Summary
Overview
Work History
Education
Skills
Professional Highlights
Timeline
Generic

Roxane Nickeo

Atlanta,GA

Summary

Results-driven Credit Manager experienced in financial statement review, auditing and reporting. Well-versed in producing reports, evaluating department operations and handling month- and year-end closings. Meticulous, conscientious and methodical in approach. Visionary leader with ability to build cohesive teams, increase service quality and exceed corporate goals and objectives.

Overview

21
21
years of professional experience

Work History

Design Sales Consultant, Retail (Part Time)

West Elm
10.2017 - Current
  • Develop and implement creative design solutions for residential and commercial spaces based on space preferences and customized budgets, resulting in increased customer satisfaction.
  • Build strong relationships with clients through clear communication and quality service, leading to referrals and repeat business.
  • Boost sales revenue by consistently upselling products and suggesting additional items base on customer needs.
  • Support the B2B Sales Team in building and driving the business to ensure store targeted goals are exceeded.
  • Cultivate and strengthen lasting client relationships identifying goals, using strong issue resolution and dynamic communication skills.
  • Demonstrate expertise in various product categories resulting in becoming a go-to resource for customers seeking advice on product selection.
  • Assist in planning and executing successful in-store events to drive foot traffic, increase sales, and enhance Williams Sonoma Brands loyalty among customers.
  • Mentor junior sales team in company standards and best practices, contributing to overall team success.
  • Participate in storewide audits, ensuring accuracy of inventory counts and identifying areas for improvement in stock management processes.

Credit Manager - Local Media Group

Meredith Corporation
01.2015 - 05.2022
  • Enhanced credit management processes by implementing efficient risk assessment strategies and tools.
  • Managed the entire end-to-end credit approval process from application review through contract negotiation and final execution by working effectively with clients, corporate and/or regional markets sales and accounting groups.
  • Reduced bad debt by closely monitoring broadcast markets to determine adjustments in high-risk accounts and implementing proactive collection measures.
  • Maximized cash flow for the company by monitoring outstanding debts and optimizing collection efforts.
  • Revamped outdated credit policies, aligning them with industry best practices to mitigate financial risks effectively.
  • Generated and maintain advanced data analysis to identify trends in payment behavior, enabling informed decision-making for future collections efforts as well as potential Bad Debt forecast and assessments.
  • Worked closely with legal counsel to pursue necessary actions against non-compliant debtors, ensuring company interests were protected at all times.
  • Identified productivity improvement opportunities and coordinated with other appropriate internal and external business divisions (Sales, Finance, Legal) to ensure clear communications of credit policies.
  • Tracked Credit Report Usage and other Department workflows inclusive of facilitated successful annual internal and external audits through sound and thorough documentation.
  • Managed all administrative functions of Meredith Local Broadcasting accounts using Wide Orbit Traffic System (inclusive of client onboarding profiles and maintenance inclusive of cash to order releases and credit blocks).
  • Managed a high-performing credit team through consistent leadership, guidance, and performance evaluations.
  • Managed semi-monthly portfolio meetings directly with stations sales management teams
  • Enlisted the efforts of sales, senior management, or other resources when necessary to accelerate the collection process.
  • Actively participated in industry conferences and workshops to stay current on best practices in debt collection management techniques.
  • Portfolio Managed $350 Million Annual. Software: Excel, Microsoft Windows, Oracle, Wide Orbit.
  • Lead a team of two credit analysts and three portfolio managers.
  • Worked closely with legal counsel to pursue necessary actions against non-compliant debtors, ensuring company interests were protected at all times.
  • Filed Bad Debt with 3rd Party Agency (inclusive of Bankruptcy Files).

