as needed.

AVP, AML Compliance Officer

BNP Paribas
02.2010 - 07.2014
  • Performed Enhanced Due Diligence on customers deemed high risk, and suggested account restrictions and/or account closures based on risk to the institution
  • Responsible for managing and providing guidance to three (3) analysts
  • Actively participated in the monthly Compliance Committee with members from local management, HQ Paris compliance and NY compliance
  • Responsible for presenting trend analysis and stats of monthly alerts, SARs and investigations
  • Interacted with account officers on CDD/EDD profiling deficiencies detected during the account monitoring process
  • Responsible for conducting the quality assurance reviews for reviews completed in NORKOM, independent reviews performed by Compliance Analysts, as well as alerts cleared by the operations department staff via Safewatch (sanction screening system)
  • Responsible for preparing for management monthly outstanding items report and presenting it to the Agency Manager, as well as recommending course of action for pending items
  • Assigned tasks to junior analysts, tracked progress and updated CCO as necessary
  • Played key role in the implementation of Norkom (monitoring system), and served as a liaison between the Miami Agency and Singapore
  • Identified gaps and enhanced control framework for existing scenarios
  • Improved the Norkom Monitoring System by identifying gaps and implementing flags
  • Responsible for preparing reports to HQ Paris Compliance regarding internal controls
  • Maintained comprehensive knowledge and informed management of new banking laws and regulations
  • Assisted CCO in developing, enhancing and implementing policies and procedures
  • Serve as a liaison with the Internal Audit Department (NYC)
  • Identified training opportunities and developed, conducted, and assisted with a wide range of BSA/AML- related training
  • Responsible for enhancing the quality assurance process and procedures
  • Assisted NY Compliance on executing the validation of the new monitoring system (Norkom).

Senior BSA Analyst

Eastern National Bank N.A.
07.2009 - 02.2010

Independent AML Consultant

Nason & Nason Staffing Agency
04.2009 - 07.2009

AML Officer

BHI
09.2007 - 12.2008

BSA Analyst III

US Century Bank
04.2002 - 09.2007

Education

Skills

  • Microsoft Office, Word, Excel and PowerPoint
  • Procedure Implementation
  • Over 20 years of experience and strong technical knowledge of BSA AML
  • Skillful in testing analyzing and identifying gaps and streamlining process
  • Hands on experience in managing and executing BSA Compliance Testing & QA programs
  • Problem solving & Detail oriented
  • Effective leader
  • Teamwork and Collaboration
  • Team management
  • Performance Evaluation and Monitoring

Strengths Skills

  • Over 20 years of experience and strong technical knowledge of BSA, AML, OFAC and the Patriot Act laws including reporting requirements for detecting and filing suspicious activities of money laundering, terrorists’ activities
  • Knowledge in policies, procedures enhancement and implementation
  • Skillful in testing, analyzing, identifying gaps and streamlining department process
  • Maintain comprehensive knowledge of applicable laws and regulations
  • Maintain excellent communications with regulators, bankers and other business partners and stakeholders
  • Problem solving and detailed oriented
  • Hands on experience in managing, executing QA and Compliance Testing programs

Timeline

AVP BSA Support Manager

OCEAN BANK
06.2022 - Current

AVP Sr. AML Monitoring & Testing Officer

Amerant Bank N.A
03.2015 - 05.2022

Independent Consultant

CP/AML Consulting LLC
09.2014 - 03.2015

AVP, AML Compliance Officer

BNP Paribas
02.2010 - 07.2014

Senior BSA Analyst

Eastern National Bank N.A.
07.2009 - 02.2010

Independent AML Consultant

Nason & Nason Staffing Agency
04.2009 - 07.2009

AML Officer

BHI
09.2007 - 12.2008

BSA Analyst III

US Century Bank
04.2002 - 09.2007

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ROSALYN MUTSCHLER