Senior Credit Analyst - Local Media Group

Meredith Corporation
09.2011 - 12.2014
  • Conducted thorough financial statement analysis for accurate assessment of borrowers' repayment capacity and financial health to extend payment terms based on Meredith Credit Policy. Reports inclusive of Dunn and Bradstreet, Experian, Creditsafe, Bloomberg, Moody's, EDGAR/SEC filings.
  • Provided customer service regarding collection issues and resolved client billing discrepancies, refunds, and short payments.
  • Improved decision-making processes through the creation of concise reports on key industry trends, macroeconomic factors, and borrower profiles.
  • Onboarded and periodically updated clients in Wide Orbit.
  • Released of orders accordingly based on credit terms or payment in advanced applying credit blocks when required to meet station regional order release deadlines.
  • Instrumental collaboration with Portfolio Management Team and stations to achieve A/R recovery goals.
  • Month-End billing production inclusive of Notarized Scripts and Special Handling production of Broadcast and Calendar invoices.
  • Ensured all Bad Debt write offs were properly documented to comply with corporate policies inclusive of performed research for Bankruptcy accounts ensuring accuracy of collected information.
  • Implemented robust monitoring mechanisms to track portfolio performance regularly. Prepared monthly credit analysis, Bad Debt and high-risk account reports for management using Excel.
  • Actively participated in Regional and National monthly media credit group forums keeping abreast of developing elements.
  • Contributed significantly to positive audit results by maintaining detailed documentation related to all aspects of the credit analysis process.
  • Lead a team of two inclusive of orientation, training, and development. Enhanced team productivity through effective distribution of tasks as well as coaching on best practices.

Sales Lead, Retail

Ann Taylor
01.2011 - 01.2013
  • Collaborated with General and Co-Manager to ensure execution of best floor coaching methods are implemented daily for optimal Client Experience and revenue growth.
  • Enhanced store performance by implementing effective merchandising strategies and visual displays within Ann Taylor brand guidelines.
  • Managed Store Operations inclusive of open and close procedures, accurate POS transactions, minimizing discrepancies, implemented loss prevention tactics to deter thefts while maintaining a welcoming environment for all customers.
  • Assisted the Store Manager in analyzing sales data to identify trends and make informed decisions for improving overall store performance.
  • Developed a high-performing sales team by providing ongoing coaching, setting clear expectations, and fostering a positive work environment.
  • Coached sales associates in product specifications, sales incentives, and selling techniques, significantly increasing customer satisfaction ratings.
  • Exceeded sales goals and accomplished business objectives by inspiring staff and promoting target products.

Director of Financial Development Resource & Operations

Edge Access, Inc.
09.2002 - 03.2009
  • Managed budgets and resources, optimizing allocation fro maximum impact on business objectives to the US Virgin Islands, California, North Carolina and Florida regional offices.
  • Served as consultant to the Chairman and CEO in matters involving financial, budgetary, and accounting activities to ensure compliance with Headquarters and Departmental reporting.
  • Oversaw monthly and quarterly assessments and forecasts of organization's financial performance against budget, financial and operational goals. Software: QuickBooks and Microsoft Excel, Word, Acrobat, Adobe.
  • Established strong partnerships with vendors, suppliers, and key stakeholders to improve collaboration and ensure alignment with business requirements.
  • Managed Human Resources inclusive of talent acquisition recruitment, onboarding, labor relations, training, crisis resolutions, payroll, employment taxes, performance reviews, compensation and benefits.
  • Implemented new inventory management system to optimize stock levels and reduce waste.
  • Organized travel arrangements for executives and regional sales teams by researching cost-effective options while accommodating individual preferences.
  • Coordinated office events and meetings, ensuring timely execution and optimal scheduling for all participants.

Education

Bachelor of Arts - International Affairs & Multinational Business

FLORIDA STATE UNIVERSITY
Tallahassee, FL

Skills

  • Employee Management
  • Audit Reporting
  • Project Planning
  • Data Analysis & Risk assessment
  • Budgeting and forecasting
  • Client relationship management
  • MS Office
  • Forecasting and Reporting
  • Cultural Awareness
  • Team Leadership Development
  • Process Optimization
  • Cross-functional collaboration

Professional Highlights

  • West Elm, 10/01/17, Current, Design - Interior Consultant, Retail (Part Time), Develop and implement residential and commercial design plans specific to clients’ needs, styles, space preferences, and customized budgets., Support the Sales Team in building and driving the business to ensure store targeted goals are exceeded. Provide training, orientation and development for new hire., Cultivate professional relationships with new and existing clients, identifying goals and providing follow-up assistance., Promote enhanced incentives: B2B Sales, Brand Key Rewards credit card memberships, and Gift Registry., Participate in Williams Sonoma Brand Events.
  • Meredith Corporation, 09/01/11, 05/01/22, Credit Manager Local Media Group, Lead credit risk functions for Meredith Local Media Group by working effectively with corporate and market sales and accounting groups., Monitor current broadcast market economics to determine adjustment of risk factors when evaluating credit for existing and potential B2B advertisers and agencies., Generate and maintain monthly, quarterly, and annual Credit Analysis inclusive of Bad Debt expense forecast and assessment process. Filing of Bad Debt with 3rd Party Agency (inclusive of Bankruptcy Files)., Identify productivity improvement opportunities and coordinate with other appropriate internal and external business divisions (Sales, Finance, Legal) to ensure clear communications with clients and process improvements., Track Credit Report Usage and other Department workflows inclusive of audit compliance., Manage all administrative functions of Meredith Local Broadcasting accounts using Wide Orbit Traffic System (inclusive of client onboarding profiles and maintenance as well as order releases and credit blocks)., Lead a team of two credit analysts and three portfolio managers., Set objectives inclusive of training and development to ensure analysts and portfolio managers effectively manage daily goals, promptly identify, resolve, and mitigate account delinquencies. Actively participate and partner with Sales in customer collection resolution., Manage semi-monthly portfolio meetings directly with stations sales management teams. Enlist the efforts of sales, senior management, or other resources when necessary to accelerate the collection process., Participate in credit and collections regional and countrywide financial groups., Portfolio Managed $350 Million Annual, Software: Excel, Microsoft Windows, Oracle, Wide Orbit
  • Senior Credit Analyst Local Media Group, 09/01/11, 12/01/14, Collect and analyze financials of potential and existing B2B advertisers and agencies using Dunn and Bradstreet, Experian, Bloomberg, EDGAR/SEC filings. Determine risk factors to extend payment terms based on Meredith Credit Policy., Provide customer service regarding collection issues and resolve client discrepancies, refunds, and short payments., Onboard and periodically update clients in Wide Orbit., Release orders accordingly based on credit terms or payment in advance, applying credit blocks when required to meet station regional order release deadlines., Collaborate with Portfolio Management Team and stations to achieve A/R recovery goals., Perform month-end billing production inclusive of Notarized Scripts and Special Handling production of Broadcast and Calendar invoices., Ensure all Bad Debt write-offs are properly documented to comply with corporate policies. Perform research for Bankruptcy accounts ensuring accuracy of collected information., Prepare monthly credit analysis, Bad Debt and high-risk account reports for management using Excel., Actively participate in Regional and National monthly media credit group forums., Lead a team of two inclusive of orientation, training, and development.

Timeline

Design Sales Consultant, Retail (Part Time)

West Elm
10.2017 - Current

Credit Manager - Local Media Group

Meredith Corporation
01.2015 - 05.2022

Senior Credit Analyst - Local Media Group

Meredith Corporation
09.2011 - 12.2014

Sales Lead, Retail

Ann Taylor
01.2011 - 01.2013

Director of Financial Development Resource & Operations

Edge Access, Inc.
09.2002 - 03.2009

Bachelor of Arts - International Affairs & Multinational Business

FLORIDA STATE UNIVERSITY
Roxane Nickeo